Unum Claim Denial Fraud Alleged in New Lawsuit
By Christina Drury
Imagine suffering a brain injury that essentially ends your career. Shortly after that, you are let go from your job and your disability insurance refuses to pay for any of your medical treatment. This is exactly what happened to Hoang Nguyen back in 2006. Shortly after he was diagnosed with a brain injury, he was let go from his job at Northrop Grumman and all of his disability claims were denied. Despite the fact that his brain injury was a result of a workplace occurrence, he was treated badly and is fighting Unum for back pay through a Unum claim denial fraud lawsuit.
Diagnosed with Brain Injury, Nguyen Loses His Job
When working at his job as an IT systems engineer, Nguyen was hit in the head with a falling metal rack. Despite an offer from his supervisor to call an ambulance – and the fact that he had passed out after being hit in the head – Nguyen reused and returned to work. Later that night, he passed out again and returned to work the next morning. Not feeling well, he was sent to a company doctor who then referred Nguyen to a company neurologist. He was subsequently diagnosed with a brain injury and received short term disability from Unum for a few months.
Due to his injury, he began to lose feeling in his arms and as a result had four surgeries. Following the fourth surgery, test revealed that Nguyen would be able to go back to work with a modified workload. This meant that he would have to work less hours and partake in a job with lighter duties. Six months after he was injured on the job, Nguyen began to receive long-term disability benefits from Unum, but that all stopped when Northrop Grumman terminated him upon his “modified workload” determination.
Nguyen Didn’t Know His Rights
While many people would contest the ending of their benefits and the loss of their job, Nguyen did not know that he had the right to file an appeal, or even the right to seek help with an attorney. Instead, he lived with help from his children and never returned to work. Despite this, in 2008, a friend of Nguyen helped him seek the assistance he deserved initially by helping him find a lawyer. He filed for Social Security Disability in 2008, but did not receive any benefits until 2010 when he got four years of back pay. The four years of pay should have been paid by Unum, but in typical fashion, they cut him off without any notice.
There is Help Available
If you or a loved one has been rightfully denied disability claims by Unum, UnumProvident or a subsidiary of the disability insurance provider, you may be eligible for compensation. To get more information on the specific factors involved in the Unum/UnumProvident Disability Insurance Claim Denial Class Action Lawsuit Investigation. Unum lawsuits are filed on behalf of those who were wrongfully denied claims and they may be eligible for back pay dating to the time of the initial incident.
Updated February 11th, 2013
All employment related class action and lawsuit news updates are listed in the Employment and Labor section of Top Class Actions
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2 thoughts onUnum Claim Denial Fraud Alleged in New Lawsuit
My employer owns or has a personal relationship with the UNUM. They place a mandatory Life & Health insurance policy on 1,400 employees This alone is illegal. The Arkansas State Insurance Dept. Says, ” A company can do this But The company has to pay for it.” My company makes us pay for it and the benefits go to the company as they see fit. The Health Insurance Policy,( Also Mandatory) Charges each employee (1,400) $5,023 yearly- multiplied by 684 employees is $3,435,732. the Health insurance provider (BCBS) then sends all over-paid premiums back to the company at the end of the year $2.5 Million. The company then keep these returns in a separate account as a profit.
Unum did me the same way with a cardio claim