Get Rid of Your Credit Card Debt with These Posts

This month is all about credit card debt: methods to pay it off, how to consolidate it, dealing with debt collectors and how to negotiate your balances.

If you have a nagging credit card balance, these articles from our friends over at The Penny Hoarder can help you out.

1. How to Pay Off Credit Card Debt When You’re Feeling Overwhelmed

When it comes to paying off credit card debt, there are a few different ways you can approach it. A few of the most common methods include taking out a consolidation loan, opening a balance transfer card and seeking help through a debt management program. This post covers them all!

2. Credit Card Debt Consolidation: 4 Strategies You Might Not Know About

If you have a lot of credit card debt, consolidating it might be the best option. This post covers four ways to consolidate credit card debt. From taking out a loan to borrowing against your home or 401(k), you’ll learn about four different options and how to get started with each one.

3. How to Negotiate Credit Card Debt When You Can’t Afford Payments

Do you have good negotiating skills? Did you know you can use them on overdue debts? If you can’t keep up with credit card payments, it might be worth it to negotiate your credit card debt down. This post covers everything you need to know about how to talk with debt collectors, and what your rights are as a consumer.  

4. What You Should Know if You’re Considering Debt Counseling

With so many debt payoff methods out there, it’s difficult to figure out where to start. That’s where a debt counselor comes in — they work with you to create a manageable debt payoff plan. This post covers everything on debt counseling: where to find a counselor, what to expect with your first session and how they’ll help you.  

5. What is Chapter 7 Bankruptcy? Here’s What You Need to Know

Filing for bankruptcy is a difficult decision, but for some it’s the only option. Read this post to learn about Chapter 7 bankruptcy, what it takes to qualify and how to file. Jacquelyn Pica is a staff writer at The Penny Hoarder. Find her on Twitter @JacquelynTPH.