This settlement is closed!

Please see what other class action settlements you might qualify to claim cash from in our Open Settlements directory!

UPDATE 2:

  • TCA viewers reported receiving settlement payments of $29 as of early June 2021.
  • Congratulations to everyone who filed a claim and got paid!

UPDATE:

  • The Navy Federal NSF Fee Class Action Settlement was granted initial final approval on April 1, 2021.
  • And Amended Final Approval was submitted on April 8, 2021.
  • Let Top Class Actions know when you receive a check in the comments section below or on our Facebook page.

A $16 million Navy Federal fees settlement has been reached to resolve claims the credit union charged unfair non-sufficient funds (NSF) fees to its customers. The settlement will provide cash payments or account credits to consumers based on the number of eligible NSF fees they were charged.

The Navy Federal fees class action settlement benefits consumers who were charged two or three NSF fees on a single transaction by Navy Federal Credit Union between Jan. 28, 2014, and Oct. 27, 2020.

Eligible NSF fees were charged after a merchant re-presented a debit item or check for payment after the initial transaction was rejected due to insufficient funds. If additional NSF fees were charged after the initial rejection, they may be covered under this settlement.


Plaintiff Ruby Lambert filed her Navy Federal fees class action lawsuit in January 2019, arguing the credit union charged unfair NSF fees. Specifically, Lambert challenged the credit union’s practice of charging multiple NSF fees on a single transaction.

The multiple fees reportedly stemmed from merchants presenting transactions for payment several times after the initial rejection. Whenever these transactions were re-presented, Navy Federal Credit Union allegedly tried again to process them. If there were insufficient funds in a consumer’s account, this practice allegedly garnered additional NSF fees on top of the initial NSF fee.

Although this practice is fairly widespread, Lambert contended Navy Federal Credit Union’s account contracts don’t permit the financial institution to charge NSF fees in this way. As a result, the credit union allegedly violated the terms of its agreements.

Navy Federal Credit Union has not admitted any wrongdoing when it comes to its fees but has agreed to resolve the claims against it with a $16 million class action settlement. The deal allows both parties to put an end to the allegations while avoiding the costs and risks of future litigation.

The Navy Federal fees settlement will provide either cash payments or account credits to compensate Class Members for the re-presented NSF fees they were charged. Exact payment estimates are not available, but awards will depend on the number of NSF fees charged to each Class Member and the number of Class Members who choose to participate in the settlement deal.


No claim form is required to benefit from the Navy Federal fees class action settlement. Instead, cash payments or account credits will automatically be distributed to eligible Class Members.

Settlement Class Members have until Feb. 24, 2021, to exclude themselves or object to the settlement. Exclusion means a Class Member will not receive payments but will be able to retain their legal rights to file or participate in another Navy Federal fees lawsuit in the future.

Objections will be reviewed by the court at the final approval hearing March 26, 2021.

Who’s Eligible

Consumers who were charged two or three NSF fees on a single transaction by Navy Federal Credit Union between Jan. 28, 2014, and Oct. 27, 2020.

Eligible NSF fees were charged after a merchant re-presented a debit item or check for payment after the initial transaction was rejected due to insufficient funds.


Potential Award

Cash payments or account credits for NSF fees.

Exact awards will depend on the number of NSF fees charged to each Class Member and the number of Class Members who choose to participate in the settlement deal.

Proof of Purchase

N/A

Claim Form

There is no Claim Form for this settlement. Class Members with further questions can click here for more information.

Objection/Exclusion Deadline

02/24/2021

Case Name

Ruby Lambert, et al. v. Navy Federal Credit Union, Case No. 1:19-cv-00103, in the U.S. District Court for the Eastern District of Virginia

Final Hearing

03/26/2021

Settlement Website
Claims Administrator

Lambert Representment NSF Fee Settlement
c/o JND Legal Administration
P.O. Box 91190
Seattle, WA 98111
info@lambertnsffeelitigation.com
1-833-707-1452

Class Counsel

Jonathan M. Streisfeld
KOPELOWITZ OSTROW P.A.

