A plaintiff has filed a Unum long-term disability claim against Unum Life Insurance Company of America alleging that the company unlawfully denied her continued long-term insurance disability.

The plaintiff, Connie B., is a resident of Scott County, Kentucky. And according to the Unum long-term disability claim, she had been employed at Toyota Motor Manufacturing Kentucky since 1988. She worked as a “team leader in production.”

Through her employment at the company she was eligible to apply for a disability policy and obtained long-term disability coverage.

According to the Unum long-term disability claim, moreover, she became disabled in February 2001 and has been unable to perform any work related duties since her injury or sickness.

According to the Unum long-term disability claim, she applied for disability benefits in a timely manner and was approved for long term disability in January 2002.

She continued to be approved for long-term disability for the next thirteen years.

However, after later receiving social security disability benefits, and upon receipt of those benefits, the defendant, “required that the plaintiff repay the defendant for amounts received from the Social Security Administration, and thereafter the defendant reduced the amount of its monthly obligation to the plaintiff by the amount she received for Social Security disability benefits.”

In August 2016, the defendant terminated her disability benefits, according to the Unum long-term disability claim.

She later appealed that decision in November 2016, but a letter dated in January 2017, stated that the defendant denied her appear and maintained its denial for long-term disability benefits.

According to the Unum long-term disability claim, she requested a consideration of a second appeal by the defendant on terminating her long-term benefits.

After providing additional information supporting her need for long-term disability, the defendant “maintained its decision to terminate plaintiff’s benefits,” and iterated that decision in a letter stating, “No further review is available and your client’s appeal is now closed.”

The Unum long-term disability claim states that the plaintiff seeks that the defendant reinstate her long-term disability benefits and seeks judgment against the defendant including full contractual benefits under the disability plan, attorney’s fees and prejudgment and post judgment interest.

She also seeks a trial by jury.

Filing a Unum Lawsuit Over Denied Benefits

An increasing number of plaintiffs, like Connie, have filed disability lawsuits against Unum after they were denied insurance benefits that were included in their policies. These lawsuits have alleged that Unum unfairly denied them their disability benefits for what they were owed on their policies.

Some even claim that Unum allegedly intentionally denied the benefits of “hundreds of thousands of workers” solely for the reason of increasing company profit.

This Unum Long-Term Disability Claim is Case No. 5:17-cv-00355-KKC, in the Commonwealth of Kentucky, Scott Circuit Court, Civil Division.