Kohl’s Account Ease Fee

On your monthly credit card statement form Kohl’s, you may have a fee listed that is described as a Kohl’s Account Ease fee.

Many consumers may have overlooked this fee and did not question the Kohl’s Account Ease premium that they were being charged.

However, a group of consumers did inquire about this fee and what they found as a result of their questioning led them to file a class action lawsuit against Kohl’s and Capital One.

Allegations in the Kohl’s Account Ease Fee Class Action Lawsuit

Plaintiffs Jennifer Gordon, Valerie Tantlinger, and Jennifer Underwood filed the Kohl’s class action lawsuit alleging that the credit card fees that were assessed on their accounts were deceptively placed.

Kohl’s partners with Capital One to offer the store branded credit card, which saves customers 30% upon enrolling and enables them to get exclusive sale offers throughout the year.

The plaintiffs accused Kohl’s and Capital One of “enrolling consumers into and/or charging consumers for a product with little or no value; and overcharging consumers for payment protection.”

The Payment Protection is set up as a type of insurance policy in case a customer is unable to pay the balance on their credit card in they were laid off from a job, became disabled, were hospitalized, or died. The fee for this service is $1.60 per $100 of monthly balance.

PrivacyGuard is another service that included on the Kohl’s credit card statement of some consumers. The credit card fees for this service are $14.99 a month and the service is intended to protect consumers’ identity through a credit monitoring service.

Together, these charges are listed as “Kohl’s Account Ease” and they are allegedly placed on accounts without prior consent.

The plaintiffs claim in their lawsuit that if the card or services are cancelled, they are still billed for the products or the companies file negative actions on their credit reports.

In response to the proposed class action lawsuit, Kohl’s and Capital One motioned to dismiss the lawsuit, alleging that the lawsuit was filed after the three-year statute of limitations had passed.

The federal judge overseeing the case, however, is allowing the case to continue currently and consumers who have been issued or paid a Kohl’s Account Ease premium without their consent may be eligible to take legal action.

Joining a Kohl’s Account Ease Fee Class Action Lawsuit

If you have been hit with a Kohl’s Account Ease premium of $1.60 for each $100 of your ending monthly balance and $14.99 monthly for PrivacyGuard for a Kohl’s account, you may be eligible to participate in a free class action lawsuit investigation.

An attorney will review your Kohl’s Account Ease fee case at no charge and can help you determine if you qualify to file a Kohl’s Account Ease class action lawsuit.

Join a Free Kohl’s Credit Card Fees Class Action Lawsuit Investigation

If you were billed for Kohl’s Account Ease and/or PrivacyGuard on your Kohl’s credit card from February 2011 until the present, you may qualify to participate in this class action lawsuit investigation. Get help now by filling out the form on this page for a FREE case evaluation.

Join Now