A Minnesota man recently filed a disability benefits lawsuit against Unum Life Insurance Company of America, claiming that the company unjustly denied him benefits he was qualified for.

Plaintiff Anthony W. was employed by Abra Auto Body and Glass. As an employee, the plaintiff was registered under a long-term disability insurance policy from Unum.

According to his disability benefits lawsuit, Anthony’s health condition had deteriorated to such a point that he was forced to stop working on September 10, 2012.

Because he was unable to perform his duties with Abra Auto Body and Glass due to his health, Anthonyapplied for and was initially approved for long-term disability benefits though his insurance plan.

However, Anthony received a letter from Unum dated March 2, 2015, nearly three years after he was initially approved, stating that his long-term disability benefits claim would be terminated on March 8, 2015.

The reason that Unum gave for this termination of disability benefits was that the company had determined that Anthony was now able to perform the duties that his position with Abra Auto Body and Glass required.

Anthony, who claims he has not substantially recovered and is still unable to perform his duties, appealed this reversal of benefits. Despite his appeal, Unum informed Anthony on March 21, 2016 that his claim was still denied.

Though Anthony had exhausted all recourse in terms of administrative power, he was still able to file a Unum disability benefits lawsuit.

The disability benefits lawsuit alleges that Unum unjustly denied him disability benefits, violating the terms of ERISA.

Unum Disability Benefits Lawsuits

Unum Life Insurance Company of America, or Unum, is the single largest disability insurance company in the country.

A growing number of plaintiffs are filing disability benefits lawsuits against Unum claiming that the company unfairly denied their claims to benefits that they qualify for under the terms of their insurance policies.

This disability benefits lawsuit and others like it allege that Unum, as the largest disability insurance company in the country, has purposely denied the claims of hundreds of thousands of workers with legitimate disabilities for no reason other to increase company profit.

Former employees of Unum have reported being instructed to purposely deny insurance to people with legitimate claims to disability benefits in order to fulfill the company’s quota.

Consumers who have exhausted all recourse through applications and appeals for disability benefits may turn to lawsuits, hoping to reverse Unum’s denial of benefits.

If you or someone you know has been denied their proper disability benefits by Unum Life Insurance Company of America, you may be able to file a Unum disability benefits lawsuit.

The Unum Disability Benefits Lawsuit is Case No. 0:16-cv-01193, in the U.S. District Court for the District of Minnesota.