A Unum Life Insurance lawsuit over disability insurance filed by eye doctor alleges the company wrongly denied him necessary insurance.

The plaintiff, Dr. Mark J., is an eye doctor that had been issued a policy from Unum Life Insurance in September 1987.

The lawsuit claims the Unum disability insurance policy would kick in if a disability prevented him from performing the material duties of his occupation.

According to the disability insurance filed by eye doctor lawsuit, the plaintiff worked as ophthalmologist, a specific kind of eye doctor whose primary practice consists of performing cataract surgeries.

Although Unum allegedly insured Dr. Mark J. for his work as an ophthalmologist who performs cataract surgeries, after he filed his disability claim, Unum claimed on October 7, 2013 that these cataract surgeries were not considered an integral part of his practice.

The plaintiff appealed this decision on March 27, 2014, noting that these surgeries were, in fact, essential to his position as an ophthalmologist, but Unum again denied his claim on January 21, 2016.

Having exhausted all administrative means of contesting Unum Life Insurance’s denial of the claims for disability insurance filed by eye doctor, the plaintiff turned to litigation.

According to the disability insurance filed by eye doctor lawsuit, “Unum has not provided a reasoned basis, vocational or otherwise, explaining why [the plaintiff] is not entitled to benefits under terms of the Policy.”

The lawsuit was filed on counts of breach of contract and breach of implied covenant of good faith and fair dealing.

Filing an Unum Disability Insurance Lawsuit

Unum Life Insurance Company of America, more commonly known simply as Unum, is the single largest disability insurance company in the country.

A growing number of plaintiffs are filing disability benefits lawsuits against Unum, claiming that the insurance giant unfairly denied their claims to benefits that they qualify for under the terms of their insurance policies.

This Unum lawsuit over denied disability benefits, and others like it, alleges that Unum, as the largest disability insurance company in the country, has unfairly denied the disability insurance claims of plaintiffs who are qualified to receive such benefits.

Some lawsuits go further, alleging that the company purposely denied the claims of hundreds of thousands of workers with legitimate disabilities for no reason other to increase company profit.

Former employees of Unum have reported being instructed to purposely deny insurance to people with legitimate claims to disability benefits in order to fulfill the company’s quota.

Consumers who have exhausted all recourse through applications and appeals for disability benefits may turn to filing a lawsuit over denied disability benefits, hoping to reverse Unum’s denial.

If you or someone you know has been denied their proper disability benefits by Unum Life Insurance Company of America, you may be able to file a Unum lawsuit over denied disability benefits.

The Unum Disability Insurance Filed by Eye Doctor Lawsuit is Case No. 1:16-cv-12437, in the U.S. District Court for the District of Massachusetts.