National City Bank (PNC) Overdraft Fee Class Action Settlement

188 thoughts onNational City Bank (PNC) Overdraft Fee Class Action Settlement

1. jamie says:

   December 8, 2015 at 4:26 pm

   That is so funny. You MUST work there because you sound just exactly like the a#@holes at the local branch. I was a caseworker at the time this was going on (maybe it still is- wouldn’t doubt it) for individuals who had just gained total guardianship for themselves, usually for the first time in their lives. We liked to help them with finances and always offered, but often times they wanted to feel the pride of handling everything on their own- and they were legally free to do so at that point. Countless times I ended up at your bank with clients who had to call for me for help because they had lost their entire paychecks to your bank. It was NOT always that the person did not have the money in their account to cover the money they spent. It was you a#@holes paying out all the bills they had due on payday 5 minutes BEFORE you deposited their paychecks, KNOWING the money was on its way. THEN, you paid the largest bill first (TO HELP, one of you explained, because the largest bills are usually the most important, like a mortgage…BS- you were just making sure you got the highest number of overdrafts possible). That way the bank wiped out any money left in the account only minutes before payday, so that there was nothing left in the account to cover the 5 other, smaller bills coming out on payday. It was always the same, the bills got taken out at 12:01 a.m., and the paycheck got deposited at 12:05. Seriously, you should have held out for a better job so you could keep your morality. Don’t kid yourself. And as far as those who do have a hard time balancing their checkbooks or those who are having an extremely hard time financially- those are the poor people who may spend money on milk or diapers- hoping to get paid before the transaction goes through- those are the people big banks want to f#$@ over just to make themselves richer? You take advantage of the people who cant feed their children when you play these pending, holding, rearranging games and steal their entire paycheck that they worked 40 hours for. Special place in h#ll for you. I had to try to explain to these people that they were NOT failures, that it was not their fault that you took the bills out before their paycheck arrived. But, it was a great lesson for them to learn that there is always someone out there willing to scam them out of their money. You really never felt guilty? Especially when a single mom came into your branch crying because you’d stolen her entire paycheck just because she made the mistake of forgetting that she stopped at the store a couple times a week ago and didn’t write it down. Because your bank held those charges for 7 or 8 days, hoping she didn’t write them down, and didn’t remember them, so you could wait until she had only $1.00 left in her account to purposely throw those charges in as a little surprise to her a week after the transaction. But do you care that you’ve charged her $600 for covering her 3 transactions at $1.25 each. Nope, your condescending to her, and you make her feel like she is a loser for not balancing her checkbook, or a criminal making fraudulent purchases. Do you REALLY have to double your OD charges every 3 days or every 5 days when obviously the person cant afford to even pay the initial OD until they get paid again. YOU are pathetic. So don’t get all high and mighty putting down the people who may be less fortunate, or even less intelligent than you are.

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2. Gloria says:

   July 21, 2015 at 7:12 am

   PNC is still charging overdraft fees to their benefit. I just had 3 overdraft charges to my account today. I deposited money Saturday, and it posted on 7/20/2015. That is what is saying on my account. When I called customer service to find out why I had these charges when It is not showing that I am in the red at all! She claimed that it was my mortgage payment that caused the overdraft and that my deposit didnt post until today. I had the money in the account for my mortgage payment and my cable bill. She saying that after the other withdraws it caused my account to go over. It;s not true. I even printed out my account info to show that I am not in the red at all and that I had the money in there to cover my bills. So, how do I file a complaint with PNC. This is unfair. I want to get rid of this account in the worst way. Please help!!

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   1. Kimberly says:

      June 20, 2018 at 7:20 pm

      I just went through the exact thing today! What can I do. They owe me $180.

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3. Robin Cissell says:

   April 18, 2014 at 4:22 pm

   I would like to know , how is a $13.44 check going to pay me back for all the money they have taken and are Still taking .I get paid on a Thursday and they pend my paycheck until Monday and have made a lot of my stuff over Draft and they send me a check for $13.44 when every charge was over $34 and I can’t even remember the charges when it was National City.I think it’s time for me and my whole family to change banks.I work too hard for them to take my money from me and always has some kind of excuse for it.

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4. Doralee Smith says:

   October 30, 2013 at 6:59 pm

   I want my money asap. They want their money now. Please put a fire underneath their asses.

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5. Donna Perna says:

   September 28, 2013 at 12:54 pm

   pnc has taken thousands of dollars from me from 2003 until now. If I have pending transaction and squeak the through not to mention the daily charges

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6. Tamra says:

   April 8, 2013 at 6:20 pm

   I am being charged NSF fees on pending transactions.
   Some pending transactions never hit my account but PNC managers are claiming there is a hold on the funds therefore there is an overdraft, even though they never distribute the money. This can not be legal???

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7. Judith says:

   March 22, 2013 at 10:52 am

   Out of the over 400.00 I was supposed to get back – I received a whole $3,89. This is not okay by any means , so we participate in a class action and this is what ‘we’ get!

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8. Geraldine Makins says:

   February 26, 2013 at 5:31 pm

   Time for a New way to Stop Them.

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9. Geraldine Makins says:

   February 26, 2013 at 5:29 pm

   PNC is streel doing the same thing to me. Take overdraft from me.

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10. Mike says:

    February 20, 2013 at 3:46 pm

    PNC has gotten thousands from me as well, but that was 3-4 years ago and I closed my account then. Will my claim be rejected if I have no account statements anymore? If so, can PNC produce the statements from closed accounts?

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