Certified Forensic Loan Auditors advance fees settlement

Certified Forensic Loan Auditors LLC (CLFA) has agreed to settle a Consumer Financial Protection Bureau (CFPB) lawsuit that claimed it engaged in unfair and deceptive practices and charged illegal advance fees.

Individuals who paid for mortgage assistance relief from CFLA from July 1, 2014, through July 20, 2020, and have not yet received a check from CFLA or CFPB may be eligible for compensation.

According to Mortgage Audits Online, Certified Forensic Loan Auditors offered loan auditing and other legal services, working with homeowners, companies and law firms. The CFPB shut the company down and barred them from operation.

The Consumer Financial Protection Bureau is a government agency that “implements and enforces federal consumer financial law,” according to its website.

CFPB alleged CFLA and its owners charged illegal advance fees, a violation of the Consumer Financial Protection Act, to consumers seeking to re-negotiate, reduce or otherwise alter the terms of their mortgages.

Consumers who are eligible to receive a refund must submit a claim worksheet along with a list of all fees they paid to Certified Forensic Loan Auditors and proof of all their payments, such as credit card statements or canceled checks.

Those who receive a refund remain eligible to pursue other legal claims against entities named in the lawsuit.

The settlement website does not indicate any means for consumers to opt-out of or object to the settlement.

No final hearing date is indicated.

The deadline to submit a claim in the CFLA settlement is July 20, 2022.

Who’s Eligible

Individuals who paid for mortgage assistance relief from Certified Forensic Loan Auditors LLC (CFLA) from July 1, 2014, through July 20, 2020, and have not yet received a check from CFLA or CFPB.

Potential Award

Varies.

Proof of Purchase

Consumers who are eligible to receive a refund must submit a claim worksheet along with a list of all fees they paid to Certified Forensic Loan Auditors and proof of all their payments, such as credit card statements or canceled checks.

Claim Form

NOTE: If you do not qualify for this settlement do NOT file a claim.

Remember: you are submitting your claim under penalty of perjury. You are also harming other eligible Class Members by submitting a fraudulent claim. If you’re unsure if you qualify, please read the FAQ section of the Settlement Administrator’s website to ensure you meet all standards (Top Class Actions is not a Settlement Administrator). If you don’t qualify for this settlement, check out our database of other open class action settlements you may be eligible for.

Claim Form Deadline

07/20/2022

Case Name

Bureau of Consumer Financial Protection v. Certified Forensic Loan Auditors LLC, et al., Case No. CV 19-07722-ODW in the U.S. District Court for the Central District of Flordia

Final Hearing

Not available.

Settlement Website

CFPB-CFLA.org

Claims Administrator

CFPB v. CFLA
Civil Penalty Fund Third-Party Administrator
P.O. Box 6909
Portland, OR 97228-6909
1-855-675-2859
info@cfpb-CFLA.org

Class Counsel

Benjamin Vaughn
Gabriel Hopkins
Leanne E. Hartmann
BUREAU OF CONSUMER FINANCIAL PROTECTION

Defense Counsel

ATIGHECHI LAW GROUP