Top Class Actions’s website and social media posts use affiliate links. If you make a purchase using such links, we may receive a commission, but it will not result in any additional charges to you. Please review our Affiliate Link Disclosure for more information.
Trans Union, LLC has agreed to pay up to $1.4 million to consumers who obtained a credit report with incorrect information that may have impacted their financial options as part of a class action lawsuit settlement reached Dec. 5.
According to the class action lawsuit, filed three years ago by plaintiff Donna Soutter, Trans Union and its public records vendor allegedly used Virginia Supreme Court information regarding civil judgments that would help the agency better assess a consumer’s risk for a lender. Soutter argued that the data recorded by the credit reporting agency did not include information about settlements or dismissed and vacated cases that would have had an impact on a person’s rating.
Consumers who received one or more inaccurate credit reports from Trans Union will be eligible for damages from the $1.4 million class action settlement fund, of which an un-established portion will go to legal costs. Class Members include approximately 159,000 individuals who, since July 26, 2008, had a Trans Union consumer report delivered that reflected an unsatisfied Virginia General District Court or Virginia Circuit Court civil judgment that had been satisfied, vacated or dismissed.
Class Members will also have their information updated based on the removal of the incorrect civil lawsuit information, as well as receive six months of Trans Union’s primary credit monitoring for free under the proposed class action settlement.
The settlement, as standard practice, stipulates that Trans Union does not admit any wrongdoing in agreeing to the deal, and in the company states that it properly assessed consumers’ risk to lenders based on the statutes of the Fair Credit Reporting Act. Trans Union said it agreed to the class action settlement to avoid the uncertainty and expenses of going to trial.
Plaintiffs are represented by Anthony Bennett, Janelle Mason Mikac and Susan Mary Rotkis of Consumer Litigation Associates PC.
The Trans Union Credit Report Class Action Lawsuit is Donna K. Soutter v. Trans Union LLC, Case No. 10-cv-00514-HEH, U.S. District Court, Eastern District of Virginia.
All class action and lawsuit news updates are listed in the Lawsuit News section of Top Class Actions
Top Class Actions Legal Statement
64 thoughts onTrans Union Reaches Class Action Settlement Over Inaccurate Credit Reports
I spent trying to figure out why there was a data breach.
Mine says info breeched
I don’t understand how they can report my credit score in the 800’s one week and 600’s the next!!!…when nothing has changed!
6 5 2016 Recd CK for $23.67; They tear down your credit, cause you to be fired or denied for a house loan and this is the total you get! What a JOKE!
Rec’d a check today 6/4/16. Didn’t even know I was part of this. It’s nice to know these guys are being held accountable , although they didn’t admit to any wrongdoing.
Keep in Mind, MOST of the money from the settlement is going to the attorneys, not you! They are getting paid for their efforts to settle the lawsuit. This is typical in all class action lawsuits – the plaintiffs get $25.00, but the law firm gets millions.
Thanks Steven, I guess I will not complain anymore!
Receive ck 25.83 july 27 PR
I recieved a check for $25.80 in Kansas. Seems pretty pitiful.
Got info on the free credit monitoring, have not received check yet. Did anyone else get the email???
I received 25.83 on Sat. Did anybody notice the check stated for deposit only!! You can’t cash it just deposit.