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Award (how much your claim may be worth):
$20 – $750 (depending on the type of claim you submit and the total number of claims received)
Class Action Lawsuit Settlement Case(s): White, et al. v. TransUnion LLC, Experian Information Solutions, Inc., and Equifax Information Services LLC, et al., Case No. 05-cv-1070 DOC (MLGx), United States District Court for the Central District of California Southern Division
Company(ies): TransUnion LLC , Experian Information Solutions, Inc. , and Equifax Information Services LLC
Website Link to access the Class Action Lawsuit Settlement and get YOUR Stake (COMPLETE AND SUBMIT YOUR CLAIM FORM ONLINE HERE): Settlement Administrator Website
Address of Class Action Lawsuit Settlement Administrator to submit a claim form (REQUIRED IF YOU DIDN’T RECEIVE NOTICE IN THE MAIL AND DON’T HAVE A CONTROL NUMBER):
White, et al. v. Experian Information Solutions, Inc.
c/o The Garden City Group, Inc.
P.O. Box 9517
Dublin, OH 43017-4817
Phone Number to call for assistance: 1-866-237-3432
Details: This class action lawsuit settlement covers those who claimed bankruptcy and had errors on their credit reports from TransUnion, Experian and/or Equifax. The errors may have included charges on the credit report which should have been expunged by the bankruptcy. The amount you can claim depends on what happened to you in your specific situation. If you had debts listed on your credit report that should have been listed as discharged by the bankruptcy, but weren’t, and nothing bad happened because of it (you weren’t denied a job, mortgage or credit card) than you can submit a claim for Option 1, which is a convenience award estimated to be $20. This is the “easy” claim and it’s estimated that the majority of claimants will fit into Option 1.
If you suffered damages from the error on your TransUnion, Experian and/or Equifax credit report you can claim significantly more in this class action lawsuit settlement. If you suffered damages you can claim Option 2. Option 2 in the credit reporting error class action lawsuit settlement is estimated to give your $750 (estimated) if you weren’t hired for a job due to your credit report, $500 (estimated) if you were denied a mortgage loan because of the error on your credit report or $150 (estimated) if you were denied a credit card, auto loan or other bank loan because of the error on your credit report. If you choose Option 2 you must list the month and year you were denied the item you are claiming. The settlement administrator will pay you the highest amount you qualify for. Payment will be made only for the highest dollar category for which you qualify even if you qualify for two or three of them. Also, the exact amounts may be somewhat higher or lower than the projected amounts, depending on the number of class members who qualify for awards under this Settlement. For example, if you were denied a home mortgage loan and also weren’t hired for a job because of the error(s) on your credit report you would be paid $750 (estimated) in this class action lawsuit settlement because they are only paying you for ONE incident, not two, and will automatically pay you for the option which grants you a higher dollar amount. If you submit a claim for Option 2, and the settlement administrator determines you don’t qualify for it, they will automatically pay you the Convenience Award of $20. Now, head over to the Settlement Administrator website, print out your claim form, fill it out completely, sign it, date it, and submit it!
Purchased From: March 15, 2002 – May 11, 2009 (or, for California residents in the case of TransUnion, between May 12, 2001 and May 11, 2009)
Claims Accepted Until (YOU MUST SUBMIT YOUR CLAIM BY THIS DATE!): 11/30/09
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Class Action Lawsuit Settlement Amount(s): $45,000,000 = $10,000,000 to the affected class claiming Option 1 (those claiming the convenience award of $20 each) + $23,430,000 (ESTIMATE) to the affected class claiming Option 2 + $20,000 ($5,000 to each Lead/Named Plaintiff) +$11,250,000 Attorney Fees + $300,000 (ESTIMATE) Settlement Administrator Charges/Expenses
Settlement Administrator(s): The Garden City Group, Inc.
Plaintiff Counsel:
Michael W. Sobol, Esq.
LIEFF CABRASER HEIMANN & BERNSTEIN, LLP
Michael Caddell, Esq.
CADDELL & CHAPMAN
Lee A. Sherman, Esq.
CALLAHAN, MCCUNNE & WILLIS, APLC
National Consumer Law Center
Consumer Litigation Associates
Defense Counsel:
Craig E. Bertschi, Esq.
Cindy Hanson, Esq.
KILPATRICK STOCKTON LLP
Daniel J. McLoon, Esq.
Michael G. Morgan, Esq.
JONES DAY
Julia B. Strickland, Esq.
Stephen J. Newman, Esq.
