Top Class Actions’s website and social media posts use affiliate links. If you make a purchase using such links, we may receive a commission, but it will not result in any additional charges to you. Please review our Affiliate Link Disclosure for more information.
GEICO faces a class action lawsuit alleging that the insurance company does not pay taxes and fees to consumers when their cars are totaled.
Plaintiff Nathan Sigler alleges he had a vehicle insurance policy through GEICO which provided collision and comprehensive coverage. The policy allegedly said that GEICO would pay “the actual cash value of the property at the time of the loss.” However, Sigler says that GEICO breached the terms of their contract with him and other policy holders by failing to pay the actual cash value of totaled vehicles.
Although the insurance company pays the value of the vehicle itself, it fails to pay sales tax, title transfer fees, and tag transfer fees to consumers whose vehicles were totaled, according to the class action lawsuit. In Illinois, where Sigler is from, these fees can add up to a significant amount. Title transfer fees in the state are a minimum of $95 and the fee to transfer license plates or tags is at least $25. Adding in sales tax for the value of the totaled vehicle, the amount allegedly unpaid by GEICO can be hundreds of dollars.
“GEICO…breaches its contracts with Plaintiff and the other Class members and violates Illinois law, by refusing to pay sales tax, title transfer fees, or tag transfer fees upon the total loss of an insured vehicle,” the GEICO class action lawsuit claims. “Indeed, rather than abide by its contractual obligations and the applicable law, GEICO forces its insureds to first replace the vehicle before GEICO considers the payment of taxes and fees.”
Sigler says he experienced this when his 2001 Dodge Ram was totaled in June 2013. The total loss was determined to be $3,151.95 as calculated by a third party. However, this amount which GEICO paid allegedly failed to include sales tax, title transfer fees, or tag transfer fees. Sigler alleges he was owed $196.99 in sales tax, $95 for the title transfer fee, and $25 for the tag transfer fees.
“Defendant breached its contract with Plaintiff by not including the cost of sales tax, title transfer fees, or tag transfer fees in making the Actual Cash Value payment for Plaintiff’s total loss,” Sigler claims in his GEICO class action lawsuit.
Sigler seeks to represent a Class of consumers who insured a vehicle for physical damage coverage through GEICO, who made a claim under their policy for physical damage, whose claim was adjusted as a total loss within the last ten years, and who were not paid the full total loss vehicle value sales tax, title transfer fees, or tag transfer fees.
The GEICO class action lawsuit seeks compensatory damages, other damages, court costs, and attorneys’ fees.
Sigler is represented by Joel E. Brown; Adam J. Levitt and Daniel E. Ferri of Dicello Levitt & Casey LLC; and Edmund A. Normand and Jacob Phillips of Normand PLLC.
The GEICO Class Action Lawsuit is Sigler v. GEICO Casualty Co., et al., Case No. 1:18-cv-01446-MMM-JEH, in the U.S. District Court for the Central District of Illinois.
ATTORNEY ADVERTISING
Top Class Actions is a Proud Member of the American Bar Association
LEGAL INFORMATION IS NOT LEGAL ADVICE
Top Class Actions Legal Statement
©2008 – 2024 Top Class Actions® LLC
Various Trademarks held by their respective owners
This website is not intended for viewing or usage by European Union citizens.
21 thoughts onGEICO Class Action Says Insurer Doesn’t Pay Actual Cash Value
If possible to add me my car was totaled loss last year I didn’t have gap insurance so I had to pay the difference plus the person involved in the accident with me also had Geico insurance no taxes or plates paid this is a Nevada case
Add me in geico totaled my vehicle when they should have fixed it I sign nothing they took my car and totally cheated me
Please add me to the settlement against Geico. I had two totall loss claims
Please I will like to join the class action against Geico. I had two totall loss claims
GEICO WILL NOT PAY ME THE VALUE OF MY VEHICLE THAT THEIR CLIENT TOTALLED OUT THEY MADE ME SIGN OVER THE VEHICLE AND RECENTLY DROPPED IT BACK OFF STATING THAT I RECLAIMED THE VEHICLE OF WHICH I DID NOT. THEY SAID I HAD NO CHOICE IN THE MATTER.
I CANT DO ANYTHING WITH IT BECAUSE THE ORIGINAL DEALERSHIP WENT OUT OF BUSINESS & NEVER GAVE ME THE TITLE.
Add me
Hello, my name is Darnell Robinson. I bought an car that was defective! The camshaft lobe! Volkswagen also made me drive off without brake lights. Hit hit five days after call GEICO reported that I got hit in the back. GEICO never look at the car and never got fix. Geico has an problem never thier! Mr. Mahoney been calling for over three months! Then on July 12,3 2018 car got total dye to Camshafe lobe that was recall in 2015 and 16. I had an 2016. Send in work sheet to have check out. No dummies lights wasn’t working. Never had brakes lights or dummie lights didn’t kno about the recall. GEICO did release the car’. We couldn’t fine the wreck car was supposed to be send to Volkswagen? Found out they sold it for 2700. But they release the car so Volkswagen can check the camshaft lobe. Never happen. I still have the text released the car to me! See how they iff up. And still blaming me. I didn’t make this car. Dearlership was wrong as well. Geico is savings money. Bottom line.
Add me
add me
Add me