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Trans Union, LLC has agreed to pay up to $1.4 million to consumers who obtained a credit report with incorrect information that may have impacted their financial options as part of a class action lawsuit settlement reached Dec. 5.
According to the class action lawsuit, filed three years ago by plaintiff Donna Soutter, Trans Union and its public records vendor allegedly used Virginia Supreme Court information regarding civil judgments that would help the agency better assess a consumer’s risk for a lender. Soutter argued that the data recorded by the credit reporting agency did not include information about settlements or dismissed and vacated cases that would have had an impact on a person’s rating.
Consumers who received one or more inaccurate credit reports from Trans Union will be eligible for damages from the $1.4 million class action settlement fund, of which an un-established portion will go to legal costs. Class Members include approximately 159,000 individuals who, since July 26, 2008, had a Trans Union consumer report delivered that reflected an unsatisfied Virginia General District Court or Virginia Circuit Court civil judgment that had been satisfied, vacated or dismissed.
Class Members will also have their information updated based on the removal of the incorrect civil lawsuit information, as well as receive six months of Trans Union’s primary credit monitoring for free under the proposed class action settlement.
The settlement, as standard practice, stipulates that Trans Union does not admit any wrongdoing in agreeing to the deal, and in the company states that it properly assessed consumers’ risk to lenders based on the statutes of the Fair Credit Reporting Act. Trans Union said it agreed to the class action settlement to avoid the uncertainty and expenses of going to trial.
Plaintiffs are represented by Anthony Bennett, Janelle Mason Mikac and Susan Mary Rotkis of Consumer Litigation Associates PC.
The Trans Union Credit Report Class Action Lawsuit is Donna K. Soutter v. Trans Union LLC, Case No. 10-cv-00514-HEH, U.S. District Court, Eastern District of Virginia.
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64 thoughts onTrans Union Reaches Class Action Settlement Over Inaccurate Credit Reports
Please include me in this, send information please
I had a judgment in Rockingham County General Court in VA that I paid right away and trans union reported it unpaid for 2 years stop me from getting a car loan.
I’ve sent in a letter to TransUnion in regards to an incorrect information on my credit reports and still didn’t get any kind of respond back from TransUnion!! It’s not cool because they’re a pretty big corporation!! Please share some information of the website on the lawsuit!! Thank you.
I would like to know what I need to do in order to file? I have been affected by this.
How do you file? No Informatiom from Top Class Actions email. Can someone help please?
Thank you,
Candee
They have address’s that I never lived at! had credit cards showed that I never had! Accounts showing where I co sign for my Grand Daughter paid off early but shows she was late in payments she was late one time and in two weeks had it paid up to date but as I said she paid the car off in 2 years but they showed payment late! She was late because she was sick and couldn’t work! I had many problems with this company over the years! i want to join this Class Action Law Suit!!!!
same here, mistakes, wrong accounts, etc.and of course denied credit because of same!!
How do I join this class action suit
Transunion showed 2 outstanding mortgages for at least a year, it was the same mortgage on the same house
I am affected by Transunion credit reporting also. How can I get involve with this class action lawsuit?
I’ve had problems with them for years. Ranging from addresses I’ve never lived to incorrect credit information which of course impacted loans, rentals, etc. So how do we get more information on being included in the lawsuit? I deserve compensation for all the misinformation listed on my report! I even had to hire a company to try to get them to correct the errors AFTER I went thru the proper steps of “writing letters addressing inaccuracies” and STILL had problems because although after hiring the company some errors were removed but a fee months later they reappeared! So who should be accountable for that?