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Angry homeowners have filed a class action lawsuit against CitiMortgage, Inc. alleging the mortgage-and-loan company not only failed to deliver on its promises of providing borrowers with reduced loan payments, but also “financially devastated” them.
According to the class action lawsuit, CitiMortgage told homeowners that it could help them reduce loan payments by putting them in a trial mortgage modification program, based on the company’s participation in the U.S. Treasury Department’s Home Affordable Modification Program (HAMP), that would become permanent if the homeowner made reduced payments during the three-month trial period. However, even though homeowners made the monthly reduced payments that CitiMortgage asked them to make, and complied with the company’s requests for various documents in a timely manner, CitiMortgage allegedly denied homeowners permanent modification plans. This put some homeowners in even bigger financial hardship than when they entered the trial modification, despite doing everything CitiMortgage requested of them.
“Consumers that were rejected from permanent modification plans through no fault of their own should find themselves in no worse position than they entered it. Instead, [CitiMortgage’s] failure to honor its agreements and its misrepresentations and omissions about a program enacted to help homeowners reduce their payments and keep their homes have left Plaintiffs and Class Members financially devastated,” the lawsuit says.
The CitiMortgage class action lawsuit is brought on behalf of all persons in the United States whose loans have been serviced by CitiMortgage and who, since April 13, 2009 through the resolution of litigation, have complied with their obligation under a trial loan modification program and have not received a permanent modification pursuant to the loan modification agreement and have been harmed because of it.
The lawsuit is seeking, among other things, class certification, restitution and actual damages for injuries suffered by class members. A copy of the CitiMortgage Class Action Lawsuit can be read here.
Updated September 17th, 2010
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271 thoughts onCitiMortgage Loan Modification Class Action
I lost my house waiting for a loan mod with citimortgage
I lost my home and all my savings because of citimortgage too
I was also defrauded.
I, also, was scammed by Citi’s fraudulent mortgage practices; I lost my home and life savings.
I, to, was scammed by Citi Mortgage. I lost my house and my life savings through their fraudulent practices. They have left me destitute.
Mi nombre es la señora Michelle Mills. ¿Vivo en Texas los EEUU y soy una mujer muy feliz hoy? Me dije a mí mismo que cualquier prestamista de préstamo que podría cambiar mi vida y la de mi familia, me referiré a cualquier persona que está buscando préstamo a Them.They me dio y mi familia la felicidad, que estaba en necesidad de un préstamo de $ 30,000.00 a Comenzar mi vida por todas partes como un viudo con 4 niños me refiero a este honesto y dios temor préstamo de la compañía de préstamos en línea que me ayudó con un préstamo de $ 180,000.00 dólar de EE.UU., son de hecho dios temerosos de la gente, una empresa de préstamos de buena reputación.
Estoy muy contento de haber obtenido mi préstamo de ellos la semana pasada. Si usted está en necesidad de préstamo y usted está 100% seguro de pagar el préstamo por favor póngase en contacto con ellos y por favor les digo que la Sra. Michelle Mills se refieren a ellos. Contacto vía E_mail: juliajohnson88@outlook.com
Sra. Michelle Mills
Testimonio sobre cómo obtuve mi préstamo
¿NECESITAS UN PRÉSTAMO?
Buen día, ¿Necesita un préstamo urgente de resolver sus necesidades financieras, ofrecemos préstamo que van desde $ 5,000.00 a $ 10.000.000,00 Max, estamos fiable, eficiente, rápido y dinámico, con un 100% garantizada También da a préstamo en (Euros, libras y dólares.) El tipo de interés aplicable a todos los préstamos es (3%), si está interesado volver a nosotros a través de Servicios (helpcareserviceportal@gmail.com) prestados incluyen:
Citibank has no intention of helping anyone and the HARP is an absolute scam. Please let me know how to join this or some other class action against this predatory lender. I want to see this lending institution receive some type of reprimand for deceiving the home owners as they have done. After reading all these comments it actually verifies and certifies the we all have been victimized by CitiMortgage.
This bank has gotten away with destroying so many peoples lives and yet they still continue to be in business. This lender needs to pay for all the lives they have destroyed. I want to join the Class Action Lawsuit Against CitiMortgage. Please contact me by email.
Can you inform me please if you’ve received the info to join this lawsuit !!!!
This has happened to me with Citimortgage and I felt there was no one to turn to for help. Now I know it has happened to orhers. I have applied for a loan modification four times and each time denied after spending months of
Reading these comments verifies we all aren’t crazy, but true victims of big business who knows none of us can afford the legal fees to fight them for our homes. Paperwork doesn’t matter, all of our payments don’t matter, all of our documentation doesn’t matter. We are screwed, they know it, and we just need to accept the fact we are the little dog in their illegal dog fighting operation. Their employees have to know the fraud they are forced to inflict upon innocent folks just trying to save their home. It’s not a house, it a home. They don’t care. I, too, am about to lose my home to citimortgage and now Ditech who will not allow me to make a payment on my account since they purchased my mortgage from citi. If you are reading this post, pray, pray, pray. Because that is all you have until they change the locks on your house. Take to Facebook and all other social media outlets and tell your story. We can be power in numbers. Be clear that it is obvious the employees of citimortgage know exactly what they are instructed to do: defraud thousands of their homes. The housing market is coming back up so they are looking at making money selling our homes in foreclosure. What can you do? Nothing. We all showed our hands when we requested modifications, most of us due to sickness. Me? I gave a kidney to save my husband’s life. This is our price for choosing life. We have lost it all, now we are soon to be put out on the streets by a financial institution who intentionally defrauds their customers because they/we believed there were programs to assist us in our great time of need. No, I’m sorry to inform anyone with citimortgage that you have been taken advantage of with your greatest asset. There is no one to help us. They are more powerful and our small town attorneys do not compare to their sharks. Brace for impact, you will lose your home. They have set you up by ruining your credit so you cannot refi anywhere else.
Hello I am legally blind and Citimortgage has been taking advantage of me since 2010 I lost my job at that time tried to get help No help my mother had a stroke a year later i left my house rented i been late a few times during my hardship times i skipped a payment and then made them up on time i pay my bills on the 16th and they record the payments late all the time i make it before 5PM and hey still report to the credit bureaus my mother survived the stroke and was diagnosed with Cancer i tried again to get some help and they refused I am still making my payments on time they conduct inspections i lost some tenants because they came to the house scared them telling them i was behind and my home was going to get repossessed I got another tenant a year and a half later after i had made my payments to catch up they again came to inspect the house because they did not read the notes that both payments had been arranged and they failed to look in the system to see the payment so they scared my tenants they refused to pay tent it took me months to get ride of them they destroyed my house to the point that it wasuninhabitable i had to stay in an apartment for almost a year to get all the stuff i needed to get done to the house it got infested with Scorpions and cockroches so i had to get ride of that plague It has been a nightmare and they have taken advantage and they keep adding late fees after late fees they waived a late fee back in 2013 for a mistake they lost my check and i was penalized they have came at me dozens of times for the same fee I need help please i file complaints and i get ignored or they send fake reports and no agency really looks at my screen shot