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Allstate Homeowners Insurance Class Action Settlement

By Mike Holter

 

AllState Insurance
Allstate has reached a proposed class action lawsuit settlement over allegations it shortchanged customers who filed insurance claims for structural losses under their Allstate homeowners policies. If you submitted a claim for a structural loss under an Allstate homeowners insurance policy, you may be able to receive cash benefits from the proposed class action settlement. 
The Allstate class action settlement will resolve a class action lawsuit, titled Feely and Beeson v. Allstate County Mutual Insurance Company, that alleges Allstate did not properly pay general contractor’s overhead and profit (GCO&P) when adjusting claims for structural losses under homeowner’s insurance policies. 
“GCO&P” is an amount that may be charged by a general contractor for, among other things, supervising, scheduling and coordinating work and/or materials supplied by subcontractors in the course of repairing damage to a building or structure. A “Structural loss” means physical damage to a home, mobile or manufactured home, condo, farm/ranch or rental dwelling in the United States while covered by a homeowners insurance policy issued by Allstate.
You’re considered a class member of the Allstate homeowners insurance class action lawsuit settlement if you’ve ever been insured in the United States (except in Ohio or Pennsylvania) and submitted a claim for a covered loss. A covered loss is a structural loss that:
* occurred between September 6, 1996 and December 6, 2010;
* was determined to be covered by a homeowners insurance policy issued by Allstate; and
* resulted in a payment by Allstate between September 6, 1996 and December 6, 2010.
Under the Allstate class action lawsuit settlement, class members will be compensated for Allstate’s alleged failure to include an appropriate amount for GCO&P when it paid certain homeowners insurance claims for structural losses. The class action settlement also requires that, for a period of at least two years, Allstate engage in certain claim practices and make certain disclosures designed to help ensure that GCO&P is paid when appropriate.
The amount of money you can receive under the Allstate settlement will be between 10% and 17.5% of the amount previously paid by Allstate to you to complete the repairs, depending on the method by which the estimate was generated, excluding amounts paid for emergency remediation services, debris removal, licensed professionals, and any specialty contractor overhead and profit or GCO&P previously paid by Allstate.
To get your cash payment under the Allstate class action settlement, you must submit a valid claim form postmarked no later than June 6, 2011
You can find claim forms and more information on your rights in the Allstate Homeowners Insurance Class Action Lawsuit Settlement at www.FeelySettlement.com.
The case is Feely and Beeson v. Allstate County Mutual Insurance Company, Case No. CV-2004-294-3A.
 

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Updated May 23rd, 2011

 

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31 Comments

  • Anonymous June 29, 2011

    Allstate Homeowners Insurance Class Action Settlement
    I would like to know if anybody knows anything about the status of the class action lawsuit. I have not heard anything about it. If anyone knows, please enlighten everybody. Thanks!

  • Anonymous July 2, 2011

    Allstate Homeowners Insurance Class Action Settlement
    I called the 800 number and asked what I could expect. They acknowledged that they received my claims and paperwork/proof. I was informed that once all legal proceeded are finalized I should hear from them. He added that payout should occur around Dec 2011 timeframe. I hope this helps and let me know if you hear anything. Thanks Tina Louise.

  • Anonymous August 10, 2011

    To Allstste I had homeowner insurance with you for a long time .I needed a new roof ,which was not provided by allstate
    in result of not being done my cieling fell in causing more
    damage and my hardwood floor is damage. And damage to
    other parts of the cieling in my home .I was sent a Class
    Action Settlement letter, then I was told a form would be sent
    out in the mail I never recieve. I like a an email or form sent out regarding this settlement. Kindnest Regard Delphine
    Eberhardt.
    .

  • Anonymous August 29, 2011

    I had two claims with Allstate in the time frame but could not locate my receipts. And now I have another. Will this happen again?

  • Anonymous September 27, 2011

    I’ve submitted all of my claim forms and I have not heard A word pertaining to my claims would you people please enlighten me I’m sure you have all the correct.

