Snap Finance unsolicited calls $5M class action lawsuit settlement

Snap Finance has established a $5 million fund to settle a class action lawsuit that claimed it routinely violated federal law by using an automatic telephone dialing system to call people who did not give consent.

The settlement class includes anyone living in the United States “(1) to whom Snap Finance LLC placed, or caused to be placed, a call, (2) directed to a number assigned to a cellular telephone service, but not assigned to a current or former Snap Finance LLC accountholder, (3) in connection with which Snap Finance LLC used an artificial or prerecorded voice, between Sept. 1, 2019, and June 14, 2022.

Snap Finance is accused of violating the TCPA, or the Telephone Consumer Protection Act. The original plaintiff claimed Snap Finance placed at least 60 calls in a three-month period. The TCPA forbids companies from making phone calls to people with whom they have not established a business relationship and obtained consent to call. The lead plaintiff was never a customer.

Snap Finance, based in West Valley City, Utah, is a financial services company. It markets to those who are credit challenged and in need of financing, providing “pay-over-time financing options to consumers,” according to CB Insights. The company claims, “Even with bankruptcy, poor or no credit, we still give you the best chance for approval.”

The TCPA is designed to protect consumers, preventing companies from spam-calling by using artificial or prerecorded voices. Without the TCPA protection, companies could use the technology to send limitless phone calls, ringing phones at all hours of the day nonstop. 

Under the terms of the Snap Finance class action lawsuit settlement agreement, class members are eligible to claim a cash payment.

Class members who submit valid and timely claim forms will each receive an equal share of the settlement fund after attorneys’ fees, administration costs and other expense are deducted.

Each class member is expected to receive an estimated payment of $300 to $1,000. The actual amount will depend on the number of claims the settlement administrator receives.

The deadline for class members to object to or exclude themselves from the settlement is Dec. 12, 2022. 

The final hearing is scheduled to take place take place Feb. 7, 2023.

Class members must submit a valid claim and release no later than Dec. 12, 2022.

Who’s Eligible

Anyone living in the United States:

1. To whom Snap Finance LLC placed, or caused to be placed, a call
2. Directed to a number assigned to a cellular telephone service, but not assigned to a current or former Snap Finance LLC accountholder
3. In connection with which Snap Finance LLC used an artificial or prerecorded voice, between 09/01/2019 – 06/14/2022

Potential Award

$300 – $1000

Proof of Purchase

No proof of purchase applicable

Claim Form

NOTE: If you do not qualify for this settlement do NOT file a claim.

Remember: you are submitting your claim under penalty of perjury. You are also harming other eligible Class Members by submitting a fraudulent claim. If you’re unsure if you qualify, please read the FAQ section of the Settlement Administrator’s website to ensure you meet all standards (Top Class Actions is not a Settlement Administrator). If you don’t qualify for this settlement, check out our database of other open class action settlements you may be eligible for.

Claim Form Deadline

12/12/2022

Case Name

Brandi Wesley v. Snap Finance LLC, Case No. 2:20-cv-00148-RJS-JCB, in the U.S. District Court for the District of Utah

Final Hearing

02/07/2023

Settlement Website

SnapTCPASettlement.com

Claims Administrator

Wesley v. Snap Finance LLC Settlement Administrator
PO Box 301132
Los Angeles, CA 90030-1132
844-525-0158 

Class Counsel

Aaron D Radbil
Michael L Greenwald
GREENWALD DAVIDSON PADBIL PLLC

Defense Counsel

Jenny N Perkins
Martin C Bryce Jr.
Melanie J Vartabedian
BALLARD SPAHR