Jon Styf  |  August 2, 2023

Category: Credit Cards

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Bank of America signage against a blue sky, representing the Bank of America credit card class action.
(Photo Credit: Around the World Photos/Shutterstock)

Bank of America class action overview: 

  • Who: Plaintiff Daniel Christensen filed a class action lawsuit against Bank of America. 
  • Why: Christensen claims that Bank of America advertised a sign-up bonus for a new credit card but then never paid the bonus.
  • Where: The Bank of America class action was filed in federal court in North Carolina.

Plaintiff Daniel Christensen filed a class action lawsuit against Bank of America claiming the bank advertised a sign-up bonus for starting a credit card, but then never paid out those bonuses.

Bank of America was recently fined $150 million by the Consumer Financial Protection Bureau for charging improper non-sufficient funds fees, misleading consumers about credit card bonuses and opening credit cards without consumers’ consent.

New Bank of America credit card customers spent the set amount during the set period of time required for the sign-up but then were never paid the bonus, the Bank of America class action claims. Bank of America did not honor the bonus for those who signed up for the credit cards either in-person or via telephone did not receive the bonus.

“Whether the misrepresentation was made online or orally by Bank of America, members of the ‘Class’ were promised that they would receive their full, as advertised Sign-Up Bonus if they met the stated spending minimum within the time required,” the Bank of America credit card class action says.

Not paying the bonus was a breach of contract and deceptive business practice, Bank of America class action says

Bank of America not paying the bonus is a breach of contract, providing the bank unjust enrichment and it also violates North Carolina’s unfair and deceptive trade practices act, the Bank of America credit card class action claims.

Have you been asked to pay unexpected fees by Bank of America? Let us know in the comments.

The plaintiff is represented by David M. Wilkerson of Van Winkle Law Firm along with Jeff Ostrow, Jonathan Streisfeld and Daniel Tropin of Kopelowitz, Ostrow, Ferguson, Weiselberg and Gilbert along with Sophia Goren Gold and Jeffrey D. Kaliel of Kalielgold PLLC, Andrew Shamis of Shamis and Gentile, P.A. and Scott Edelsberg of Edelsberg Law, P.A.

The Bank of America class action lawsuit is Christensen v. Bank of America, Case No. 3:23-cv-468, in the U.S. District Court for the Western District of North Carolina Charlotte Division.


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115 thoughts onBank of America class action claims company refuses to pay sign-up bonuses to credit card applicants

  1. Joe says:

    I never received any of the promised reward amount from the sign up bonus for opening a new Bank of America credit card please keep me updated on this matter so I can get involved with this investigation and when I can begin filling a claim for this case please add me to the list of people who have similar circumstances

  2. Amy Chase says:

    Add me to Bank of America a

  3. Yvette Thompson says:

    ADD ME

  4. Alyson Hoyt says:

    Add me

  5. Marie Andrews says:

    I was not paid sign up bonus

  6. Shylundra Coleman says:

    Add me

    1. Sheila says:

      Add me on Bank of America. They are doing everything they can to foreclose on me after 24 years. Adding fraudulent charges, not sending help documents out for over 4 weeks, I told them I had been sick, with MS and infections since last December. Taken to the hospital 3 times dehydrated with a BP of 60/40. They just want their money. I get it but I didn’t ask to get sick and not have a cure.

  7. Tory Foxall says:

    Please add me on bank of America

    1. Celeste Mosby says:

      Yes did same thing to me and I’m always having go in almost everytime I use my card I have go all the way to bank and rove it’s me and I mean some times day after day I had to do that !!!

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