Payless Solutions Robocall Scam FTC Refunds

Those who were victims of an alleged scam by Payless Solutions LLC, promising to help consumers save money on their debts but offering nothing in return, may be set to receive a check from the Federal Trade Commission (FTC).

According to the FTC, Payless Solutions LLC illegally telemarketed unwitting consumers nationwide, falsely offering help with credit card interest rate reductions.

Payless claimed that it could help consumers, many of them seniors, pay off debt faster and even save them $2,500. The company then convinced consumers to provide their credit card information and subsequently charged them up to $4,999.

Some consumers reported that they received a financial education packet in return, but most saw nothing, reports the agency. The Payless Solutions scam allegedly worked by using a robocall to contact consumer under the guise of “Card Services.”

The call claimed that the customer qualified for a program to lower their credit card interest rate. In some cases, representatives told consumers that they worked for their bank or credit card company.

Consumers say they were asked for their credit card and Social Security numbers as a part of the scam.

The FTC, along with the State of Florida, charged Payless with illegal telemarketing, consumer fraud and abuse. As a result of the litigation, Payless and the related defendants, will be required to pay nearly $5 million.

Payless and other defendants are also permanently barred from robocalling, telemarketing, and providing debt relief services.

The FTC reports that it has sent Claim Forms to eligible consumers based on Payless Solution’s records. Eligible consumers must apply for the refund by Jan. 4, 2019.

Who’s Eligible

Those eligible for the FTC Payless Solutions refund include consumers who paid for the Payless Solutions interest rate reduction program between 2011 and 2015.

Potential Award

A partial refund.

Proof of Purchase

A reference number from the Claim Form.

Eligible consumers who have not received a Claim Form should contact the refund administrator at 1-866-759-6513.

Claim Form

CLICK HERE TO FILE A CLAIM »

NOTE: If you do not qualify for this settlement do NOT file a claim.

Remember: you are submitting your claim under penalty of perjury. You are also harming other eligible Class Members by submitting a fraudulent claim. If you’re unsure if you qualify, please read the FAQ section of the Settlement Administrator’s website to ensure you meet all standards (Top Class Actions is not a Settlement Administrator). If you don’t qualify for this settlement, check out our database of other open class action settlements you may be eligible for.

Claim Form Deadline

1/4/2019

Case Name

Federal Trade Commission, et al. v. All Us Marketing LLC, Case No. 6:15-cv-1016-JA-KRS, in the U.S. District Court for the Middle District of Florida, Orlando Division

Final Hearing

N/A

Settlement Website

www.FTC.gov/enforcement/cases-proceedings/refunds/payless-solutions-refunds

Claims Administrator

Rust Consulting Inc.
1-866-759-6513

Class Counsel

James Davis
FEDERAL TRADE COMMISSION

Kristen Johnson
Denise Beamer

Pamela Jo Bondi
STATE OF FLORIDA, OFFICE OF THE ATTORNEY GENERAL

Defense Counsel

Thomas Sadaka
SADAKE LAW GROUP PLC

Blair Jackson
NEJAME LAW