TransUnionTop Class Actions readers are reporting that their settlement checks for the TransUnion Credit Report Class Action Lawsuit Settlement have arrived, and the payout is much larger than promised!

The TransUnion credit report settlement resolves a 2009 class action lawsuit, titled Wang v. Asset Acceptance, LLC, that alleged TransUnion issued credit reports containing inaccurate information about disputed debts. Class Members that had such a report submitted by TransUnion to a third-party between June 22, 2009 and October 15, 2009 had until March 2, 2012 to file a Claim Form to receive free credit monitoring and up to $100 in cash.

However, several Top Class Actions readers are reporting their settlement payout is nearly 50% more than the estimated $100 reward. This is probably because not all Class Members of the TransUnion Credit Report Settlement submitted Claim Forms.

Congratulations to our Top Class Actions readers for getting in on the TransUnion Credit Report Class Action Lawsuit Settlement! If you missed out, visit our Open Lawsuit Settlements section to see what consumer class action lawsuit settlements are still open. You can also sign up for our FREE newsletter to get these settlements delivered to your inbox every week.

Special thanks to Top Class Actions reader “Kathy” for tipping us off that the TransUnion settlement is finally paying out!


We tell you about cash you can claim EVERY WEEK! Sign up for our free newsletter.

Please note: Top Class Actions is not a settlement administrator or law firm. Top Class Actions is a legal news source that reports on class action lawsuits, class action settlements, drug injury lawsuits and product liability lawsuits. Top Class Actions does not process claims and we cannot advise you on the status of any class action settlement claim. You must contact the settlement administrator or your attorney for any updates regarding your claim status, claim form or questions about when payments are expected to be mailed out.



  • Anonymous November 29, 2012


  • markethia hill January 30, 2013

    i did not get my check i did fill out a claim and havent heard from it thanks

  • Clayton ScottJohnson February 14, 2013

    I received notice in January that my check had not yet been cashed so I emailed the law firm of Watts | Guerra | Craft that I had not received a check to cash. I was informed by a Mr. Ryan L. Thompson that it would take about a month to stop payment on the original check and issue a replacement check. Today I sent Mr. Thompson a followup email requesting an idea when this process may end since it has already been a month and I was informed that their financial office was very busy but I should be assured that my check was forthcoming.
    If I ever get this promised check it is supposed to be the remainder of a 443.00 settlement after legal fees, etc. My settlement is supposed to be 209.66 which would be nice to get, especially if I get it some time soon.

  • Clayton ScottJohnson February 27, 2013

    Today I called the law offices of Watts Guerra Craft and was met with a recorded message that the number is no longer in service. What’s up with this? They have been telling me for a month now that my check was forthcoming and now this and still no check. Do some get paid just to make it look legitimate while others get screwed?

  • Libby Burke March 17, 2013

    I received an email also saying my check has not been cashed, but have had no luck getting in contact with the law firm. What’s up with that?

  • Joyce Sykes June 10, 2013

    I guess we need to get us a lawyer and sue them

  • Joyce Sykes July 4, 2013

    I have contacted the Attorney General in my State. I honestly believe this is a rip-off. I think they might have paid a few people to make it look good. I have spreaded the word about them. It’s just a shame you can’t trust anyone. I know my check may not be much but it’s the principal of it!!!

  • Debra Newsome July 29, 2013

    I filed a claim before the deadline, and have not received any correspondence/check from any law firm.

  • Debra Newsome July 29, 2013

    I filed a claim before the deadline, and have not received any correspondence/check from any law firm.

  • Debra Newsome July 29, 2013

    I filed a claim before the deadline, and have not received any correspondence/check from any law firm.

  • GERALD BECKHAM August 21, 2013

    I filed a claim way before the deadline. i have not heard anything till today, a recording saying i was the lawyer that got u the settlement from transunion. Now I want to rep. u on this new lawsuit.
    wheres my money from the Transunion???

