U.S. Bank Unwanted Calls, Texts Class Action Settlement

A $2.67 million class action settlement has been reached over allegations that U.S. Bank placed unwanted calls and texts to consumers about mortgages and/or home equity loans.

Class Members include those who received a call or text from U.S. Bank about a residential mortgage or home equity loan on their cell phone. The calls or texts must have been for non-emergency purposes and dialed using an automatic dialing system or left a prerecorded message. The contact must have been made between Feb. 19, 2015 and Dec. 31, 2017.

A class action lawsuit accused U.S. Bank of violating federal law when it contacted thousands of cell phone numbers about mortgage and home equity accounts from 2015 to 2017. The U.S. Bank class action lawsuit alleged that the calls and texts were made without the prior express permission of the consumers.

U.S. Bank violated the federal law known as the TCPA or Telephone Consumer Protection Act, according to the class action lawsuit. The TCPA was enacted by Congress to limit the amount of annoying advertising calls and texts received by consumers.

Under the TCPA, companies like U.S. Bank are prohibited from contacting consumers with advertising messages on their phone without their prior express permission. Further, the use of automatic dialing systems and prerecorded advertising messages are limited under the law.

According to the U.S. Bank TCPA class action lawsuit, the financial institution violated several parts of the law. The bank allegedly failed to obtain prior express permission to contact the consumers. Further, the plaintiffs contended there was evidence it had used an automatic dialing system and prerecorded messages.

U.S. Bank agreed to pay $2.67 million to exit the class action lawsuit. Class Members can expect to receive a portion of this award if they submit a timely and valid claim. The amount each Class Members receives depends on the number of claims made before the June 13, 2019 deadline, but is expected to be between $40 and $80.

Class Members can make up to two claims — one for a U.S. Bank call or text they received about a home mortgage and one for a call or text about a home equity loan.

Claims can be submitted online, by phone, or by mail. To make a claim, Class Members must provide their claim ID number or phone number.

The deadline for Class Members to object to or opt out of the U.S. Bank TCPA class action settlement is June 13, 2019.

Who’s Eligible

Class Members include “all users or subscribers to a wireless or cellular service within the United States who used or subscribed to a telephone number to which U.S. Bank made or initiated one or more calls or texts using an automatic telephone dialing system or artificial or prerecorded voice technology, according to U.S. Bank’s available records, regarding: (1) a Residential Mortgage Loan from August 7, 2014 to December 31, 2017 (‘Subclass One’); or (2) a Home Equity Loan from February 19, 2015 to December 31, 2017 (‘Subclass Two’).”

Potential Award

$40 to $80 depending on the number of valid claims submitted.

Proof of Purchase

Claim ID number or phone number.

Claim Form

CLICK HERE TO FILE A CLAIM »

NOTE: If you do not qualify for this settlement do NOT file a claim.

Remember: you are submitting your claim under penalty of perjury. You are also harming other eligible Class Members by submitting a fraudulent claim. If you’re unsure if you qualify, please read the FAQ section of the Settlement Administrator’s website to ensure you meet all standards (Top Class Actions is not a Settlement Administrator). If you don’t qualify for this settlement, check out our database of other open class action settlements you may be eligible for.

Claim Form Deadline

06/13/2019

Case Name

Virginia Guiette v. U.S. Bank National Association, Case No. 1:18-cv-00174-TSB, in the U.S. District Court for the Southern District of Ohio

Final Hearing

07/08/2019

UPDATE: The U.S. Bank Unwanted Calls, Texts Class Action Settlement was granted final approval on August 8th, 2019. Let Top Class Actions know when you receive a check in the comments section below or on our Facebook page.

UPDATE 2: On Nov. 5, 2019, Top Class Actions viewers started receiving settlement checks in the mail from the U.S. Bank TCPA class action worth as much as $84.15. Congratulations to everyone who filed a claim and got PAID!

Settlement Website

USBankTCPASettlement.com

Claims Administrator

Guiette U.S. Bank TCPA Settlement – 6314
c/o Rust Consulting
PO Box 44
Minneapolis, MN 55440-0044
1-877-906-1591

Class Counsel

KAZEROUNI LAW GROUP APC

HYDE & SWIGART APC

Defense Counsel

WOMBLE BOND DICKINSON LLP

Join a Free TCPA Class Action Lawsuit Investigation

If you were contacted on your cell phone by a company via an unsolicited text message (text spam) or prerecorded voice message (robocall), you may be eligible for compensation under the Telephone Consumer Protection Act.

GET A FREE CASE EVALUATION NOW