Bank of America class action claims company refuses to pay sign-up bonuses to credit card applicants

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Bank of America class action overview: 

• Who: Plaintiff Daniel Christensen filed a class action lawsuit against Bank of America. 
• Why: Christensen claims that Bank of America advertised a sign-up bonus for a new credit card but then never paid the bonus.
• Where: The Bank of America class action was filed in federal court in North Carolina.

Plaintiff Daniel Christensen filed a class action lawsuit against Bank of America claiming the bank advertised a sign-up bonus for starting a credit card, but then never paid out those bonuses.

Bank of America was recently fined $150 million by the Consumer Financial Protection Bureau for charging improper non-sufficient funds fees, misleading consumers about credit card bonuses and opening credit cards without consumers’ consent.

New Bank of America credit card customers spent the set amount during the set period of time required for the sign-up but then were never paid the bonus, the Bank of America class action claims. Bank of America did not honor the bonus for those who signed up for the credit cards either in-person or via telephone did not receive the bonus.

“Whether the misrepresentation was made online or orally by Bank of America, members of the ‘Class’ were promised that they would receive their full, as advertised Sign-Up Bonus if they met the stated spending minimum within the time required,” the Bank of America credit card class action says.

Not paying the bonus was a breach of contract and deceptive business practice, Bank of America class action says

Bank of America not paying the bonus is a breach of contract, providing the bank unjust enrichment and it also violates North Carolina’s unfair and deceptive trade practices act, the Bank of America credit card class action claims.

Have you been asked to pay unexpected fees by Bank of America? Let us know in the comments.

The plaintiff is represented by David M. Wilkerson of Van Winkle Law Firm along with Jeff Ostrow, Jonathan Streisfeld and Daniel Tropin of Kopelowitz, Ostrow, Ferguson, Weiselberg and Gilbert along with Sophia Goren Gold and Jeffrey D. Kaliel of Kalielgold PLLC, Andrew Shamis of Shamis and Gentile, P.A. and Scott Edelsberg of Edelsberg Law, P.A.

The Bank of America class action lawsuit is Christensen v. Bank of America, Case No. 3:23-cv-468, in the U.S. District Court for the Western District of North Carolina Charlotte Division.

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