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A class action lawsuit claims that DirecTV pulls individuals’ credit reports without their knowledge or consent.
The DirecTV class action lawsuit was filed by Toni Nash who says she does not have a business relationship with DirecTV, but DirecTV pulled her credit report, which ended up lowering her credit score.
Allegedly, Nash called DirecTV to ask why the company pulled her credit. She says that her call was not answered, but on Oct. 8, 2018, she got a letter from DirecTV “implicitly acknowledging that it did not have a permissible purpose for pulling her credit report.”
In this letter, the company reportedly agreed to request that credit bureaus remove this inquiry from her report. However, Nash claims that this has not happened, and her ability to obtain credit has suffered as a result.
Nash says that with her credit score decreased, it has been difficult for her to get more credit. Nash claims that DirecTV has similarly pulled other individuals’ credit reports without their consent, and in so doing, lowered their scores.
The DirecTV class action lawsuit says that DirecTV routinely violates the Fair Credit Reporting Act by pulling the credit reports of people who did not give authorization. The plaintiff goes on to say that the FCRA prohibits businesses from pulling credit reports unless there is a “permissible purpose for doing so.”
The DirecTV unlawful credit pull class action lawsuit says that customers like Nash were caused injury by DirecTV’s decision to pull credit, because each credit pull can lower a person’s credit score by up to five points. This allegedly affects a customer financially because this decreases their ability to obtain credit elsewhere, which can cause injury to a customer’s financial health overall.
According to Nash’s credit pull class action lawsuit, DirecTV knew or should have known the requirements of the FCRA but violated the law nonetheless.
Have you had your credit pulled without you consent? Share your experiences in the comment section below.
Nash is represented by Jeff Western of Westerman Law Corp., and by John A. Yanchunis and Jonathan B. Cohen of Morgan & Morgan Complex Litigation Group.
The DirecTV Unauthorized Credit Pull Class Action Lawsuit is Toni Nash v. DirecTV LLC, Case No. 2:19-cv-09032, in the U.S. District Court for the Central District of California.
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267 thoughts onDirecTV Class Action Says Credit Checks Pulled Illegally
I was not informed to get money out of account . Whenend service with them . It was on credit report
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Please add me
Please add me to this claim.
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Please added me mines been pull 2times
PLEASE PLEASE PLEASE Add me to this suit!!!! My Report was pulled 3, THREE, Times Without permission!!
add me
Back in May 2018 I had one of those door to door sub-contractors knock on my door promising to lower my TV/Internet bill if I switched to DTV. He said he could prove it with a soft credit check. He said all he needed was my full name. I thought you needed a SSN to get any kind of real credit information. That’s all he said he needed. There is a hard check listed on Experian. I didn’t even want DTV. I was very clear on this. Being that I have no proof I am patiently waiting for it to come off of the report. Hopefully it will be soon with it becoming 2 years old. The lesson here is to shut the door in the face of anyone trying to see you something door to door.