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This settlement is closed!
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JPMorgan Chase Bank has agreed to pay $8.75 million in order to settle a class action lawsuit that alleged the company violated the Fair Credit Reporting Act (FCRA).
Plaintiff Eva Duncan of Texas filed the FCRA class action lawsuit over claims that JPMorgan Chase accessed consumer credit reports in order to conduct an Account Review Inquiry of customers even after they, for numerous reasons, no longer had a relationship with the bank.
JPMorgan Chase allegedly implements an Account Review Inquiry during an annual audit which means Chase requests the credit information on individual customers. This does not include prescreening potential customers.
According to the terms of the JPMorgan Chase FCRA class action lawsuit settlement, the banking institution has not only agreed to pay the cash Settlement Fund but they have also agreed to change annual auditing for a few years.
The JPMorgan Chase class action lawsuit settlement states that for the next three years, annual audits will confirm that individuals who owe no debt to Chase, retain no interest in any property securing a debt owed to Chase, and have no other account with Chase will be exluded.
JPMorgan Chase denies any liability in the FCRA class action settlement but agreed to the terms in order to avoid the cost of further litigation.
Who’s Eligible
JP Morgan Chase class action settlement Class Members include all borrowers or guarantors of a Chase or Chase-serviced account in which your consumer credit information was accessed by Chase through an Account Review Inquiry between Oct. 16, 2009 and Oct. 16, 2014, and at a time when the account met any one of the following criteria:
- The account was closed with a zero balance
- The account had been sold or transferred to a third party
- The debt on the account had been discharged in bankruptcy
- Chase had foreclosed the property securing the account loan
- Chase had sold in a short sale or had transferred through a deed in lieu of foreclosure the property securing the account loan
UPDATE 2: As of July 6, 2016, the settlement website states that the estimated payment per claimant is $8.92 and it is estimated checks will be issued in September 2016. Keep checking back and let Top Class Actions know when you receive a check in the comments section below or on our
Facebook page.
UPDATE 3: As of July 12, 2016, the settlement is under appeal. Claims will not be paid until all appeals are exhausted. Top Class Actions will continue to provide updates as we learn more.
UPDATE 4: As of November 18, 2016, all appeals were resolved and the JP Morgan Chase FCRA settlement is Effective. Checks will be mailed no later than December 18, 2016. Let Top Class Actions know when you receive a check in the comments section below or on our Facebook page.
UPDATE 5: On Jan. 3, 2017, Top Class Actions viewers who filed valid claims for the JPMorgan Chase FCRA class action settlement began receiving checks worth as much as $8.93.
Potential Award
Varies.
JP Morgan Chase class action lawsuit settlement Class Members will receive an equal portion of the $8.75 million Settlement Fund.
All remaining funds will be given to a nonprofit organization agreed upon by both parties and approved by the court.
Proof of Purchase
N/A.
No proof of purchase is required but Class Members must submit a valid Claim Form in order to receive a portion of the JP Morgan Chase class action lawsuit settlement.
Claim Form Deadline
03/23/2016
Case Name
Duncan v. JPMorgan Chase Bank, N.A., Case No. 5:14-cv-00912-FB in the U.S. District Court for the Western District of Texas
Final Hearing
04/27/2016
UPDATE: On June 20, 2016, the JPMorgan Chase FCRA settlement received final approval from the court. Top Class Actions will continue to provide updates as we learn more. Keep checking back and let us know when you receive a check in the comments section below or on our Facebook page.
Settlement Website
Claims Administrator
Chase FCRA Settlement Claims Administrator
P.O. Box 43389
Providence, RI 02940-3389
888-736-2826
Admin@ChaseFCRASettlement.com
Class Counsel
Benjamin R. Bingham
Royal B. Lea, III
BINGHAM & LEA, P.C.
H. Anthony Hervol, Esq.
LAW OFFICE OF H. ANTHONY HERVOL
Darby Riley
Charles Riley
RILEY & RILEY
Defense Counsel
Kenneth A. Hill
William Lance Lewis
QUILLING, SELANDER, LOWNDS, WINSLETT & MOSER, P.C.
Noah A. Levine
WILMER CUTLER PICKERING HALE AND DORR LLC
Michael B. Goldberg,
PARKER IBRAHIM & BERG LLC
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110 thoughts onJPMorgan Chase FCRA Class Action Lawsuit Settlement
Chase is ripping people off. Your money is not secure with CHASE bank. I need to know how I can file a class action suite. They have allowed people to take money from my account and states I cannot get my money back. I do not see how they are allowed to do this.