  • GERALD BECKHAM August 21, 2013

    I filed way before the deadline. I havent heared from anyone till today. I got a phone call with a recording. I am the lawyer that got u the settlement from Transunion. Now i want to rep. u on this lawsuit. Wheres my money from the Transunion settlement ???? Should i file complaints with the D.P.R.?

  • Rosamond Thomas November 26, 2013

    I filled out the form, sent it on time but I am yet to receive my check.

  • Johnny Gant June 19, 2014


  • Gladys July 20, 2014

    I received a letter in the mail to sign up for the class action lawsuit by May 31 2014 and I signed up on the 31st of May. Is this the same lawsuit? I have not received anything as well. How do we check?

  • Liz July 28, 2014

    Received check 7/28

  • Bob July 28, 2014

    Received check today 07/28 Only $25.80. There will also be a second distribution it says on the website.
    Unless the Seventh Circuit’s decision is appealed, the first round of checks will be distributed to Registered Claimants in the summer of 2014. A second distribution will take place in the future to distribute checks to all Registered Claimants who timely negotiated their checks during the first distribution.

    • Ellie July 28, 2014

      Is this a valid check??? I too just got my $25.80 check, but it doesn’t look like a real check. A bit wary of cashing it only to get to told the money wasn’t there/able to cover it and I’m stuck reimbursing the amount of the check plus a fee.

      Somebody please respond! Did anyone else cash this check?

      • Barbara July 28, 2014

        My husband and I both rec’d individual checks in the amount of $25.80. Not really sure what this was for and am afraid to deposit it. Beware of depositing this check into your checking account in case it is a scam. Going to check with bank to see if they will just cash it. Anyone have any problems with these checks?

        • Naomi Verdugo July 29, 2014

          I received a check for $25.80 on 7/28/2014. I find it odd that above the signature it says “For Deposit Only”. I have received several checks over the years and none of them have ever said for deposit only! I am going to return the check…return receipt requested and tell them they can re-issue the check without “For Deposit Only” on it or issue a debit card with the $25.80. I do not deal with banks! I do not have any place to deposit this check! I just find it very strange.

      • cis July 28, 2014

        I took the check to my bank and asked if it was fraud. They told me that it didn’t look quite right because there is no banking information. Such as no address for The Huntington National Bank printed on the check.

      • Joetta July 28, 2014

        Yes, I did cash the check. The bank noticed the “deposit only” and said that if there’s a problem with the check later then the $25.80 would come out of my account. But why would they issue a bad check for a large firm like TransUnion?

      • Gerald Gumbert August 6, 2014

        I too got a check for 25.80 I had a few reservations and my credit union says the best place for it is the shredder where it now resides. It came from a so called Transunion settlement administrator in Portland Oregon. Flag 1 why would the company address be a Post Office Box in Portland? Flag two The check is drawn on Huntington Bank who has a Portland branch but when my credit union ran the routing number it was to a branch in Columbus Ohio. Flag 3 on the lower right hand portion of the check it is marked for deposit only. Our conclusion was that if I deposited it That would give the scammers my routing number and account number and they would be off to the races with my bank account.

        • Bill September 5, 2014

          Huntington National Bank Customer Service confirmed that they are the escrow agents for the Transunion settlement fund. They verified my check number. I also went on a Huntington Bank online chat and asked about the check. The girl also confirmed that she found Transunion on the banks list of settlement escrowed funds.

      • chanda September 5, 2014

        I cashed mine

    • cis July 28, 2014

      I received my check today for $25.80. Why does the check have for deposit only printed on front. I don’t feel comfortable depositing it into my account. Making my information available to them

    • Lyn July 29, 2014

      Bob, would you please tell me which website you are referring to? We also received $25.80, but I’ve seen larger amounts, as being due to members of the suit. Thank you.

    • steve August 4, 2014

      i also received a check for $25.80 issued on7/24/2014 so will i be getting another check?

