An Unum disability insurance lawsuit was recently filed by a former employee of Roof Diagnostics Solar and Electric. Allegedly, that plaintiff was a participant in the disability plan administered by Unum.

The plaintiff, Kurt C., filed the Unum disability insurance lawsuit after the company allegedly denied him benefits he was owed. The disability insurance lawsuit says that the company violated the ERISA statute. Kurt says he exhausted all of the administrative appeals of his benefit denial eligible to him under ERISA, then proceeded to file this action.

According to the Unum disability insurance lawsuit, the plaintiff became disabled under the policy’s description of disability on March 26, 2015. The Unum disability insurance lawsuit says that he is still disabled as defined by the disability plan. He sent in a claim in a timely fashion to Unum Life Insurance Company of America to receive disability benefits.

Initially, his disability benefits application was approved and paid until Nov. 9, 2017. On Nov. 9, 2017, according to the Unum disability insurance lawsuit, the company cancelled his disability benefits and the plaintiff then appealed that decision. The appeal was further denied on Jan. 4, 2018.

Kurt argues in his Unum disability insurance lawsuit that the company’s decision to deny benefits is unreasonable, wrongful, irrational and contrary to the terms of the plan.

According to the Unum disability insurance lawsuit, the insurance company failed to have the plaintiff independently examined and relied only on the opinion of a medical professional who looked at the medical records, thus rejecting the plaintiff’s treating physician’s input.

Other claims include that the opinions of the treating physicians were misrepresented or ignored, that obvious medical evidence was ignored, and that the decision to deny benefits wasn’t based on the substantial evidence in the record.

If you or someone you know believes you have grounds to file an Unum disability insurance lawsuit, you may wish to participate in a class action investigation. Anyone who believes that a company has wrongfully denied benefits may be able to bring legal action in court based on allegations of ERISA violations. This federal law includes multiple statutes about how plan administrators and managers must act for the beneficiary’s interest.

A disability insurance lawsuit can be filed by any person who has evidence that their disability company improperly handled a claim. Someone who has already exhausted the appeals process through the disability carrier may not know where to turn, but the applicant can gather evidence and discuss the specifics of the case directly with an attorney.

In recent years, many employees who were sure that their insurance plan would be there to protect them have discovered problems during the application or appeals process. Coping with this in the midst of a disabling condition can be extremely difficult.

Many people have come forward to express their concerns about Unum wrongfully denying their insurance claims when there is sufficient evidence to warrant receipt of benefits. Anyone in this position may be eligible to participate in a free lawsuit investigation.

The Unum Disability Insurance Lawsuit is case 0:18-CV-00969-DSD-KMM filed in the United States District Court, District of Minnesota.

Do YOU have a legal claim? Fill out the form on this page now for a free, immediate, and confidential case evaluation. The bad faith insurance attorneys who work with Top Class Actions will contact you if you qualify to let you know if an individual lawsuit or Unum class action lawsuit is best for you. [In general, Unum bad faith lawsuits are filed individually by each plaintiff and are not class actions.] Hurry — statutes of limitations may apply.

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