Hassan Zavareei
Andrea Gold
TYCKO & ZAVAREEI LLP

Jeffrey Kaliel
Sophia Gold
KALIEL PLLC

Defense Counsel

Fred Burnside
DAVIS WRIGHT TREMAINE LLP

We tell you about cash you can claim EVERY WEEK! Sign up for our free newsletter.

  • This field is for validation purposes and should be left unchanged.

Please note: Top Class Actions is not a settlement administrator or law firm. Top Class Actions is a legal news source that reports on class action lawsuits, class action settlements, drug injury lawsuits and product liability lawsuits. Top Class Actions does not process claims and we cannot advise you on the status of any class action settlement claim. You must contact the settlement administrator or your attorney for any updates regarding your claim status, claim form or questions about when payments are expected to be mailed out.

253 Comments

  • Jonathan Nagel June 22, 2021

    This is BS $5.00? My account got closed down because of NFCU tactics. Also on my credit report.

  • Tabitha Maultsby June 21, 2021

    I received 8.00. I think this is a load of bs. We get charged a $29 fee and all I am reimbursed is $8 that doesn’t make sense. This legal team went to court to battle for wrong charges someone is being charged, but we do not properly get a refund of our money. This lawsuit should have produced enough funds for the return of all of those fees, what happened. Lawyers obtained their correct fees, why are the NFCU members not receiving their money?

  • Kristen Y June 19, 2021

    I got a $6.28 check today. Seriously??? Shouldn’t it be $29 for each NSF fee?? What a joke!!

  • Dezzie June 13, 2021

    I know damn well 5 dollars is not all I’m getting. It was over 800 in NSF representment fees they charged me. Closed out my checking and everything. They just kept charging me. Nah I want all my funds back!!

  • Melissa Chateigne June 12, 2021

    Add me

  • Angela June 11, 2021

    I received an $18.20 settlement credit from what I understand the fee for an NSF is $29 so how does $18 even cover the $29 that was mistakenly taken away will there be any other adjustments does anybody know

  • Lucille M Prince June 10, 2021

    I received a 29 dollar adjustment, will I be getting more

  • Cody June 10, 2021

    I received a 5.00 settlement in my account but are we getting a check as well? I for sure remember calling so many times Cuse of those charges

  • Bill June 9, 2021

    I recieved a $5.00 deposit, titled settlement today.

    • John June 9, 2021

      Lol I got a 27.00 dollar adjustment

  • Bianca J Wootson May 29, 2021

    Add me

    • BB June 7, 2021

      You would have received a postcard in the mail if you did qualify, there is no ” add me “

  • Leo May 11, 2021

    How can we get a timeline?

    • BB June 1, 2021

      might want to call the law firm ? I send an email but only got a generic responsive with no info on any checks

  • Angela May 10, 2021

    Has anyone received any payments yet?

    • Tabitha R Maultsby May 12, 2021

      No I have not.

  • Tabitha R Maultsby May 4, 2021

    Has anyone received an account credit yet or any type of payment?

    • Jenn June 9, 2021

      My husband & I both received a $5 credit in each of our checking accounts yesterday.

    • Candice June 10, 2021

      I received $23 yesterday.

  • Eliot Tabron April 23, 2021

    Navy Federal continues to double and triple charge for one merchant making multiple attempts

  • Dezzie April 9, 2021

    Of u had an account with navy federal within the timeline shown, you should receive check in mail or account credit. Everyone saying “add me” who have record with navy federal of current/previous bank account with them are already included in the settlement.
    My question is when they gonna start distributing them checks tho and how much ?!

  • Michael James April 6, 2021

    Add me

  • Luanne Etimani March 31, 2021

    Please add me

  • Anne McAllister March 14, 2021

    Omg they got me so many times I can’t even count how many times they got me with that NSF

  • Bianca J Wootson March 11, 2021

    Please add me they got me several times.

  • Blanche phlaum March 10, 2021

    Please add me been charged many fees been a customer for 20 years. I was actually charged this past month even 3x for the same check

  • GIACOMINA AGUILAR March 5, 2021

    PLEASE ADD ME , GIACOMINA AGUILAR, BEEN A MEMBER SINCE 2000 HAVE BEEN CHARGED NSF FEES FROM MY ACCOUNT , THE DEDUCT PAYMENTS WITH NO EXPLAINATION FOR THE FEE. AS MUCH AS 2.50 PER CHARGE.