    • Tracy August 5, 2014

      Bob, can you please advise on the website where you saw that there will be a second distribution? I for one cannot locate that information & would love to know. Thank you!

    • S Smith August 5, 2014

      So, Bob, what you are saying is that if we cash the first check (and take a chance it may be a scam) that we may receive a second. I wasn’t expecting this whole $25.80. Heck, I didn’t even know this was going on, so I will just hold onto it and eventually dispose of it.

  • Alicia July 28, 2014

    I too received a check for 25.80 in the mail today but not at my home where I have lived for almost 6 years. It was sent to my parents. I’d be curious if anyone has cashed this with success.

    • Gloria McIntyre November 23, 2014

      I received my check in July 2014, I checked the web for info and it said to deposit it. If you do, there is a second round of checks to be send. The second checks are the results of some people not depositing in sixty days from the date printed on the checks

  • Amanda July 28, 2014

    I recieved a chevk today for 25.80 as well but as stated above by others check does look suspicious, no bank address and for deposit only. Will check with my bank for more info before cashing/depositing.

  • Norris July 29, 2014

    Is this check real for $25.80 from tranunion?

  • Linda July 29, 2014

    Re: Bob’s comment above. I too received my check 7/28/14 in the amount of $25.80 from Transunion on the settlement matter. I hope there is another payout.

  • bonnie July 29, 2014

    I got my check on 7/29/2014 for 25.80. Going to take it to my bank and have them put a hold on it until they see if it is legit.

  • Sharon July 29, 2014

    Each family member received a check for $25.80 several days ago. Just noticed the “For Deposit Only” on the front, too. What’s up with that?

  • Terry July 30, 2014

    I looked up for deposit only, that is put on checks to keep someone else from getting your mail and then signing and cashing you check. Google it for your self, I got 25.80 also and wondered about For deposit only too. I also looked up the routing code on check, it is the Huntington National Bank Routing Number. Hope this help.

  • Marie July 30, 2014

    Both my husband and I received checks. After much research I found an old email from 2009 I received regarding this class action suit. Contacted Huntington National Bank and although they were not helpful they would only confirm that the funds ($25.80) were available at that time. Have sent an inquiry to my states Attorney Generals office and they needed more info which I sent this morning. Pretty sad we have gotten to the point where everyone is leery – but when I received a letter from IRS informing me that my name was on the list of those hacked this fall — I have lost faith. Even the government(IRS) can’t protect my information) – I feel helpless and cynical…. Am going top bank to find out if they can assist. Yes it is only for $25.80 but being out of work for 6 years (I live in a rural area) that money is 1/4 tank gas….

  • tonya July 30, 2014

    my husband went to Huntington bank and cashed it without a problem

  • Angie... July 30, 2014

    I got $25 today lol

  • Faye July 31, 2014

    I received a check for 25.80 after having my credit information sold and waiting years for this to finally be over! I got in at the beginning of this lawsuit and out of all that money awarded this is the best they could do? That total bull sh.t. This is not OVER because this is not justice! I’m going to contact the attorney general’s office and Saunders and Doyle the litigation attorneys to see did they take everyone’s portion!

    • Sharon P August 2, 2014

      My check was also only $25.80. I got it yesterday

    • S Smith August 5, 2014

      You know the attorneys get more than their fair share that’s why they are so eager to get these lawsuits started. They are not the benevolent people they portray themselves to be.

    • Bill September 5, 2014

      You have to remember that the settlement funds were to be distributed to literally millions upon millions of people that had credit cards, loans etc that were carried on Transunion data bank. The court ruling allocated % that could be used for attorney fees, court costs. You also have to recall that this class action suit combined numerous individual suits filed in six or seven states. In many instances the Plaintiffs in these cases filed suits because they suffered severe damage to their credit or were unable to secures loans or otherwised damaged in terms of $$$. They most likely received large $$ settlements. All most people did was simply fill out a form that entilted them to a piece of the settlement…if it ever materiailzed. . Filling out the short form took about 30 seconds…earned $25.80…not a bad return for my time!

