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Afterpay Buy Now Pay Later Fees Class Action Overview:
- Who: Afterpay is being sued by a Maine customer who says she was hit with multiple bank fees from using the service.
- Why: The plaintiff says Afterpay targets young and poor people, misleading them to think there will be no fees associated with the service, yet they later get hit with bank overdraft fees.
- Where: The case was filed in Maine federal court.
Afterpay tricks young and poor customers into using its “buy now, pay later” service by misrepresenting the true operation and risks of the service, a new class action lawsuit alleges.
Plaintiff Amanda Edwards filed the complaint against Afterpay US, Inc. Apr. 27 in a Maine federal court, alleging violations of consumer banking laws.
She alleges that Afterpay runs a “buy now, pay later” service that has a hidden risk of landing customers with multiple insufficient funds fees or overdraft fees from their banks as a result of automated Afterpay transfers coming out of their accounts.
Edwards says Afterpay purports to offer a solution to cash-strapped consumers by offering itself as a service that allows users to pay for purchases at a later date with no interest, no fees and no hassle.
“These representations are false. In fact, there are huge, undisclosed fees and interest associated with using the service,” according to the class action lawsuit.
Afterpay Targets Young, Struggling Consumers, Class Action Says
As it grows, Afterpay specifically targets young and poor consumers and those struggling to make ends meet on a week-to-week basis, Edwards alleges.
It has concealed the fact that its already-struggling users have had to pay hundreds of thousands of overdraft and NSF Fees for using the service, she says.
Edwards is looking to represent anyone in the United States who used the Afterpay service and incurred an overdraft or NSF fee as a result of a Afterpay repayment deduction.
She’s suing for violations of the Maine Unfair Trade Practices Act. Edwards is seeking damages, fees, costs and a jury trial.
The news comes as Afterpay faces a 2021 class action lawsuit alleging it tells consumers that they can buy now and pay later with the service but then causes multiple, unexpected bank fees.
Have you used Afterpay and been hit with bank fees? Let us know in the comments!
The plaintiff is represented by Dov Sacks of Berman & Simmons, P.A. and Andrew J. Shamis and Edwin E. Elliott of Shamis & Gentile, P.A.
The Afterpay Fees Class Action Lawsuit is Amanda Edwards v. AfterPay US, Inc., Case No. 2:22-cv-00118-JDL, in the U.S. District Court for the District of Maine.
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1,062 thoughts onAfterpay Class Action Claims ‘Buy Now, Pay Later’ Charges ‘Significant’ Fees
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i thought i was smart by doing buy now pay later well this gal was wrong people you really should watch out or you will be taken like myself i am hear to say dont believe it or do it please add me to your list
never again cost me to much money i should have known better as old as i am which is 89 yrs young i will never fall for this again live and learn as they say please add me to your list and i appreciate it so much
I been using this service for about 3yrs now and I never had a problem with them. They inform you when you’re payment is due and they also say make sure there are sufficient funds in your account. I always make sure I pay my bill before the due date just so I don’t get behind and if I need to extend it that’s what I do.
i did use this a few times but learned the hard way everyone never again as tempting as it is i will never do it again ever please add me to your list
Add Me I use Afterpay all the time and have noticed charges before the two weeks it seems like they is always charging my account.
They don’t do that and they let you know when the payments are coming out! Nothing will come of this lawsuit!
lol they only charge a fee if you don’t make your payment on time. I don’t see anything coming if this.
I used it to. Their fees are rediculous
They don’t have any fees! You pay nothing except for the amount of what you purchase. If you get overdraft fees because YOU don’t have money in the bank, then that’s no one’s fault but your own. They tell you all the payment dates and amounts before you even check out and send you a reminder before the next payment is due.
Exactly!!! What is so hard to understand about this?! If you don’t have the money in your account when the payment is due then you have acquire a fee from YOUR bank!!! What tha😳
You’re not being honest. I have been using them for several years and not one time have they ever charged me a fee. Why? Because they don’t charge fees unless they can’t withdrawal your payment. It’s 8 bucks if that happens.
Afterpay has NO fees!