Equifax tribal loan reporting class action settlement

Equifax agreed to a class action lawsuit settlement to resolve claims that it improperly reported tribal loan accounts. 

The class action lawsuit settlement benefits individuals Equifax identified as having loans issued by Plain Green, Great Plains Lending or MobiLoans based on information from Midwest Recovery and/or CACi between Oct. 4, 2019, and Aug. 21, 2023.

According to the class action lawsuit, Equifax reported Great Plains Lending, Plain Green and MobiLoans debts to creditors. The plaintiffs contend the company also allowed debt collectors to change the dates related to these loans to make them appear more recent.

Equifax is one of the three credit bureaus that report on consumer debts and creditworthiness.

Equifax hasn’t admitted wrongdoing but agreed to pay an undisclosed sum to resolve the Fair Credit Reporting Act (FCRA) class action lawsuit.

Under the settlement terms, each class member who files a claim form can receive a $500 payment.

The class action lawsuit settlement also includes non-monetary benefits; Equifax will delete any accounts on consumer reports pertaining to Plain Green, Great Plains Lending or MobiLoans loans furnished to the credit bureau by Midwest Recovery and/or CACi. The company also agreed to make business practices to better serve class members and other consumers.

The deadline for exclusion and objection is March 25, 2024.

The final approval hearing for the Equifax class action settlement is scheduled for April 26, 2024.

In order to receive a settlement payment, class members must submit a valid claim form by Feb. 20, 2024.

Who’s Eligible

Individuals Equifax identified as having a loan issued by Plain Green, Great Plains Lending or MobiLoans based on information from Midwest Recovery and/or CACi between Oct. 4, 2019, and Aug. 21, 2023.

Potential Award

$500

Proof of Purchase

N/A

Claim Form

NOTE: If you do not qualify for this settlement do NOT file a claim.

Remember: you are submitting your claim under penalty of perjury. You are also harming other eligible Class Members by submitting a fraudulent claim. If you’re unsure if you qualify, please read the FAQ section of the Settlement Administrator’s website to ensure you meet all standards (Top Class Actions is not a Settlement Administrator). If you don’t qualify for this settlement, check out our database of other open class action settlements you may be eligible for.

Claim Form Deadline

02/20/2024

Case Name

Meeks v. Equifax Information Services LLC, Case No. 3:21-cv-07727-CRB, in the U.S. District Court for the Northern District of California

Final Hearing

04/26/2024

Settlement Website

TribalReportingSettlement.com

Claims Administrator

Meeks v. Equifax
c/o Settlement Administrator
PO Box 16
West Point, PA 19486
questions@TribalReportingSettlement.com
833-537-1794

Class Counsel

Craig C Marchiando
Leonard A Bennett 
CONSUMER LITIGATION ASSOCIATES PC

GUPTA WESSLER PLLC 

Kristi C Kelly
Andrew Guzzo
KELLY GUZZO PLC

Defense Counsel

Zachary A McEntyre
John C Toro
Robert D Griest
KING & SPALDING LLP