Allstate property insurance class action settlement

Allstate agreed to a class action settlement to resolve claims it withheld nonmaterial depreciation from property insurance claims.

The Allstate settlement benefits Allstate property insurance policyholders who made a structural loss claim for property in Arizona between April 25, 2017, and Oct. 1, 2026, where Allstate issued payment based on an Xactimate estimate that resulted in an actual cash value payment from which nonmaterial depreciation was withheld.

Allstate is an insurance company that offers a variety of insurance products, including property insurance. Allstate offers property insurance policies in Arizona.

According to a class action lawsuit, Allstate wrongfully withheld nonmaterial depreciation from property insurance claims. Plaintiffs in the case say Allstate’s actions violated Arizona law.

Allstate has not admitted any wrongdoing but agreed to pay an undisclosed sum to resolve the class action lawsuit allegations.

Under the terms of the Allstate property insurance class action settlement, class members can receive a cash payment.

Class members who have not been paid for nonmaterial depreciation can receive 50% of the net estimated nonmaterial depreciation that was withheld from actual cash value payments. These class members can also receive 10% annual simple interest from the date of the initial actual cash value payment through the settlement effective date.

Class members who have already recovered all outstanding depreciation through the claims process can receive a one-time payment between $10 and $360, depending on the amount of nonmaterial depreciation that was withheld.

The deadline for exclusion and objection is Nov. 16, 2026.

The final approval hearing for the Allstate settlement is scheduled for Dec. 15, 2026.

To receive settlement benefits, class members must submit a valid claim form by Jan. 29, 2027.

Who’s Eligible

The Allstate settlement benefits Allstate property insurance policyholders who made a structural loss claim for property in Arizona between April 25, 2017, and Oct. 1, 2026, where Allstate issued payment based on an Xactimate estimate that resulted in an actual cash value payment from which nonmaterial depreciation was withheld.

Potential Award

Varies

Proof of Purchase

Policy number, claim number, date of loss, amount of ACV payment and the name of the policyholder

Claim Form

NOTE: If you do not qualify for this settlement do NOT file a claim.

Remember: you are submitting your claim under penalty of perjury. You are also harming other eligible Class Members by submitting a fraudulent claim. If you’re unsure if you qualify, please read the FAQ section of the Settlement Administrator’s website to ensure you meet all standards (Top Class Actions is not a Settlement Administrator). If you don’t qualify for this settlement, check out our database of other open class action settlements you may be eligible for.

Claim Form Deadline

01/29/2027

Case Name

Hernandez v. Allstate Vehicle and Property Insurance Co., Case No. CV-2026 00048, in the Superior Court of the State of Arizona in and for the County of Mohave

Final Hearing

12/15/2026

Settlement Website

HernandezDepreciationSettlement.com

Claims Administrator

Allstate Hernandez Depreciation Settlement
1650 Arch Street, Suite 2210
Philadelphia, PA 19103
866-945-4242

Class Counsel

Erik Peterson
ERIK PETERSON LAW OFFICES PSC

James Brandon McWherter
MCWHERTER SCOTT BOBBITT PLC

T. Joseph Snodgrass
SNODGRASS LAW LLC

Michaile Berg
BERG LAW

Broc Wickland
Jake Baldridge
WHITNEY WHITNEY BALDRIDGE ATKINSON PLLC

Defense Counsel

Jasmine Pitt
Marcy Levine Aldrich
Donnie M. King
AKERMAN LLP