Unum is facing a Unum disability insurance lawsuit filed by a pharmaceuticals sales representative who alleges that the disability insurance giant wrongfully denied a legitimate insurance claim.
Plaintiff Connie Weltzer had been employed for 16 years until 2007, when she filed for long-term disability insurance, according to her Unum lawsuit. She suffered from a variety of nerve damage, along with neck pain and sleep disorders. The damage hit both sides of Weltzer’s body, impairing both arms.
That left Weltzer unable to perform her work duties, including driving, according to her disability insurance denial lawsuit.
During her time as a pharmaceutical sales rep, Weltzer had a Unum long-term disability insurance policy. When she filed for her claim with Unum, the insurance company also asked that Weltzer file a disability claim with the Social Security Administration, and hired a third-party company to file and pursue the claim.
However, Weltzer’s claim denial lawsuit said the third-party company had filed a claim based around a diagnosis of Generalized Anxiety Disorder and Post-Traumatic Stress Disorder. While Weltzer did have some depression and anxiety secondary to her illness, it was not the crux of her disability insurance claim. Additionally, the claim that the Social Security Administration received described Weltzer as a “morbidly obese woman with knee replacements, working as a deli clerk 20 hours per week,” none of which is reportedly true of Weltzer.
The Unum disability insurance lawsuit alleges that by treating Weltzer’s disability insurance claims as mental health issues, they were able to take advantage of shorter time limits to file a claim. The Unum lawsuit alleges that this was intentional and malicious.
The Unum Disability Insurance Lawsuit is Connie Weltzer v. Unum Life Insurance Company of America, Case No. 14-cv-244, in the U.S. District Court for the District of New Hampshire.
In general, Unum disability insurance lawsuits are filed individually by each plaintiff and are not class actions.
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