  • Gloria Yarborough March 3, 2021

    Please add me

  • Marlon Manyweather March 2, 2021

    Add me 2

  • Michael Martinez March 1, 2021

    I’ve been charged 3 or more times within 2020 and surprise to know of such incident. It is right and just for NFCU to compensate members affected including myself! For NFCU to do commit to this incident is surprising but they have been there in thick and thin helping our needs as compared to other institutions or banking.

  • andreana jones February 26, 2021

    Please Add me

  • Mary Fontenot February 24, 2021

    Please add me.

  • Angerloe Bellamy February 23, 2021

    Add me

    • Luanne Etimani March 31, 2021

      Please add me

  • Kelly L Wessling February 23, 2021

    Add Me, Please.

  • Patricia Fick February 19, 2021

    How do I get added to this?

  • Tonique Stevens February 19, 2021

    Add me

  • TERESA D WALLACE February 18, 2021

    Please add me

  • Michelle Thomas February 16, 2021

    Add me please. Long time member.

  • Aaliyah sampson February 15, 2021

    I would like to be added

  • Arnissa Boatwright February 12, 2021

    YES sir add me

  • Unlonda Whitfield-Waller February 9, 2021

    Add me please

    • RendaPresser February 11, 2021

      I want to be a part of this class action law suit

    • Keith Presser February 11, 2021

      I would like to be part of this class action lawsuit

    • Jazmin Brown February 11, 2021

      Yes I paid aleast 40 over draft fees because of trying to take money out of my account multiple times with no set lock on your account they can just keep trying to take it out of your account….and you then have to call and talk to an customer service reap to block the account trying to access you funds in your account….smh please add me..

  • Javonne Mckinney February 6, 2021

    As a long time costumer of Navy Federal Credit Union I know I was charged outlandish fees!

    • Stacey finney February 9, 2021

      Please add me

  • Jackie Smith February 5, 2021

    Please Add me

  • Yvette Dhuperoyrs February 4, 2021

    Add me

    • Javonne Mckinney February 6, 2021

      Add me please

  • Lakisha Curtis February 4, 2021

    Please add me. I have had issues with this arguing with the bank for years. How NFCU been holding the funds from debit transactions for 5 days the then say your account is overdrawn and charge you excessive fees for money that was actually there.

  • Wesley Good February 4, 2021

    Please add me

  • Ann Thomas February 3, 2021

    Please add me

  • Mary Strong February 3, 2021

    Please add me I had navy and had this happen to me

  • Shelia V Evans February 3, 2021

    Please do add me to the case

  • Lexie Nash February 2, 2021

    PLEASE ADD ME TO THE LIST I WAS A MEMBER AND HAD NSF’S CHARGED TO MY ACCOUNT DURING THE TIME FRAME OF 1/28/2014-10/27/2020.

  • PAVAN P SHAH February 1, 2021

    add me

  • Kathy Welch January 30, 2021

    Please add me

    • Walter Montgomery January 30, 2021

      Add Me

  • Dee January 28, 2021

    please add me

  • Ericka Oleary January 27, 2021

    pleease help been a memeber for longtime

  • Nicole R Russell January 26, 2021

    Please add me

  • Christy L.Ellis January 26, 2021

    Add me please.

  • Bobbie King January 26, 2021

    Add me

  • LaTonya Butler January 26, 2021

    Add Me

  • Angela Hall January 26, 2021

    Add me

  • Angela Deemer January 26, 2021

    Add me

    • FREIDA FORTSON February 1, 2021

      I was charged 3 NSF’S FROM THAT PERIOD OF TIME 1/28/2014-10/27/2020.

  • TaNesha Dawkins January 26, 2021

    Add me please

  • Adrienne Pringle January 26, 2021

    Please add me.

  • Aaren Sims January 25, 2021

    Please add me

  • Doncella jenkins January 24, 2021

    Please add me

  • Sarah January 22, 2021

    NFCU member for almost 20 years. That’s a lot of statements to review. Please let me know.