STROOCK & STROOCK & LAVAN LLP
TCA Staff Tidbit: At Top Class Actions we received many complaints of this happening when we started up in early 2008. Since then TransUnion, Equifax and Experian have updated the way they report bankruptcy discharged debts so they should be reported correctly. This happened because of an earlier class action lawsuit settlement. That class action lawsuit settlement didn’t include any payments for the affected class. That’s why you now have this settlement. It offers some compensation for those who were affected by the way the big three credit reporting bureaus reported (or failed to report) bankruptcy discharged debts.
Overall this appears to be a good settlement for the consumer. Obviously some may feel that $750 as compensation for a job they didn’t get, or $500 for a home they missed out on isn’t enough, but it’s better than bupkis. In our opinion this isn’t the most important class action lawsuit settlement related to the credit reporting bureaus. That happened back in August of 2008 when the plaintiff attorneys settled with TransUnion, Equifax and Experian for injunctive relief which resulted in bankruptcy discharged debts getting reported correctly. That’s the biggest help for those who had to claim bankruptcy and allows them to move on with their lives. That’s just our opinion. If you are eligible, make sure to submit your claim now! Don’t miss out on what could be hundreds of dollars for you!
This site provides information about the law and class action lawsuit settlements designed to help users safely cope with their own legal needs. Legal information is NOT the same as legal advice – the application of law to an individual’s specific circumstances. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a lawyer if you want professional assurance that our information, and your interpretation of it, is appropriate to your particular situation. You should consider all postings or writings at TopClassActions.com by staff or others as personal opinion only and NOT the advice of a lawyer. Top Class Actions Legal Statement
91 thoughts onBankruptcy Discharge Credit Report Errors Class Action Lawsuit Settlement
Bankruptcy Discharge Credit Report Errors Class Action Lawsuit Settlement
what is the website listed on the card?
Bankruptcy Discharge Credit Report Errors Class Action Lawsuit Settlement
From what I understand from the website, they are having problems verifying exactly who was harmed. I think from what I read, there is some problem with agreeing on what harm was done and to what extent is included in this. It appears that they disagree on the number of people involved, claiming that dates and other information has excluded many people. Go to the website given on the card you received and read the information there. It will make you sick when you do.
Bankruptcy Discharge Credit Report Errors Class Action Lawsuit Settlement
I agree with the last person. I haven’t heard anything nor have I received anything. Doubt we ever will as all this seems to have been a bogus hearing. My father is an atty and he even said they had a settlement hearing so a decision has been made, they are just not letting the public know. We all need to keep calling and maybe they will update the site!
Bankruptcy Discharge Credit Report Errors Class Action Lawsuit Settlement
I have not received nor have I heard anything either. I believe this is all a crock of sh*t. People don’t bank on getting this money. It doesn’t take months for a decision, this is why they had the hearing.
Bankruptcy Discharge Credit Report Errors Class Action Lawsuit Settlement
I just called 614-289-5400 and she transferred me to a live person that said their has been no decision yet or that there are no updates since May 20, 2010. He said you can call this number 1 (866) 237-3432 and leave a message with your claim number which is on your original card that was sent to you in the mail along with your name and phone number and you will get a return call with an update. He said they will even leave a message if you aren’t home!:-D
Bankruptcy Discharge Credit Report Errors Class Action Lawsuit Settlement
Here is the link that used to give you updates regarding this lawsuit-
http://www.bankruptcydischargesettlement.com/index.php3
The problem is that there hasn’t been any updates since they said hearings were moved to 05/20/2010.
They have a toll free# but when I tried calling it was a recording not giving me any additional information.
Let’s hope for the best since I could use that money.
I really don’t believe I’ll ever get it. I guess I’ll believe it when I see it. :
Bankruptcy Discharge Credit Report Errors Class Action Lawsuit Settlement
no no money yet
but are they going to fix our credit too
or dose a little bit of money make every thing ok
Bankruptcy Discharge Credit Report Errors Class Action Lawsuit Settlement
Has ANYONE received a payment yet on this? I am still waiting and wondering if we ever will. Does anyone know when payments will be issued?
Bankruptcy Discharge Credit Report Errors Class Action Lawsuit Settlement
IF ANYONE COULD GIVE ME THE PHONE NUMBER WHERE I CAN GET MORE INFO I WOULD APPRECIATE IT. I FILED MY CLAIM BUT I AM NOT SURE IF MY CLAIM WAS ACCEPTED. IS THERE ANYWAY TO FIND OUT THIS INFO?
Bankruptcy Discharge Credit Report Errors Class Action Lawsuit Settlement
has anyone heard any updates since the may 20th hearing????