Burger King is facing a credit card receipt lawsuit filed by a Florida man alleging violations to the Fair and Accurate Credit Transactions Act (FACTA) on behalf of himself and others.
Plaintiff Ryan G. filed the credit card receipt lawsuit in Florida federal court on Oct. 30, 2017.
According to the credit card receipt lawsuit, the plaintiff purchased goods from Burger King’s Miami-Dade County, Fla. location on June 13, 2017. He paid for the goods, he says, using his personal credit card.
However, as he was handed over the printed receipt he noticed that it bore the first six along with the last four digits of his credit card number–a clear violation of FACTA, he claims.
According to the credit card receipt lawsuit, Burger King’s alleged failure to follow FACTA requirements exposes consumers to risks of payment card fraud and identity theft by “exposing account digits and by empowering criminals to commit effective social-engineering attacks.”
FACTA
The FACTA, or Fair and Accurate Credit Transactions Act, protects consumers against identity theft and fraud. Prior to the enactment of FACTA in 2010, criminals had a much easier time running up people’s accounts by bypassing credit card receipt security.
However, corporations such as Burger King and other business owners now must follow FACTA regulations by printing out no more than the last five digits of a consumer’s debit card or credit card on sales receipts. They are also prohibited from printing out any portion of a consumer’s credit card or debit card expiration date.
In fact, with the enactment of the FACTA, not only are “traditional brick and mortar business” required to follow these regulations but so do nontraditional businesses, like online retailers. Online businesses are also mandated to comply with FACTA regulations and rules that prohibit the printing of consumer expiration dates or any other digits except for the last five digits of the credit card or debit card.
When a business or company fails to follow FACTA rules and regulations it may lead them to tremendous liabilities. For example, a business that continues to do business using an older point-of-sale system and cash register may be faced with fines, lawsuits, and be at the hands of the Federal Trade Commission (FTC).
Additionally, a business or corporation that fails to follow FACTA regulations may be required to pay statutory damages up to $1,000 for each consumer affected by a violation. In a class action lawsuit, for example, if a number of consumers were affected by an alleged FACTA violation, a class action lawsuit may be initiated, such as the one against Burger King, alleging statutory damages for each violation of the law.
The Credit Card Receipt Lawsuit is Case No. 1:18-cv-20450-CMA, in the Circuit Court of the Eleventh Judicial Circuit in and for Miami-Dade County, Florida.
Free FACTA Class Action Lawsuit Investigation
If you made one or more purchases and the retailer provided you with a receipt that contained more than the last five digits of your credit or debit card number or the expiration date, you may be eligible for a free class action lawsuit investigation and to pursue compensation for these FACTA violations.
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