TCPA Violation: Unwanted PNC Bank Loans Calls

Bank loan calls that are unsolicited are a disruption and annoying to consumers. They could, however, also be a violation of the law if the company ignores two important federal laws protecting consumers.

Who Is PNC Bank?

PNC Bank is a popular banking institution used by consumers all over the U.S. PNC promotes itself as one of the biggest diversified banking companies in the United States, meaning they have many people who could be using PNC Bank loans at any given time.

Some consumers in the U.S. say that they are receiving phone calls about their PNC Bank loan that violate the Fair Debt Collection Practices Act or the Telephone Consumer Protection Act.

Whether you hold a PNC bank credit card, are working towards a PNC Bank mortgage payoff, or need to file PNC Bank complaints, you should never have to deal with illegal phone calls from any financial institution.

Is It Legal to Receive Phone Calls About PNC Bank Loans?

One of the most important things to consider about whether or not a call regarding a PNC bank loan is legal has to do with whether or not an autodialer was used to call your number. Many collection calls today are made through the use of an autodialer, which is a machine that is capable of calling many numbers in quick succession.

To tell whether or not an autodialer was used, listen for what happens when you first pick up the call. If there’s a pause before the call connects, there’s a good chance an autodialer was used to place that call.

If the bank does not have your permission to call your cell phone, you need to address this with them by withdrawing your consent to have this phone number contacted. Sending this in written form via certified letter is recommended. You can also revoke your consent verbally, but it helps to have a paper trail if you ultimately have to file a PNC Bank loans TCPA violation lawsuit.

Keep a written record of the phone calls. If you keep getting PNC Bank loan phone calls and have asked for them to stop in writing and verbally, each violation could lead to $500 in damage costs if you file a lawsuit.

While you can submit complaints to government agencies about possible violations, this doesn’t compensate you for the illegal behavior automatically. Only filing a lawsuit over the TCPA issue will enable you to hold this company accountable for their overreach. Whether it was PNC bank loans or another dent collection entity who reached out to you over the phone, Top Class Actions can help you with finding an attorney.

Join a PNC Bank Lawsuit

Have you already been contacted multiple times by PNC Bank? Have you asked them to stop calling you but are continuing to be disrupted by these calls? These calls go beyond being unwanted and can even involve threats made against you in violation of the FDCPA or the use of tools that violate the TCPA.

Join a Free TCPA Class Action Lawsuit Investigation

If you were contacted on your cell phone by a company via an unsolicited text message (text spam) or prerecorded voice message (robocall), you may be eligible for compensation under the Telephone Consumer Protection Act.

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This article is not legal advice. It is presented
for informational purposes only.