One of the largest disability insurance companies in the United States, Unum Life Insurance Company of America, faces a man’s recent denied disability claim lawsuit alleging the company of unfairly denying his long-term disability (LTD) benefits.

Plaintiff Vinson M. filed the denied disability claim lawsuit in South Carolina federal court against the long-term disability insurance giant. The lawsuit was filed in the District of South Carolina, Orangeburg Division, on April 20, 2018.

According to the denied disability claim lawsuit, Vinson was employed by Electrolux and was provided with LTD benefits through Unum. He was also provided with an insurance waiver of premium benefits coverage that became fully insured, the denied disability claim lawsuit states.

At some point in time, however, Vinson says he became unable to work and became disabled. He ceased work and thus filed for LTD benefits and life insurance waiver of premium benefits. Unum, however, denied his claim. Although Vinson attempted to appeal, he was also denied.

Overview: Filing a Denied Disability Claim Lawsuit

A growing number of consumers have opted to file denied disability claim lawsuits against the single largest disability insurance company in the nation, Unum Life Insurance Company of America.

Unum provides short-term and long-term disability insurance. Its subsidiaries include Provident Life and Accident, First Unum Life, Colonial Life & Accident, and Paul Revere Life Insurance.

Claims filed by plaintiffs assert that while they qualified for LTD benefits under their insurance policy terms, they were nonetheless unfairly denied. Denied disability claim lawsuits accuse Unum of unreasonably delaying claim processing, the underpayment of insurance benefits, and the unfair denial of insurance disability claims.

Accusations against Unum also claim that the company denies consumer disability claims on purpose for no other reason than to increase company revenue and profit. The filing of a denied disability claim lawsuit, for many consumers, is a last case resort.

After claimants have exhausted all recourse through appeals for disability benefits, they hope through their filing of a denied disability claim lawsuit to reverse Unum’s denial for LTD benefits.

The company is claimed to have more than $10 billion in annual revenue in recent years. However, bad faith practices that Unum is said to continuously take part of was featured in a 60 Minutes televised segment that addressed its bad faith practices.

During the segment, former adjusters of Unum were aired stating that they would often be rewarded by denying consumer’s disability benefits. The 60 Minutes televised feature aired former employees describing just how “intense” the work environment was and just how much pressure there was to deny consumer claims. During the segment, physicians were also aired claiming that they had been fired by Unum for refusing to cooperate with the company and thus deny consumer’s disability benefits.

The Denied Disability Claim Lawsuit is Case No. 5:18-cv-01075-JMC, in the U.S. District Court for the District of South Carolina, Orangeburg Division.

Do YOU have a legal claim? Fill out the form on this page now for a free, immediate, and confidential case evaluation. The bad faith insurance attorneys who work with Top Class Actions will contact you if you qualify to let you know if an individual lawsuit or Unum class action lawsuit is best for you. [In general, Unum bad faith lawsuits are filed individually by each plaintiff and are not class actions.] Hurry — statutes of limitations may apply.

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