Paris Baguette Hit With FACTA Receipt Class Action Lawsuit

Paris Baguette, a restaurant with eight stores in New York and at least 25 others across the United States, has been targeted in a FACTA receipt class action lawsuit.

The FACTA receipt class action lawsuit, filed by a New York woman, alleges that the company illegally printed a receipt displaying the plaintiff’s card’s expiration date, which violates FACTA rules.

The plaintiff, Devorah Cruper-Weinman, received this receipt from Paris Baguette on Sept. 19, 2013. She filed this complaint as a FACTA receipt class action lawsuit, on behalf of herself and others in her situation.

Eligible class members include all those who received a receipt from Paris Baguette that included the expiration date from their card after Oct. 3, 2008.

Because Paris Baguette has a number of restaurants, including restaurants across the country, hundreds or even thousands of customers may have received receipts printed with expiration dates.

Oftentimes when we get receipts, we check for accurate prices and then throw them away or store them. But many consumers may not know that checking for the expiration date or full credit card number on each of their receipts can help prevent identity theft and fraud.

According to the Fair and Accurate Credit Transactions Act (FACTA), which was first passed in 2003, retailers are not allowed to print customers’ full credit card number on receipts.

This is in order to prevent potential fraudsters from having access to the kind of card information that can threaten their accounts and identity.

If your full credit card number appears on a receipt from a company like Paris Baguette, you have cause to file a complaint or even to file a FACTA lawsuit.

FACTA Basics

The Fair and Accurate Credit Transactions Act, also known as FACTA, requires that retailers truncate the important information on customers’ receipts.

Truncation is a simple process, requiring only that retailers have up-to-date machines that comply with rules.

According to FACTA, only the last five digits of a credit card number may be displayed on a receipt. The rest of the full credit card number is generally censored with asterisks.

Oftentimes, since a full credit card number comes in four four-digit segments, retailers choose to censor everything but the last four digits for simplicity’s sake.

The other major aspect of FACTA rules is that the card’s expiration date must be completely censored, which was the problem that Cruper-Weinman discovered with her receipt from Paris Baguette.

Recognizing FACTA violations can protect not only you, but hundreds or even thousands of other consumers depending on the reach of a company.

If a company is using a receipt machine that has not been updated to accurately comply with FACTA rules, then any violations it prints are consistent across the rest of its customers’ receipts as well.

Filing a FACTA receipt class action lawsuit may lead to substantial damages as well as attorney’s fees. Indeed, FACTA awards statutory damages of up to $1,000 per individual violation.

Check for your credit card number and expiration date on your receipts on a regular basis to determine whether or not a retailer has properly complied with FACTA rules. In order to prove that a company violated FACTA, keep your receipts that clearly show FACTA violations.

The Paris Baguette FACTA Receipt Class Action Lawsuit is Cruper-Weinman, et al., v. Paris Baguette America, Inc., et al., Case No. 13 Civ. 7013 (JSR), in the U.S. District Court for the Southern District of New York.

Free FACTA Class Action Lawsuit Investigation

If you made one or more purchases and the retailer provided you with a receipt that contained more than the last five digits of your credit or debit card number or the expiration date, you may be eligible for a free class action lawsuit investigation and to pursue compensation for these FACTA violations.

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