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This settlement is closed!
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PHH agreed to a $2.77 million class action lawsuit settlement to resolve claims that it charged illegal service fees on internet mortgage payments.
The settlement benefits a national Fair Debt Collection Practices Act (FDCPA) class of residential mortgage borrowers whose loans were serviced but not owned by Ocwen or PHH after the servicers acquired servicing rights when the loans were 30 days or more delinquent and who paid a convenience fee to Ocwen between March 25, 2019, and Aug. 17, 2022.
The settlement also benefits a statewide class of Florida residential mortgage loan borrowers who paid a convenience fee to Ocwen or PHH between March 25, 2016, and Aug. 17, 2022.
Plaintiffs in the class action lawsuit accused PHH Mortgage of charging illegal convenience fees when making loan payments on the internet or through its telephone payment system. These fees allegedly violated the FDCPA and the Florida Consumer Collection Practices Act.
PHH Mortgage is a loan servicing company owned by Ocwen Financial.
PHH hasn’t admitted any wrongdoing but agreed to a $2.77 million class action settlement to resolve these allegations. The company agreed to a similar settlement in 2020.
Under the terms of the settlement, class members can receive a proportional share of the net settlement fund based on the amount they paid PHH in convenience fees. FDCPA class members will receive a share of $1.23 million and Florida class members will receive a share of $1.54 million. Class members who are eligible for both classes will receive proportional shares of both settlement funds.
The deadline for exclusion and objection is April 26, 2023.
The final approval hearing for the PHH settlement is scheduled for May 31, 2023.
No claim form is required to benefit from the settlement. Class members who do not exclude themselves will automatically receive settlement benefits.
Who’s Eligible
The settlement benefits a national FDCPA class of residential mortgage borrowers whose loans were serviced but not owned by Ocwen or PHH after the servicers acquired servicing rights when the loans were 30 days or more delinquent and who paid a convenience fee to Ocwen between March 25, 2019, and Aug. 17, 2022.
The settlement also benefits a statewide class of Florida residential mortgage loan borrowers who paid a convenience fee to Ocwen or PHH between March 25, 2016, and Aug. 17, 2022.
Potential Award
Varies
Proof of Purchase
N/A
Exclusion Deadline
04/26/2023
Case Name
Morris, et al. v. PHH Mortgage Corp. d/b/a PHH Mortgage Services, Case No. 0:20-CV-60633-RS, in the U.S. District Court for the Southern District of Florida.
Final Hearing
05/31/2023
Settlement Website
Claims Administrator
Morris v PHH
c/o RG/2 Claims Administration
P.O. Box 59479
Philadelphia, PA 19102-9479
info@rg2claims.com
866-742-4955
Class Counsel
Adam M Moskowitz
Howard M Bushman
Joseph M Kaye
Barbara C Lewis
THE MOSKOWITZ LAW FIRM PLLC
Joshua Adam Migdal
Yaniv Adar
MARK MIGDAL & HAYDEN
Defense Counsel
Timothy A Andreu
Michael R Pennington
Zachary A Madonia
BRADLEY ARANT BOULT CUMMINGS LLP
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92 thoughts onPHH, Ocwen mortgage fees $2.77M class action settlement
I-Jose-Carlos-Macias&Maribel S Macias.
Bought home in 2006. Original mortgage amount with fixed rate from Litton Loan servicing, $127,992. No refinance ever. Paid mortgage payments to Litton, ocwen and now PHH. My payoff is $128,587. How can I possibly owe more on my home 17 years later? Something is seriously wrong. I am a 62 year old widow on disability. Ssdi, with limited income. My home is in need of repairs and desperately needs painting and floors and more. I was hoping to get a reverse mortgage, but I can’t even afford that now. I need help. It is obvious that Litton, Ocwen and PHH, has obviously been doing illegal activity in regards to my mortgage. And communication with PHH, has been impossible, they no speak or understand English.
Please add
They have been stealing all my payments since Ocwen. Currently PHH continues to apply my payments to “lender fees and corporate fees” and little to nothing to my Principal. Ive made additional principal payments of over $20K in 2022 and 2023 and they have applied less than $1000 and taken the additional amounts and applied it to themselves and other miscellaneous unscrupulous and fraudulent charges.
How much will I receive
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Please add me. Thank you so much.
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