  • Anonymous September 30, 2011

    I’ve submitted my claim form back in 2/24/2011 I have not hear form you all should i fill out another form
    thank you

  • Anonymous December 8, 2011

    I had to claims during the time frame which you mentioned.
    You sent me to claim forms. I completed and returned them to you before the deadline. I received two letters today whic stated there was an absence of circumstances requiring the services of a general contractor. This is not true . On one of the claims I needed a complete roof and repairs to the ceiling in one of my bedrooms which a general contractor was needed. the other claim was for damages during hurricane Ike which resulted in repairs to my roof, ceiling and fence. Please explain to me what is missing.

  • Anonymous January 5, 2012

    who did get the settlement money i turn in all the paperwork that was needed than received a letter that i could not receive any money yet i paid for my roof out of pocket allstate only half paid for patchwork even though i had three roofer stating i needed a roof not patchwork

  • Anonymous February 10, 2012

    Allstate is at it again in California. Due to the windstorms in November-December 2011, I lost 30 feet of block wall and a good portion of my roof. I was advised by the adjuster that because of the 3 layers of shingles and that I did not have a plywood base, I would need a completely new roof. I was told he would give me 8,000.00 to get started and to have the contractor contact him for any overage. After reading about this class action suit, I wisely refused to have any work done until the full amount of the cost was agreed upon in writing from Allstate. I had the adjuster talk with the contractor to discus the work. The adjustor told him the materials are 8000.00 and that is all he is going to get. So I am more than ready to open another suit for this year.

  • Anonymous March 1, 2012

    after reading the thyousands of complaints from allstate customers who filed the documents like i did i called the number of the administrator. got alot of apologies and the canned answer that no documents were recd. (but they knew my information). as usual the lawyers and allstate win and we all got screwed again by both of them. wonder if we could sue the legal entities that filed and handled this too.

  • Anonymous May 2, 2012

    I was told that forms was sent to me in july 2011 which I never received, than I was told that in april 2012. I called in 2011 I was never told that. I was told I would get a letter in dec. 2011 that I didn’t get. I am filing a complaint with the bar.

  • Anonymous May 17, 2012

    I would like to know the status of the Class Action Suit. I along with my 3 children was forced to move out of my house due to cancellation of my homeowner’s policy that birthed a forced policy on my mortage by my morgage company. I have submitted all requested documentation and have heard no response. I am now begining to believe that even more fraud is taking place. Please, for those of us that were forced out of our homes due to not being able to afford the taxed mortages or merely are just due to a return from this lawsuit, don’t continue to leave us hanging without any updated information on the website since last year. This is very discouraging. You have each of our addresses as you sent out initial class action suit information letters. We deserve the right to know the truth.

  • Anonymous July 18, 2012

    Same everywhere I read on the net about ALLSTATE insurance not paying clients. Hurrican Katrina came and went many years ago, ALLSTATE and the Army Corps of Engineers in New Orleans are on the same page AVOIDING to pay out fir damages. Go figure!!!
    God will punish evil….

  • gloria Couch January 7, 2013

    Please if anyone has a 800 to call to verify that they recieve all paperwork for the lawsuit please let me know.
    Thanks

  • brenda mitravich January 22, 2013

    I did have a claim during the lawsuit and a general contractor was not used and I did not receive any money? What can I do now?

  • linda santana May 28, 2013

    i was hit in 2004 3 hurricanes in 6 weeks time and i file a claim i think they didn’t pay me enough on my claim. i keep the claim forms until 2011 and then i destroy them. is there anyway to file now a court claim and get a copy thru allstate of my claim for this court case. please e-mail me back as soon as possible and also call me at 321-438 1634. thank you

  • Christopher June 21, 2013

    i mailed my 2 claims , years ago, and i did not hear anything from anyone. what is going on?

  • Katrena Secrest July 12, 2013

    I too filed a claim for the damages done during a storm to my roof and ceilings, they paid $5k on a $19k claim and was told forms would be sent that never were. I did send a letter in but have never received anything else any news or updates would be very appreciated,
    Thank you in advance.

  • Tina Swanson July 29, 2013

    Does anyone have a number to call or a lawyer to talk too? My claim was a big one and we have never heard anything back…. And yes we were one of the parties that paid thousands of dollars out of pocket to contractors….we just need someone to contact or connect with. We were supposed to have received a payment by now….

  • Tina Swanson July 29, 2013

    Does anyone have a number to call or a lawyer to talk too? My claim was a big one and we have never heard anything back…. And yes we were one of the parties that paid thousands of dollars out of pocket to contractors….we just need someone to contact or connect with. We were supposed to have received a payment by now….

