California wildfire property damage has reached $9 billion in connection with the Camp, Woolsey, and Hill fires that ravaged the state this year.

According to Mercury News, California’s Insurance Commissioner Dave Jones says the costs from this year’s wildfire season come close to the $12 billion in California wildfire property damage from last year. The majority of costs this year come from November’s Camp, Woolsey, and Hill fires which burned through 20,000 structures together and killed 89 people.

“They represent enormous losses for these communities,” Jones said during a news conference. He added that “behind these numbers are real people.”

The Camp Fire became California’s worst wildfire in history and killed at least 86 people while destroying 18,804 buildings. Around the same period of time, the Woolsey Fire destroyed 1,500 buildings near Malibu and killed three people. In Ventura County, the Hill Fire destroyed an additional four structures.

Unfortunately, these three fires have not been the only ones causing California wildfire property damage this year. In July, the Mendocino Complex fires became California’s largest ever wildfire when they burned through 459,123 acres.

The fires destroyed 280 structures in that area and killed one person. The earlier Carr fire burned 229,651 acres, destroyed 1,604 structures and killed eight people.

Commissioner Jones’ office says that insurances losses in relation to these fires exceed $845 million. When combined with the $9 billion in damage from the Camp, Woolsey, and Hill fires, this places 2018 California wildfire property damage at almost $10 billion.

These figures reportedly only include insured losses from those with private insurance. These estimates do not include the value of government, uninsured, or self-insured property which sustained California wildfire property damage.

These losses have not topped the nearly $12 billion in California wildfire property damage seen in 2017, although this year’s fires have destroyed twice as much property. Commissioner Jones says that the difference in insured losses reflects the higher property values in Wine Country damaged in 2017 opposed to the rural properties which have been damaged this year.

However, Jones notes that the insured losses figures “in no way shape or form” indicate that this year’s affected residents suffered less.

Jones has urged insurers to expedite the claims process for California wildfire property damage. He has also issued an emergency declaration which will allow insurance companies to use out-of-state adjusters in order to speed the process along.

The recent pressure on insurance companies aims to lighten the burden for California residents struggling with property damage, but they may soon see higher fire insurance premiums.

Jones said earlier this year that more homes will likely be reassessed as at a higher risk for California wildfire property damage, meaning higher premiums. Also earlier this year, the executive director for United Policyholders, Amy Bach, said that “the days of people paying under $1,000 for insurance are fast coming to a close in California,” according to Mercury News.

Additionally, consumers may have troubles finding coverage for California wildfire property damage due to the toll recent losses have had on insurance companies. The Camp Fire bankrupted Merced Property and Casualty Co. after state officials determined that the company could not pay its liabilities and must be liquidated.