People are relying more and more on their smartphone apps for a variety of services like rides, music, and more. But the convenience of apps like Lyft may be somewhat undercut when customers are later hit with unauthorized Lyft surprise bank fees.
The use of Lyft, Uber, and many other commercial apps may be hitting customers with unexpected overdraft charges. Lyft surprise bank fees and similar fees from other apps can occur if the transaction is improperly classified its charges as “recurring,” even though they should be considered one-time and non-recurring. Misclassifying charges as recurring can lead to customers being charged surprise fees from their banks or credit unions.
Lyft Surprise Bank Fees
Riders who’ve been hit with Lyft surprise bank fees say those fees are unauthorized, given that the charges that incurred the fees are one-time and non-recurring. Paying for a car ride through Lyft, buying a song, renting a movie, and many other digital services are one-time charges.
According to legal experts, digital companies like Lyft, Uber, and many more may be improperly classifying their charges as recurring when they’re really just one-time, non-recurring charges. Apps allow their users to use pre-entered credit or debit card numbers for payments and create an account or profile, but the charges themselves are non-recurring.
Even if a customer were to make many one-time Lyft purchases (taking a Lyft to work every day, for instance) that is not actually the same as making a recurring payment. A recurring charge would be something more like a monthly gym membership or subscription to a service.
Banks and credit unions are not allowed to charge overdraft fees for one-time, non-recurring charges without first obtaining the customer’s agreement to an overdraft program. If a customer has not agreed with their bank to an overdraft program that is authorized to charge these overdraft fees, Lyft surprise bank fees may have been improperly charged.
It’s not just Lyft surprise bank fees that may be a problem for consumers. See our investigation page for a full list of apps that may be incurring surprise bank fees.
Filing a Lawsuit Over Lyft Surprise Bank Fees
Some consumers, when hit with these kinds of unexpected and unauthorized overdraft fees from one-time charges on an app, have turned to litigation. One such lawsuit, filed over alleged unauthorized Uber overdraft fees, was settled with Bank of America for $27.5 million. The class action lawsuit alleged that the bank wrongfully charged customers overdraft fees incurred by one-time, non-recurring payments to Uber. The bank agreed to the proposed settlement in January 2018 to avoid further litigation.
If you have experienced a similar issue with Lyft surprise bank fees or other one-time app charges that landed you with unauthorized overdraft charges, you may be able to join a class action lawsuit investigation or pursue litigation, which can help compensate for any fees you may have been improperly charged.
Join a Free Uber and Lyft Bank Fees Class Action Lawsuit Investigation
If you were wrongfully charged an overdraft fee from an app or digital service even though you did not agree to allow your bank to charge you overdraft fees, you may qualify to file a recurring bank fee class action lawsuit.
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