Top Class Actions’s website and social media posts use affiliate links. If you make a purchase using such links, we may receive a commission, but it will not result in any additional charges to you. Please review our Affiliate Link Disclosure for more information.
A Texas woman is suing a mortgage lender, saying the company sent her two text messages and several pre-recorded voicemail messages that she didn’t consent to.
In a nationwide class action lawsuit filed Wednesday in the Southern District of Texas, Plaintiff Moquita Quinan says mortgage loan provider Jet Lending violated the Telephone Consumer Protection Act (TCPA) when it contacted her to refinance her mortgage.
The TCPA is a federal law that was enacted in 1991 to protect consumers from telemarketers. It prohibits calling a cell phone number using an artificial or pre-recorded voice without the recipient’s prior express consent.
It aims to protect consumers from unwanted marketing communications from companies via phone, cell phone, text, and fax. It also limits the use of autodialers and robocalls. This includes text messages or robocalls from mortgage lenders.
Quinan says she got one text from Jet in January last year, and another in September, both offering to help her refinance her mortgage. In September and throughout 2020, the company also left pre-recorded voicemails on her mobile phone.
“When Plaintiff listened to the voice messages, she was easily able to determine that it was a prerecorded message,” the class action says.
“At no point in time did Plaintiff provide Defendant with her express written consent to be contacted by prerecorded message.”
Quinan claims the unsolicited prerecorded messages caused her harm, including invasion of privacy, aggravation, annoyance, intrusion on seclusion and trespass.
“Defendant’s call also inconvenienced Plaintiff and caused disruption to Plaintiff’s daily life,” the class action contends.
Quinan is seeking to represent any United States resident who received a prerecorded message from Jet in the past four years without giving their consent. She believes the nationwide Class will number in the thousands.
The class action lawsuit is asking for certification of the class action, damages of up to $500 for every violation and $1,500 for every willful violation of the TCPA, an injunction preventing Jet from continuing the alleged practices and a jury trial.
This class action lawsuit comes days after a North Carolina woman sued a car dealership under the TCPA, alleging John Hiester Chevrolet called her three times and left pre-recorded voicemails on her phone without her consent.
Do you receive pre-recorded voicemails from companies trying to sell you something? Let us know in the comments!
The plaintiffs are represented by Ignacio Hiraldo of IJH Law.
The Jet Lending TCPA Class Action Lawsuit is Moquita Quinan, et al., v. Jet Lending, LLC., Case No. 4:21-cv-1229, in the U.S. District Court Southern District of Texas.
Read About More Class Action Lawsuits & Class Action Settlements:
31 thoughts onMortgage Lender Illegally Texted, Left Pre-Recorded Messages, Class Action Lawsuit Claims
Add me please.
Add me please.
I would like to be added please. Thanks.
Plz add me
Truly annoying they call constantly and do not care if you block one number they just call from another number. Truly annoying
please add me
please add me
Aside from texts and calls; Mortgage companies (used in the past) are constantly sending communications via mail that contains private, confidential and sensitive information (i.e. current loan account numbers and balances). The point is they are trying to get former clients to use them again for refinancing options. These communications serve as unwanted solicitation and were never signed up for. Tons of scammers make it a job to steal mail that contain this level of information. Aren’t these unwanted communication/solicitation also a violation of TCPA?
Please Add me
Please add me
Please Add me to this Lawsuit