  • Tina Swanson July 29, 2013

    Does anyone have a number to call or a lawyer to talk too? My claim was a big one and we have never heard anything back…. And yes we were one of the parties that paid thousands of dollars out of pocket to contractors….we just need someone to contact or connect with. We were supposed to have received a payment by now….

    • June July 24, 2014

      no one has sent us anything either and we sent all our forms

  • Edward Morgan December 19, 2013

    IT’s ashame that if you do not pay your premium the insurance company would cut you off very quickly, but when you are trying to get copensted for damages they look the other way. I had sewage damage in my basement and i want go into details it was that gross. WSSC admitted it was there fault, but i went through allstate instead. I got better respect from wssc than my own insurance company.

  • anon January 14, 2014

    Allstate is up to it’s tricks again. First, we should have been included in the 2011 class action lawsuit, but this is the first we’ve ever heard about it. Too little, too late.

    Next, we’ve suffered some severe storm and hail damage in recent years and filed two claims (3.5 years apart), and Allstate low-balled us to the point it cost us three times the amount to make repairs and replace roof and windows. Little did we know, a phone call to inquire about another claim that again tore off half our roof would result in a possible cancellation on both homeowners and vehicle policies.

    If that wasn[‘t enough, we have learned the use it or lose it crap that Allstate and other insurance carriers pull on you. Plus, not only do these claims and inquiries go on your record, but it stays with your home should you decide to sell and it follows YOU if you decide to move. What kind of crap is this!?

    The industry needs a total overhaul, and the secret practices of CEO’s and adjusters need to end and the focus put back on the policyholders who pay to remain covered under the policies that state they are covered! Shareholders be damned, I would never have signed up to Allstate had I known that their primary focus was on paying the shareholders and CEO’s long before paying their policyholders. No wonder Allstate has a bad rap, they are going under!

    • NYX-NYC February 12, 2014

      I replied to the class action suit when contacted in 2010 and I filed the paper work and followed up with the website of Feely Beeson on the status of the class action lawsuit. To date I have not heard anything nor received any notification of a settlement. I suffered a home loss due to fire and I fought tooth and nail within the law to stop the legal robbery of what Allstate was pulling. I too spend much of my own money and credit cards which put me in debt, in order to repair my home. I was elated that someone was able to do something about this continued practice of Allstate. I feel let down and as if I have been violated again by this legal capitalistic system.

  • John May 19, 2014

    Received the paperwork and returned it – had a fire and the work was sub-par. When contacted Allstate was told claim was closed. I have a house that had cheap materials put into it and now everything is falling apart. Allstate also dropped us because we did not replace a piece of wood on our door. Luckily we found a new company that has treated us much better in the past 3 years.

  • Bill July 10, 2014

    I definitely would have been one of the participants of this class action but just found out about it today.. How does that work when it ended in 2011?

  • June July 24, 2014

    I sent in my forms and I have not received anything either I think we all should find out what happen why we did not receive our checks anyone with the 1-800 number should post it and we should file a claim against the administrators of this settlement

  • June July 24, 2014

    someone post the 1-800 number please

  • CAMPRICE July 26, 2014

    I chose Allstate when I bought my home because they were the cheapest. Each year, the premium increased. Within five years, the premium had doubled, but I never filed a claim. I filed a roof claim in 2008 after wind damage. Allstate didn’t pay for it. I had wind damage the following year. They paid for it this time, but was nasty about it and paid the minimum. In 2011, a pipe burst after unthawing from a freeze. Luckily, we were home. The repairs cost nearly $15K, though. The water damaged the floors upstairs and the ceiling and floors downstairs. Allstate paid, but cancelled my insurance the following month. I couldn’t get insurance anywhere. The mortgage company forced insurance and my monthly payment increased as a result.

    I haven’t had any dealings with Allstate in almost 2 years. My former agent informed me, three days ago, of the class action settlement. I hadn’t heard anything before then. I began researching it, and stumbled upon this page. They know who they owe. Why didn’t they contact everyone they owe? Un-ass the cash, Allstate!

  • edward morgan November 22, 2014

    Do anyone has a contact number or address to reach these people about what is rightfully due to us. I can be reached on 240-640-8253. Thank you.

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