  • Adele Fergus-OBrien July 31, 2014

    Got 3 checks for 3 family members. All the same as above. However, I don’t remember applying for this.

    To top it off, my son who has lived in Japan for the last 7 years got a check. He did not apply for this class-action. He has a U.S. – based credit card and DOE loans. All I’ve ever done for him via TransUnion is run a credit check occasionally to see if anyone has stolen his ID.

    • Jen August 1, 2014

      Rec’d mine yesterday. $25.80. It says For Deposit Only. What the hell is Huntington Bank? Never heard of it. I don’t know if this is real or a scram. Don’t want to deposit into my account.

      • repooh August 3, 2014

        Huntington Bank has been in FL for quite awhile. No fear. They are a real bank but have been bought out by others in some parts of FL.

      • S Smith August 5, 2014

        I agree with you Jen. I’m leery of depositing this into my account as well.

  • LadyDi August 1, 2014

    I received this check today as well. I will go to the CU tomorrow and find out if it is legit or not. I do know if you dial the 866-416-3470 number found in the letter accompanying the check, you get a lot of detail on the legitimacy of the settlement and a host of other options by pressing various numbers when told to do so. Here is the website that is on the recording to also find more information.

  • Leo August 2, 2014

    My wife received one for $25.80 but I never received anything. Anyone know why, and why hers was so small? Do I need to contact someone in order to get my payout?

  • Sharon P August 2, 2014

    I also received my check for $25.80. Where did this $200.00 figure come from?

    • Sharon P August 2, 2014

      I also received my check for $25.80. Where did this $200.00 figure come from?
      And my check doesn’t say for deposit only anywhere on it.

  • repooh August 3, 2014

    I, too received a check for $25.80……big difference from the $200 mentioned above. Huntington Bank is known here in FL, but has been bought out by other banks.

  • LadyDi August 4, 2014

    Dear Moderators, I left a quality post here with a website and a phone for inquirers to have more details about the 25.80 check. I do not see that post. Can you let me know why? If you yourselves called the number or visited the site you could see it was legitimate information. Thank you

    • guest August 10, 2014

      I just approved one from the 5th from another viewer, not sure what happened to your post LadyDI. Please try again. If I find it in the mean time I’ll approve it. -TCA Staff

      • guest August 10, 2014

        Found it and approved it. The post was on 8/1. It should be there now. Thanks for your help LadyDI! – TCA Staff

  • Sharon P August 4, 2014

    I am on the phone with a supervisor at what I am guessing is the transunion Call center in India and these people don’t understand English and so I am being bounced from person to person. I tried to cash my check this weekend and it says “for deposit only” on the front of it. I don’t have an account that I feel comfortable depositing this check into. And the bank and check cashing place will not cash like his. So I’m on the line with transunion people who are clearly in a call center in India. This is very frustrating. And apparently trans union must have done this on purpose because the next round of checks will only be sent out to those people who negotiated their checks in a timely manner.
    The people at this call center have no information and have no idea about any class action law suit… so this is completely pointless. They should have just written “non negotiable” on the checks. So now since I don’t have a bank account and can’t cash this check I will be left out of the next batch of mailed checks?? So it’s okay for Transunion to have sold my information to third parties and I get nothing out of it Because I can’t cash their check? Yea no… that’s not happening.
    This is aggravating. If anyone else cashes their check please let me know how u did it without depositing it. Thank you. Oh you can email me personally at

  • David Lucas August 5, 2014

    I never received my check due possibly to an address change. Any idea of an email or phone number to use?

  • S Smith August 5, 2014

    I received a check but wasn’t sure it was legitimate. I don’t remember this lawsuit. The check amount is for $25.80. Nowhere near the $100.

