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A class action lawsuit claims that DirecTV pulls individuals’ credit reports without their knowledge or consent.
The DirecTV class action lawsuit was filed by Toni Nash who says she does not have a business relationship with DirecTV, but DirecTV pulled her credit report, which ended up lowering her credit score.
Allegedly, Nash called DirecTV to ask why the company pulled her credit. She says that her call was not answered, but on Oct. 8, 2018, she got a letter from DirecTV “implicitly acknowledging that it did not have a permissible purpose for pulling her credit report.”
In this letter, the company reportedly agreed to request that credit bureaus remove this inquiry from her report. However, Nash claims that this has not happened, and her ability to obtain credit has suffered as a result.
Nash says that with her credit score decreased, it has been difficult for her to get more credit. Nash claims that DirecTV has similarly pulled other individuals’ credit reports without their consent, and in so doing, lowered their scores.
The DirecTV class action lawsuit says that DirecTV routinely violates the Fair Credit Reporting Act by pulling the credit reports of people who did not give authorization. The plaintiff goes on to say that the FCRA prohibits businesses from pulling credit reports unless there is a “permissible purpose for doing so.”
The DirecTV unlawful credit pull class action lawsuit says that customers like Nash were caused injury by DirecTV’s decision to pull credit, because each credit pull can lower a person’s credit score by up to five points. This allegedly affects a customer financially because this decreases their ability to obtain credit elsewhere, which can cause injury to a customer’s financial health overall.
According to Nash’s credit pull class action lawsuit, DirecTV knew or should have known the requirements of the FCRA but violated the law nonetheless.
Have you had your credit pulled without you consent? Share your experiences in the comment section below.
Nash is represented by Jeff Western of Westerman Law Corp., and by John A. Yanchunis and Jonathan B. Cohen of Morgan & Morgan Complex Litigation Group.
The DirecTV Unauthorized Credit Pull Class Action Lawsuit is Toni Nash v. DirecTV LLC, Case No. 2:19-cv-09032, in the U.S. District Court for the Central District of California.
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267 thoughts onDirecTV Class Action Says Credit Checks Pulled Illegally
I had my credit pulled today without my consent, my call was strictly to schedule a tech to come to my house to re-wire a room so I could move my box. There was no reason to pull my credit, I never was asked if my credit could be pulled, nor did I give consent for them to.
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I was informed by a collection agency that I had and overdue account with DirecTV I did not open. The service address was for a home I had owned in over 15 years. Upon checking my credit report I learned the DirecTV account was opened in August of 2019 while I was out of country. DirecTV’s hard inquiry credit inquiry and collections action lowered my FICA score by 12 points placing me in a poor credit rating category. DirecTV fraudulent activity has done me financial harm by lowering my credit worthiness just as I am applying for a mortgage to purchase a primary residence.
They ran my report and then scheduled an appointment without my consent. I called them and told them I did not consent to the service and they cancelled the appointment. A week later they scheduled another appointment without my consent. It was a stressful time because at that time was not getting paid due to the government shutdown and they were messing with my credit.
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