  • Brandy January 22, 2021

    Add me

  • Ladybug January 21, 2021

    Add me

  • Garnett Jackson January 21, 2021

    Please add me!!

  • TYRA HOLLINGSWORTH January 21, 2021

    Please add me.

  • Patricia Smith January 21, 2021

    Please add me.

  • RONALD HOLLINGSWORTH January 21, 2021

    Please add me.

  • Phebie Hollingsworth January 21, 2021

    Please add me.

  • CHAKIRA HOLLINGSWORTH January 21, 2021

    Please add me.

  • A.trem January 21, 2021

    Add me please

  • Paul Jackson January 21, 2021

    Please add me

  • Lisa Jackson January 21, 2021

    Please add me

  • KEVIN January 21, 2021

    Add me please

  • PRAKASH C SHAH January 21, 2021

    add me

  • timothy h holden January 21, 2021

    add me in

  • ERIK WISSING January 21, 2021

    Please add me

  • Katine Dobson January 21, 2021

    Add me K Dobson

  • Vickie Bosch January 21, 2021

    Add me please

    • Angela Newton January 21, 2021

      They also over charges for other fees an will close the account without notice.

  • Rodney Windrim January 21, 2021

    Please add me

  • Dawn Windrim January 21, 2021

    Add me please

  • DARNELL L BIAS January 20, 2021

    Please add me

  • Samir Cabrera January 20, 2021

    Please add me

  • Wendy Martinez January 20, 2021

    Please add me

  • Melissa Jackson January 20, 2021

    Please ADD me

    • BB January 20, 2021

      You can not get added if you do not qualify, if you qualify you are automatically added… so plz stop posting “add me” this is not how it works …

  • David Modesto January 19, 2021

    PLEASE ADD ME

  • Luisa Y Mendoza January 19, 2021

    PLEASE ADD ME

  • Felipe Mendoza January 19, 2021

    PLEASE ADD ME

  • Victor Brighter January 19, 2021

    Add me please!!

  • Jonathan Downs January 19, 2021

    PLEASE ADD ME. I’ve banked with them for years and have had NSF fees several times.

  • Ralph Jackson January 19, 2021

    Please add me banked with them since 1981

  • Kesha Bartlett January 19, 2021

    Please add me

  • Odnetta Harvey January 19, 2021

    Add me please

  • Brigette Bellard January 19, 2021

    Please add me

  • Leondra Atkins January 19, 2021

    Add me

  • Allan Smith January 18, 2021

    Please add me

  • Rhonda Baynard January 17, 2021

    Please add me to Navy Federal Class action lawsuit, I’ve banked for years with them

  • Paulanne Melvina Roberson January 16, 2021

    ADD ME

    • Yvette k Driver January 16, 2021

      Add me

  • REBEKAH A BRYANT January 16, 2021

    Please add me

  • KALEE DEARDORFF January 15, 2021

    Please add me

  • Melina Martinez January 15, 2021

    Please add me

  • Yolanda Daniels January 14, 2021

    Add me I had several charges

  • Viola Jackson January 14, 2021

    Add me

  • Douglas S Ratliff January 14, 2021

    Please add me. Douglas S. Ratliff. Numerous charges even when there was money in the account. I’ve stopped using this account now.

  • lashandra scott January 14, 2021

    add me please

  • Precious E Valentine January 14, 2021

    Add me please

    • Roberto Zapata January 17, 2021

      Add me

  • Jocelyn Craig-Curry January 14, 2021

    Add me as well

  • Andrew Thomas January 13, 2021

    Add me

  • Felecia Johnson January 13, 2021

    Add Me

  • Jasmine Higgins January 12, 2021

    Add me

  • Janae Lambert January 12, 2021

    add me also

    • Faye McCoy January 19, 2021

      add me please

  • Tina Lynch January 12, 2021

    Add me

    • Theresa Montgomery January 16, 2021

      Please Add me

  • Jackie Smith January 12, 2021

    ADD ME

    • Brook Ashley Sharp January 12, 2021

      Add me

      • Brenda Kerns January 13, 2021

        Add me

  • ernest slaton January 12, 2021

    Add me please

  • dontavis slaton January 12, 2021

    add me please

  • Cassandra Renee Alfred January 12, 2021

    add me please

  • Margie Donaldson January 12, 2021

    Add me please

  • Shawnte B White January 11, 2021

    Add me please

  • sue January 11, 2021

    add me

  • Donald Alfred Jr. January 11, 2021

    Please add me

  • Donald Alfred Jr. January 11, 2021

    Add me

  • Ernest Slaton January 11, 2021

    Add Me

  • Natasha Nunley January 11, 2021

    Add me. How do I file this?

