A Texas woman recently filed a lawsuit against insurance giant Unum, alleging the company wrongfully terminated disability benefits she was owed under the terms of her policy.

The plaintiff, Susana R., was employed by Leisure Care, which purchased group health benefits on behalf of its employees, providing Susana with long term disability benefits.

Unfortunately, Susana says she became disabled in January 2014 because of her colon cancer and chemotherapy treatment, along with arthritis, memory loss and coronary artery disease. Because of these problems, Susana was no longer able to perform basic tasks on her own like bathing, dressing and using the bathroom.

Subsequently, Susana applied for her long term disability benefits under the terms of the plan provided by her employer through Unum. Initially, the application was approved, and she received benefits from January 2014 through February 2017.

However, in August 2017, Unum allegedly informed Susana of her terminated disability benefits, and wouldn’t provide benefits past February of that year.

Susana says she appealed this decision, arguing that her terminated disability benefits were unwarranted. Yet Unum chose to uphold the decision. However, Susana alleges she is still incapable of performing her regular daily tasks like bathing, dressing, and using the bathroom by herself, because of her many critical health issues.

Susana argues in her lawsuit that Unum wrongfully terminated disability benefits that she deserved under the policy provided.

Susana filed her lawsuit over wrongfully terminated disability benefits on Sept. 11, 2018, in the U.S. District Court for the Southern District of Florida. The lawsuit was filed on one count of breach of contract.

Filing an Unum Long Term Disability Lawsuit

A growing number of plaintiffs like Susana are filing disability benefits lawsuits against Unum, claiming that the insurance giant unfairly denied their disability claims to benefits that they actually qualify for under the terms of their insurance policies, often provided by employers.

This Unum long term disability lawsuit and others like it allege that Unum, as the largest disability insurance company in the country, has unfairly denied the disability insurance claims of plaintiffs like Susana who are in fact qualified to receive such benefits.

Some lawsuits even allege that the company purposely denied the claims of hundreds of thousands of workers with legitimate disabilities for no reason other to increase company profit. Former employees of Unum have reported being instructed to purposely deny insurance to people with legitimate claims to disability benefits in order to fulfill the company’s quota.

People who have exhausted all recourse through applications and appeals for disability benefits may turn to filing a long term disability lawsuit over denied disability benefits, hoping to reverse Unum’s denial.

If you or someone you know has been unfairly denied long term disability benefits by Unum Life Insurance Company of America, and a disability insurance appeal isn’t enough to reverse the denial, you may be able to file an Unum long term disability lawsuit.

The Unum Terminated Disability Benefits Lawsuit is Case No. 1:18-cv-23720-FAM, in the U.S. District Court for the Miami Division of the Southern District of Florida.

Do YOU have a legal claim? Fill out the form on this page now for a free, immediate, and confidential case evaluation. The bad faith insurance attorneys who work with Top Class Actions will contact you if you qualify to let you know if an individual lawsuit or Unum class action lawsuit is best for you. [In general, Unum bad faith lawsuits are filed individually by each plaintiff and are not class actions.] Hurry — statutes of limitations may apply.

Learn More