Cheesecake Factory Receipt Privacy $4.75M Class Action Settlement

Update:

• A final hearing for this class action settlement was continued to Aug. 23, 2022.

Who Qualifies: The Class in this class action lawsuit settlement is made up of cardholders who hold the 1 million unique credit or debit card numbers, whose EMV debit or credit card was used to make a purchase at a payment terminal at a Cheesecake Factory owned, operated, or branded restaurant that was programmed to print the first six and last four card numbers on customers’ receipts between Nov. 10, 2016, and Feb. 4, 2017. (NOTE: Not all Cheesecake Factory locations printed receipts such as these, and therefore, not everyone who received a printed receipt between those dates is considered a Class Member.)

Potential Award: $28 to $56 (Estimated)

Proof of Purchase Required: Yes

Claim Deadline: 03/31/2022

The Cheesecake Factory Inc. will pay $4.75 million to resolve class action lawsuit claims it violated the Fair and Accurate Credit Transactions Act (FACTA) by displaying more information than legally allowed on its receipts.

The Class is made up of cardholders who hold the 1 million unique credit or debit card numbers, whose EMV debit or credit card was used to make a purchase at a payment terminal at a Cheesecake Factory owned, operated, or branded restaurant that was programmed to print the first six and last four card numbers on customers’ receipts between Nov. 10, 2016, and Feb. 4, 2017. 

Not all Cheesecake Factory locations printed receipts such as these, and therefore, not everyone who received a printed receipt between those dates is considered a Class Member.

Plaintiffs in a class action lawsuit alleged Cheesecake Factory violated FACTA by printing point-of-sale receipts that displayed more than the first six and last four digits of the customer’s credit card number at select locations.

Class Members in the Cheesecake Factory settlement will receive a pro rata portion of the settlement fund. 

In order to receive a payment, Class Members must submit a claim form using their Class ID number and will be required to upload copies of the relevant receipts or documentation of the date each receipt was provided.

Those who do not have a Class ID number must submit a Publication Claim Form by mail and provide each covered receipt or the date or dates when each such receipt was provided, as well as the store location, according to the settlement notice.

The payment amount will depend on the number of claim forms that are submitted. Class Counsel estimates the payments will be between $28 and $56, based on a claim rate of 5 percent to 10 percent.

The final approval hearing in the Cheesecake Factory receipt settlement is set for May 6, 2022.

The deadline to opt out of or object to the settlement is March 31, 2022.

The deadline to submit a claim in the Cheesecake Factory settlement is also March 31, 2022.

Who’s Eligible

The Class is made up of cardholders who hold the 1 million unique credit or debit card numbers, whose EMV debit or credit card was used to make a purchase at a payment terminal at a Cheesecake Factory owned, operated, or branded restaurant that was programmed to print the first six and last four card numbers on customers’ receipts between Nov. 10, 2016, and Feb. 4, 2017. 

Potential Award

$28 to $56 (Estimated)

Class Counsel estimates the payments will be between $28 and $56, based on a claim rate of 5 percent to 10 percent.

Proof of Purchase

Class Members must submit a claim form using their Class ID number and will be required to upload copies of the relevant receipts or documentation of the date each receipt was provided.

Those who do not have a Class ID number must submit a Publication Claim Form by mail and provide each covered receipt or the date or dates when each such receipt was provided, as well as the store location, according to the settlement notice.

Claim Form

NOTE: If you do not qualify for this settlement do NOT file a claim.

Remember: you are submitting your claim under penalty of perjury. You are also harming other eligible Class Members by submitting a fraudulent claim. If you’re unsure if you qualify, please read the FAQ section of the Settlement Administrator’s website to ensure you meet all standards (Top Class Actions is not a Settlement Administrator). If you don’t qualify for this settlement, check out our database of other open class action settlements you may be eligible for.

Claim Form Deadline

03/31/2022

Case Name

Muransky, et al. v. The Cheesecake Factory Inc., et al., Case No. 19STCV43875 in the Superior Court of the State of California for the County of Los Angeles

Final Hearing

08/23/2022

Settlement Website

TCF-FACTASettlement.com

Claims Administrator

Cheesecake FACTA Claims Administrator
P.O. Box 6659
Portland OR 97228-6659
1-888-510-9743 

Class Counsel

Keith J. Keogh
KEOGH LAW LTD.

Defense Counsel

For The Cheesecake Factory:
Rick L. Shackelford
Paul B. Ranis
John L. McManus
GREENBERG TRAURIG LLP

For GK Software:
Geoffrey Tong
GARCIA HERNANDEZ SAWHNEY LLP