  • EANEDRA JOHNSON January 10, 2021

    Add me

  • Valerie Olabisi January 9, 2021

    Add me

  • Bryan tucker January 9, 2021

    Add me to this please

  • Juan Tinoco January 9, 2021

    Add me

  • Jalinda Slaton January 9, 2021

    Add me please

  • Darius Miles January 9, 2021

    Pls add me

  • Ashley McBee January 9, 2021

    Add me

  • Natasha McBee January 9, 2021

    Please add me

  • Amanda Carter January 8, 2021

    Please add me. I was severely charged and they closed my account

    • Reshika Shivers January 9, 2021

      Add me I bank with them.

  • Dominique Covington January 8, 2021

    Please add me this happened to me in 2017

  • Maria January 8, 2021

    Please add me to this.

  • Ariel graham January 8, 2021

    Pleas add i bank with them

  • Priscilla January 8, 2021

    add me.

  • Jordan Hammond January 8, 2021

    I was charged please add me

  • Cindy January 7, 2021

    I was charged fees I would like to see if I can get some back

  • Chastity A Stinson January 7, 2021

    Please add me

  • Kimberly Franklin January 6, 2021

    Please, please add me

  • Letitia Harris January 6, 2021

    Please add me

  • Marisa N clayton January 6, 2021

    Please add me

  • John Lee Hunnicutt January 4, 2021

    This happened to me in 2019. I have the statements.

  • Gwendolyn E Bellamy January 4, 2021

    I had several fees and would like to get some of that back if possible

  • Wesley Good January 4, 2021

    Was Charged Fees please add me Thank U

  • LaTasha Waller January 4, 2021

    Please add me

  • Kaylee Asplin January 3, 2021

    Please add me

  • Roy S DORSEY January 2, 2021

    I THING I HAVE HELP THE RICHTER A GAIN HOW THAY PAY ALL THIS LAW SUE MONEY AND THE COMP THAT ARE SUE KEEP DOIN… THAY MUSH KNOW SOME I DONT

  • Natasha December 31, 2020

    I had an account and was charged those fees

    • Trimicka Jones January 2, 2021

      Pls add me

      • Celestine Jones January 2, 2021

        Please add me

        • Jazmine January 8, 2021

          Add mee

  • Kathryn Wing December 31, 2020

    Please add me

  • Lorraine Rios December 31, 2020

    Please add me

  • Mary December 29, 2020

    Add me please

    • Bianca December 31, 2020

      Please add me

  • Shannon Y Hart December 29, 2020

    Please Add Me! They closed my account because of NSF fees that were their own fault