Yes Chase is the a pitta me of corruption, greed, sloth, deliberate deception . You know that there’s a bunch of Batman sitting in a room smoking stogies and drinking hundred-year-old Scotch laughing there ass off even if the consumer financial protection bureau finds them 1 million $200 million that’s all in a days work with all the illegal lawsuits that file and win based on the defendant not answering to the allegations . Getting a judgment per se . They target people who are already struggling and can’t fight because they don’t know how and I can’t get an attorney because it’s not worth the money this makes them lowlife parasite and scum of the earth and a waste of human flesh in the scheme of humanity in general . My story is one of filing a dispute time and time again and providing proof for services not rendered with the email from the merchant himself apologizing and having to file bankruptcy for fraudulent happenings in all their assets frozen in their merchant account closed . And Chase up from disputes all the way up to executive offices stated that the charge was valid and they should document with her you all are of left to remodel stuff.info and that you’re in that website is registered in Go Daddy to the merchant and they still would not do a chargeback. I’ve asked them many times if they thought that I was responsible to pay for the website for somebody else and they cannot answer that not only that but my address in the retrieval document is not even my address . Love for police reports Ftc affidavit of identity theft a letter from the attorney generals office in Arizona and Scam reports on the Internet that I provided they still would not do a chargeback . In fact the summer of 2014 I was being harassed by the in-house credit collections and they violated the cease-and-desist order on six occasions and they had given me $1500 for these violations did the chargeback and I had a zero balance for three or four months . Five months after finally ruling in my favor they assigned me a new account number and started billing me with fees and interest all over again . They have also ruined my credit and make no reference as to my dispute . And I just got a document to pay the taxes on this . Chase also manufactures big documents to support their lies . They sent a document stating that I opened a credit card online into thousand and four with my current address but 2004 all the way up to 2010 I lived in that in the tire leak different address & and my credit report shows the first entry being 2000 of 12 it’s like they’re stupid they don’t even know what the hell they’re doing . In the government entities that are supposed to help with these people aren’t helping at all because you receive pennies on the dollar in return for all the pain and suffering and stress caused by their distractive practices . Basically what they’re doing is extortion and they hold your credit as hostage . Some people may think that I’m obsessive but I believe that these people need to be stocked and I will do whatever I can do to see if they get what they deserve. After all what gives them the right to do what they do .
I agree
https://eclaim.kccllc.net/caclaimforms/jpd/home.aspx
Agree
All websites block the Claim Form. I have a postcard that I will return after I scan and copy it. I will also phone the Claims Administrator. The website blocks the Claim Form, regardless of any denial in that regard.
Has anyone filled out a claim for the Duncan vs JP Morgan lawsuit? Is it worth my time? Or is it just a bunch of crap?
Compared to what JPM Chase should be charged with its a bunch of crap.
Bunch of crap only $8.92 that’s all we get, chase a rip off an these damn lawyers that file these claims!!!
Chase is the scum of the earth especially their leader,Jamie Dimon,they are all descendants of the nefarious Roththschild family that rules the worlds governments‼️
Antisemite?
i agree, frank. if chase was the only bank in the world id use my mattress.
I do not qualify
Chase has ripped me off and the fcr is not doing anything to help me. Vthey have never sent info as proof I bought items. The receipts they send can be made up on computer. I ask for wet ink signatures from collection agency and fcr. Seems they might be helping Midland credit instead of doing their job.
You better look on the class action website because you are most likely in need of filling out their claim form as part of the lawsuit. Seems common practice for common criminals. (I’m referring to our banking system, Banks, collection agencies…..
Chase Bank has waged war against me since they murdered WAMU bank and took over their mortgages. From Chase I got nothing in the way of help and only lies, deceit and had my chain jerked. The last class action law suit I filed against them was for the constant harassment for being late on my monthly payment so they called my cellphone number often many times a day at all hours. When the Class action suit on cellphone abuse was reached they tried to force me to say that my landline was my cellphone number. So that I would have to commit perjury, to collect anything. Chase violated me on both phones but, only cellphone attacks were allowed in that suit,. Because of their lies about which line was a cellphone when I contacted the administrator they told me to file the landline #.
Chase also tried to screw me and would not accept that I had valid home owners
insurance from CAAA auto-club, which covered me with twice the insurance then
the policy Chase offered me, for over twice the money. It took over 9 months & a pleura of letters from CAAA and the CA. Insurance Commissioner’s office before
Chase dropped the issue. Chase has tried to ripp-off me in so many ways there’s not enough room here to report all their EVIL ACTIONS. Lets put these nasty crooks in their board room in Jail forever. Stress Kills! There is no statue of limits on murder or man-slaughter. Chase created Derivatives sold off their \D\investments and crashed the World’s economy and killed-early how many humans and harmed billions more? And all Obama did is kiss their fat Wall-Street Behinds. Isn’t it time for these Killer Thieves to get their Karma behind jail bars !
Chase also tried to screw me, and proceeded to jack my credit for 8 years..
Chase sent intent to for close papers to me with a extension number and person to get ahold of. However when I tried this with my loan number it hung up directly.So I got sneaky called got the # from yellow pages told the person whom asked who was calling that I was her sister. I then said I must have lost her direct line or extension, said to her “they’re always changing them! The woman on the line laughed and agreed. She gave me her extension and transfered me. I still got her voice mail, I left a message with every detail, including that I have the money and would like to conclude this. I never got a call back, even though I called several times and bothered anyone I could. Soon after it was turned over to a law firm in Wyoming, I tried the # on the paper and the law firms # left several I left several unreturned messages. Chase screwed my family out of our home. It’s still devastating to all of us. I went through a two year depression, of which I will not go into?.