    • D Anthony August 5, 2014

      Called 800# for Huntington Bank, they verified check# acct# and amount of check and said the funds were available. Also the person who signed the checks is an accountant in Oregon who take care of matters of this nature. Hope this helps.

  • Borquita LaLaurie August 17, 2014

    I was stunned to receive the $25.80 check. I could find nothing conclusive that the check is not a scam of some kind. Postings on this web page do not alleviate my skepticism because they are all anonymous or under pseudonyms. I am not going to my bank. I am not phoning anyone. That would be too much work and worry for so relatively small a sum. Me, I shredded that check. I think we are all forgetting in this world you cannot get something for nothing.

  • Steve Stevens August 20, 2014

    I, also was very leery of this check for $25.80. I did deposit in an account with Wells Fargo that did not have a whole lot of money in it on 8-15-14, just to be on the safe side. So far everything has went like it is supposed to. Reading the various responses on this website helped me tremendously.

  • Billie August 21, 2014

    I took the $25.80 check to my bank today and ask them if it was real. I was told that it was good . They have had several to come through with no problem in the past few weeks. I deposited mine.

  • Prof Quill September 7, 2014

    I got my big ‘ol check for $25.80 about a week or so ago, fortunately forwarded by the Postal Service since I changed my address just under a year ago. But that’s the problem, my 1-year forwarding expires soon and they promise another payment. What happens if the check is returned? Will they find me? My hell, they are a credit agency, they damn well should know my current address!

    So, simply file a change of address, right? Yeah, HOW? There’s nothing on the check or the web site telling you how, calling that phone number just gives a bunch of recordings. I tried emailing the original address I had from years past, actually got a reply, which said basically they will IGNORE any email sent to them for ‘security reasons’.

    I just tried sending a request via the main Transunion site detailing this issue, so we’ll see.

  • Art October 10, 2014

    You must cash the $25.80 check so they know that your address is correct. Then they say they will send another check after 60 days from what I read in the settlement. But who knows, there lawyers, they make the rules.

  • Spencer December 3, 2014

    Is there a phone number (with a live human) or e-mail address to contact to have an expired “Transunion Corporation Privacy Litigation” check reissued? Thanks!

    • Bob June 3, 2016


      • Six June 4, 2016

        This a completely automated number…

  • R Britton May 31, 2016

    My husband and I both received a check, each for $23.67

  • Bob June 3, 2016

    I just received a check for $23.67 – no idea why…

    • Six June 4, 2016

      I received a first check to validate that I was still pursuing the action back some time ago. I’ve been looking for more info to no avail. I wonder now if this is another validation or final payment for a grand payout of less than $50.00….

  • Bev June 4, 2016

    Both my husband and I received checks for $23.67, today. Not sure what to do with them.

    • Terry June 4, 2016

      Really? You do not know what to do with a check?

  • Lainey June 6, 2016

    I just received a check today for $23.67 but I dont think I will be cashing it or depositing it. I received a check like this and deposited it. Later that year, my checking account was hacked. Maybe just a coincidence, but I’m not taking that chance.

  • PM June 23, 2016

    I also received a check for $23.67. It is marked FOR DEPOSIT ONLY. For some reason it stirs some feelings of discomfort. And after reading the post by LAINEY, I really have the ominous feeling that things are just not right with this settlement. Either this is a scam or someone in the group is doing something naughty with the info given after the check is deposited. I did ask some friends if they ever received checks r/t settlements similar to this and they told me that they simply cashed the checks because they never had DEPOSIT ONLY on the checks. Just wondering.

  • Tina July 19, 2016

    I received a check for $23.67 which I deposited to my bank but received notice that it had been returned unpaid – a bad check. My bank charged me an additional $12 to reverse the deposit so now I am out $35.67 instead of $23.67. I want to know how a Settlement Administrator is able to issue fraudulent checks – are they not under the scrutiny of the Court ?! TransUnion not paying its settlements. One way to save money.

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