  • TARA C CAMPBELL December 29, 2020

    Add me

  • Jackie December 29, 2020

    Add me

  • Rosalind Gause December 29, 2020

    Add me Please

  • Earlisha Johnson December 29, 2020

    Add me

  • T. Wells December 28, 2020

    Add me

  • Tammy Nash December 28, 2020

    Add me please

  • Teresa Wallace December 27, 2020

    Please add me

  • Shanda Bass December 27, 2020

    Add me

  • Alisa Roberts December 26, 2020

    Add me please

    • MARIO Ramos December 27, 2020

      Can you plz add me

  • APRIL HANNIBLE December 26, 2020

    Add me please

  • Cecil Smallwood December 25, 2020

    Add me

  • Taurean Scott December 24, 2020

    Add me

  • Rachael Malone December 24, 2020

    Add me

  • Felecia December 22, 2020

    Please add me

  • Deborah Durand December 20, 2020

    Add me please

  • Schameka Santa Cruze December 20, 2020

    Add me this happened to me several times

  • Monique December 19, 2020

    Add me please and thanks

  • Carlos mora December 19, 2020

    Add me

  • Larry Mcpherson December 19, 2020

    Add me

  • ALFREDA MILES December 18, 2020

    Add me please

  • Latonya Henderson December 17, 2020

    Add me please

  • Cherlise Benson December 17, 2020

    Add me

  • Margaret McCollum December 17, 2020

    Add me

  • kim swon December 17, 2020

    add me please

  • Nicholas DiDomenico December 17, 2020

    Add me please

    • Coretta Bagwell December 17, 2020

      Add me

  • Sara Barraza December 17, 2020

    Add me please

  • Laquita Nicole Smith December 17, 2020

    Add me I was with them for 2yrs

  • Tevans December 17, 2020

    Add me as well

  • Laneshia Hodge December 16, 2020

    Please add me I had to close one account due to them!

  • Kearyton Tate December 16, 2020

    Still a customer please add me

  • Judyth Heise December 15, 2020

    It says here that there’s no claim form to fill out, so how is it that we get our money back? Just curious.

    • Adrienne Collazo December 16, 2020

      It says that once approved, payment will be sent out automatically.

  • KIRK SAMUEL December 15, 2020

    Please add me

  • teresa December 15, 2020

    add

  • Sally Gordillo December 14, 2020

    Still a NF customer but add me

  • Michael Maldonado December 12, 2020

    Definitely I want my money back.

  • Lisa Victoria December 12, 2020

    Please add me I had to close my account because of all of the fees

  • Cassandra Hudson December 11, 2020

    Please add me. I have a couple of accounts with NFCU

  • Shalisha Boles December 10, 2020

    Add me I have an account with them

  • Jeannette Martinez December 10, 2020

    Please add me I have an account with them thank you

  • Cassandra Hurst December 9, 2020

    Add me

    • Anthony K Curry December 10, 2020

      Add me please I need my money back

  • Mfon Inyang December 9, 2020

    Add me please, I need my money back!

  • Dorcas Burnside December 8, 2020

    Yes, I’d like to have all of my fees returned to me. Add my name to this suit.

  • Deidra Bryant December 8, 2020

    Add me

  • Sandy Snow December 8, 2020

    Add me

  • Earlisha Johnson December 8, 2020

    Please add me. I want all my money back.

  • ERIC GRADY December 7, 2020

    ADD ME, I HAD AN ACCOUNT.

  • SHONTEL TUDMAN December 7, 2020

    PLEASE ADD ME I HAD AN ACCOUNT AND STILL DO.

  • Patrice Rabe December 7, 2020

    add me

    • Dorie harris December 8, 2020

      Add me

  • Kyrus Fuller December 5, 2020

    Add me

  • Jennifer Frederick-Lathem December 5, 2020

    Add me, I have a business and a personal account with them

  • Guadalupe Segovia December 5, 2020

    Add me

  • Mari Sierra December 3, 2020

    Add me

  • Toni ragone December 3, 2020

    Add me

    • Trimicka jones December 3, 2020

      Add me

    • Marilyn D Richardson December 3, 2020

      Please add me to this case

  • Phyllis Taylor December 3, 2020

    Add me

  • Kenneth Robinson December 1, 2020

    Add me i need my money back

  • MELISSA A TERRELL November 29, 2020

    Add me

  • Lesa McBride November 29, 2020

    Add me

  • Cody Roberts November 27, 2020

    Add me

  • Sandy M Daily November 27, 2020

    Add me

  • Danny Daily November 27, 2020

    Add me

  • Angel Zimmerman November 27, 2020

    I have had thousands of charges myself . I have always said they have made a lot of money off of me from a multitude of NSF charges off of me.

  • Kaylee hernandez November 26, 2020

    Add me

  • Amanda hernandez November 26, 2020

    Add me

  • Thuy Nguyen November 26, 2020

    Please add me

  • Shantel Thaddies November 25, 2020

    Add me please

  • Shalena Dickens November 25, 2020

    Add me

  • Lena Hughes November 25, 2020

    Add me please

  • Diana November 25, 2020

    Add me please.happened to me few years ago

  • Cohardia Palmer-Green November 24, 2020

    Please add me

Leave a Reply

Your email address will not be published. Required fields are marked *

Related Posts