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This settlement is closed!
Please see what other class action settlements you might qualify to claim cash from in our Open Settlements directory!
Equifax has agreed to pay $3 million to settle a class action lawsuit over accusations that the consumer credit reporting agency violated the Fair Credit Reporting Act.
Plaintiffs Donna Soutter, Brenda Arnold, and Joyce Ridgley filed the Equifax class action lawsuit in 2010 claiming that Equifax systemically failed to include records that Virginia General District Court judgments had been “satisfied, vacated, dismissed, or appealed in its credit reports,” thereby violating federal law.
The Equifax class action settlement offers Class Members four years of free credit monitoring or a one-time cash payment of $180.
Equifax denies the allegations and all liability, yet agreed to the terms of the settlement to avoid the burden, risk and expense of further litigation.
UPDATE: The Equifax class action settlement was granted final approval on Apr. 5, 2016.
UPDATE 2: The settlement website states that checks were mailed August 3, 2016. Let Top Class Actions know when you receive a check in the comments section below or on our Facebook page.
Who’s Eligible
Equifax settlement Class Members include all U.S. consumers whose Equifax File contained a Virginia General District Court civil judgment, between Jan. 1, 2003 and the date of preliminary approval of the settlement.
Potential Award
$180 or four years of credit monitoring (valued at $717)
The Equifax class action settlement offers all Class Members four years of free credit monitoring without doing anything. Individuals who would rather give up the credit monitoring, can file a Claim Form and request a cash payout of $180.
Proof of Purchase
N/A
Class Members who want to receive four years of credit monitoring don’t have to do anything to receive the benefits from this settlement. However, those who want to exchange monitoring for a one-time cash payout, must submit a valid Claim Form no later than May 13, 2016.
Claim Form
Claim Form Deadline
05/13/2016
Case Name
Soutter v. Equifax Information Services LLC, Civil Action No. 3:10-cv-107, in the U.S. District Court for the Eastern District of Virginia
Final Hearing
03/29/2016
Settlement Website
www.SoutterSettlement.com
Claims Administrator
Soutter v. Equifax Information Services LLC
c/o Settlement Administrator
P.O. Box 1367
Blue Bell, PA 19422
1-888-414-8022
questions@souttersettlement.com
Class Counsel
Leonard A. Bennett, Esq.
Matthew J. Erausquin
Susan M. Rotkis
Casey S. Nash
CONSUMER LITIGATION ASSOCIATES, PC
Defense Counsel
Keasha Ann Broussard
Barry Goheen
John Anthony Love
Zachary Andrew McEntyre
KING & SPALDING (GA-NA)
John Willard Montgomery, Jr.
TRAYLOR MORRIS & ELLIOTT PC
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32 thoughts onEquifax FCRA Class Action Settlement
It really hasn’t been that long. It hasn’t even been 3 months since the final hearing.
Wow no checks and Equifax still….
This has been dragging out to long where is the payment
when do we get the checks?
wheres the checks?
any update on when payment should be released?
Wheres the finds??
UPDATE: The Equifax class action settlement was granted final approval on Apr. 5, 2016.
A so called creditor that I paid off put the same debt on my credit report 3 yrs after later and equifax fraud department told me as long as a creditor pays its membership dues the have the right to make reports on you. Mind you I provided them with proof of my payment, proof that I have not lived in the area where the creditor did business for several yrs, and proof that that creditor no longer have a valid license with the state or local government to conduct business as a collection agency. Equifax would no remove this bogus claim from my report until I sent the very same information to my state attorney general’s consumer affairs department who contacted Equifax with my very same evidence. I possess letter Equifax sent the attorney general stating they have removed the claim from my record and it will never appear again.
I had my state tax lien released but it reappear several times after I send the a copy of the released.
This isnt just Virginia. They did this to be but here in Sacramento, CA. My file said I lost the case when in actuality the case was dismissed. I had to get records showing it was dismissed 3 years after it was to show to the loan officer so I could re-finance. The files were not easy to get to say the least.