GEICO class action lawsuit overview:
- Who: A Florida woman sued GEICO Casualty Company.
- Why: The plaintiff claims the company added strangers to her auto insurance policy without her consent, which increased her premiums.
- Where: The GEICO class action lawsuit was filed in Florida federal court.
A new class action lawsuit alleges that GEICO added strangers to its customers’ auto insurance policies without their consent, resulting in increased premiums.
Plaintiff Allison Kane filed the class action complaint against GEICO on Jan. 28 in Florida federal court, alleging violations of state and federal consumer laws.
According to Kane, GEICO used a standard practice of obtaining information from third-party sources to find licensed or permitted drivers and add them to insureds’ policies for an additional premium, even when the added drivers were strangers to the insureds.
The class action lawsuit seeks recovery for all victims of GEICO’s unsavory practices, Kane says.
Kane claims she was a named insured under a GEICO auto policy when the company added two strangers to her policy without her consent, resulting in increased premiums.
GEICO sent Kane an email in February 2024, stating that a person named Carter K. Riddle may be a licensed or permitted driver with her address listed as their primary address, Kane says. When Kane did not respond within 15 days, GEICO automatically added Riddle to her policy as a covered driver, increasing her premium.
GEICO allegedly refused to remove ‘strangers’ from insureds’ policies
The class action lawsuit claims GEICO did not verify the residency of the added drivers, nor did it provide the underlying data or identify the consumer reporting agency used to obtain the information.
GEICO’s process for disputing these additions was not as simple as the notice implied, Kane alleges. She says the company routinely refused to remove individuals based on the insured’s truthful statement that the person had no connection to the household or vehicles and/or was insured elsewhere.
Kane is looking to represent anyone in the United States to whom GEICO sent a document stating it would add a driver based on information obtained from a third-party source and who paid an increased premium after the driver was added by GEICO with no action taken by the insured.
The class action lawsuit alleges breach of contract, breach of the covenant of good faith and fair dealing, unjust enrichment and violation of Florida’s Deceptive and Unfair Trade Practices Act.
Kane seeks certification of the class action, damages, fees, costs and a jury trial.
In another class action against GEICO, four policyholders filed a lawsuit alleging the insurer underpaid customers on total loss vehicle claims.
What do you think of the claims made in this GEICO class action lawsuit? Let us know in the comments.
The plaintiff is represented by Rachel Dapeer of Dapeer Law P.A.
The GEICO class action lawsuit is Kane v. GEICO Casualty Company, Case No. 6:26-cv-00225, in the U.S. District Court for the Middle District of Florida.
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87 thoughts onGEICO class action claims company added strangers to auto insurance policies
I myself have been dealing with Geico for the last 3 years they or should I say an insurance adjuster forged my name on a settlement and my father just passed away recently and I found my certificate of completion that I never received from DocuSign or Geico but from ODI when I filed a complaint that they forged my name immediately after this happened I just now found the evidence to prove I have forensic proof of Federal wire fraud and aggravated identity theft which carries a mandatory 2 years before you start your sentence I can’t wait to see that (B) sitting in jail and now I finally get to go after them and I’m going to have Justice because I have forensic telemetry and metadata to prove 100%, how they did it I have their playbook they’re going to really pay for what they did to me and I assure you I am going to come out on top after me getting in the car crash I no longer had a car so I lost my job then with no job I couldn’t pay my bills so I lost my house I lost 11-year relationship I’ve been homeless for 3 years now because of the domino effect of what happened to me from this m
accident, all I was doing was driving down the road and get t-boned from nowhere and now I’ve been dealing with all this on top of my injuries that I had from day one from this accident I’m going to floor their ass bottom line and that Nancy de pere I have everything she needs to prove her cases I have their own metadata that proves what they did to me now Geico you are going to pay for what you did I’m going to get a class action lawsuit that’s going to shut them down permanent I have proof forensic proof of their overrides 16 command overrides all limited exact same second no human can perform that I have the audit ID number 730664***I also have proof that they lied to a state official so system underscore user you’re going down and you know who you are I hope to f*** you see this you’ll see it real soon.
Add me
Please add me
Ok, Here we go. So i just discovered that I have been driving around with no insurance for over a month. It seems someone fraudulently used my address at the DMV and Geico claims they emailed me a form to fill out regarding adding this person, who I have never heard of, to my policy. I never received this form (emails are lost everyday). So instead of calling me to discuss this extremely urgent matter, they just cancelled my policy without even telling me. You would think something of this magnitude, someone would have reached out. It would have taken a few months before I discovered this on my own. It took me getting pulled over to learn that I am unisured. I am a Realtor and now they say it will take them 3-5 days to investigate. When there is absolutely nothing to investigate. They resent the form, I replied – I DON”T KNOW THIS PERSON – and now I have to wait to get my insurance reinstated. My business on now on HOLD until this happens. I now have a no insurance ticket on my record and could easily loose my livihood as a Realtor. Someone needs to address this matter to Geico and they need to change their policies and verbally contact someone when someothing like this happens. This is Major, I could have hurt someone out there. I drive Clients everyday.
This person using me address is committing fraud and they are going to send me email…….and then cancel me when I don’t reply. I never received it. And I didn’t receive anything showing I was cancelled.
How are we supposed to get ahold of them? There’s multiple that have had this happen.
I was able gecko client with bad results
This happened to me, too. I paid monthly and noticed my premiums went up. When I was checking on my policy I saw a Joe “somebody” listed as a driver, making three on our policy instead of two. I had recently sold a car and thought maybe the new buyer accidentally added someone to our policy. I am so naive, apparently. I did not call Geico about this but I just switched to another insurer. Please, please add me to this lawsuit, even though I am in Oklahoma.