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Fraud, Rules Worsen Unum Claim Denial Victims’ Prospects
By John Curran
Fraud exists in almost every industry, and it costs companies a fair amount of money. Yet it is a real problem for disability insurance beneficiaries like Unum Provident claim denial victims, simply because it provides cover and an excuse for claims denial specialists. They can argue that they have to be stringent in rejecting petitions from those who are hurt or injured on the job in order to protect the bottom line.
What’s worse is that many of those who should be subject to disability claims denial reforms are those many Americans respect. In Chicago, New Jersey and throughout the country, first responders are forcing columnists to call for disability insurance claim reform. It’s not because the claimants don’t merit the benefits, but because unlike many Unum disability insurance claim denial lawsuit Plaintiffs, they can actually work.
Social Security disability insurance is based on the idea of injuries that “prevent an individual from performing any gainful work,” but in Illinois the standards are much less stringent. So police officers can still get desk jobs and continue to receive benefits. They can also provide light patrol work after minor injuries, unlike many of those who have considered hiring a Unum Provident disability insurance claims denial lawsuit attorney.
These potential Unum lawsuit Plaintiffs already have enough problems, which is why a judge recently forced the company to release documents about Unum claim denial procedures. As with other insurers’ reviews, it’s difficult for claims specialists to establish how a mental illness and other chronic conditions affect one’s ability to get work. It’s easier just to deny the claim and force the person seeking disability payments to prove their conditions merit financial assistance.
Unum Provident disability insurance claim denials inevitably save money. They expect that most people won’t go through the hassle of hiring a Unum claim denial lawsuit attorney to fight for their benefits. That doesn’t have to be you or someone you love. Visit our Unum/UnumProvident Disability Insurance Claim Denial Class Action Lawsuit Investigation to learn more about how lawyers and states are working to help disability insurance benefits holders who faced claims denials. Fill out a short form there to receive a free legal review from a qualified Unum Provident disability insurance claim denial lawsuit lawyer. You’ll learn what legal remedies may be available to you based on your specific situation. At no cost, you may be able to get the benefits you deserve and more, so don’t delay.
Updated September 28th, 2012
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