Zara Credit Card Receipt Class Action Settlement

Zara USA Inc. has agreed to settle a class action lawsuit alleging it violated federal law by printing more than the last four digits of credit card account numbers on receipts it provided to customers. If you were provided an electronically printed receipt at the point of sale when you made a purchase at a Zara store, and the receipt displayed your credit card’s first six digits, you may be entitled to payment from the Zara class action settlement.

Plaintiff Erjona Vasquez initially filed the credit card receipt class action lawsuit against Zara in April 2015, alleging the retailer violated the Fair and Accurate Credit Transactions Act (FACTA) by printing the first six digits of credit and debit cards’ account numbers, in addition to the last four digits of the account number, on receipts provided to customers at the point of sale.

Vasquez filed the Zara class action lawsuit on behalf of herself and other Zara customers who received receipts that were not compliant with the rules established by FACTA. She sought $100 to $1,000 per willful violation, as allowed by FACTA.

Zara denies that it willfully violated FACTA but agreed to settle the credit card receipt class action lawsuit to avoid the cost, risk and delay of litigation. The Zara class action settlement was preliminarily approved on Nov. 12, 2015.

If you wish to opt out of the Zara class action settlement, you must do so no later than Jan. 22, 2016.

UPDATE: On Mar. 8, 2016, according to the Zara settlement website checks will be mailed out to Class Members no later than April 5, 2016.

UPDATE 2: On Apr. 4, 2016, Top Class Actions readers who submitted timely and valid claims for the Zara settlement began receiving checks worth as much as $500.

Who’s Eligible

Class Members of the Zara FACTA settlement include: “All persons to whom Zara USA provided an electronically printed receipt at the point of sale in a transaction occurring inside one of Zara’s stores in the United States, from December 17, 2014 to April 27, 2015, which displayed the credit card’s first six digits.”

NOTE: You are included in the Class if you used a debit card as a credit card without a PIN. If you used your debit card with a PIN, you are not eligible for benefits from this class action settlement.

Potential Award

Up to $100 per transaction. The actual amount each Class Member will receive depends on the total number of valid claims filed.

Proof of Purchase

Class Members will be asked to provide information about their purchase, or to provide a copy of a receipt or payment card billing statement indicating that they made a purchase at a Zara store between Dec. 17, 2014 and April 27, 2015.

If you do not submit a receipt or credit card billing statement, you may provide the following information about your purchase:

• Location of the store at which the purchase was made;
• Name of credit card used (e.g. MasterCard, Visa, etc.);
• Last four digits of the payment card you used;
• Affirmation that the purchase was made between Dec. 17, 2014 and April 27, 2015.

Claim Form

CLICK HERE TO FILE A CLAIM »

Claim Form Deadline

1/22/2016

Case Name

Erojona Vasquez v. Zara USA Inc., Case No 1:15-cv-03433, in the U.S. District Court for the Northern District of Illinois, Eastern Division

Final Hearing

3/8/2016

Claims Administrator

Vasquez v. Zara USA Inc.
c/o GCG
P.O. Box 10245
Dublin, OH 43017-5745
1-855-907-3143

Class Counsel

Curtis C. Warner
WARNER LAW FIRM LLC

Defense Counsel

Laura K. McNally
Sarah Schacter
LOEB & LOEB LLP

Free FACTA Class Action Lawsuit Investigation

If you made one or more purchases and the retailer provided you with a receipt that contained more than the last five digits of your credit or debit card number or the expiration date, you may be eligible for a free class action lawsuit investigation and to pursue compensation for these FACTA violations. Learn more.