$1.65M GEICO credit reporting class action settlement

Government Employees Insurance Company (GEICO) has agreed to pay $1.65 million to resolve a class action lawsuit accusing it of failing to properly investigate and correct inaccurate insurance information shared with consumer reporting agency LexisNexis Risk Solutions.

The GEICO settlement benefits individuals who filed one or more disputes through LexisNexis Risk Solutions between March 13, 2022, and May 1, 2026, involving information linked to their C.L.U.E. report that was not attributable to them or a household member or reflected a mixed file, where LexisNexis identified GEICO as the source of the information, LexisNexis’s response indicated the information was “unverifiable” or “accurate,” GEICO never had the information corrected or removed, the information remained on the consumer’s C.L.U.E. report, and the consumer is included in the settlement class list GEICO generated.

According to the class action lawsuit, GEICO violated the Fair Credit Reporting Act by failing to properly reinvestigate consumer disputes routed through LexisNexis and by failing to correct or flag disputed information that remained on class members’ C.L.U.E. reports.

GEICO is a Berkshire Hathaway subsidiary that sells car insurance directly to consumers in all 50 states.

GEICO has not admitted any wrongdoing but agreed to a $1.65 million class action settlement to resolve allegations made in the lawsuit.

Under the terms of the GEICO settlement, each class member will receive an estimated $150, though the exact amount will depend on the number of eligible class members who ultimately participate.

The deadline for exclusion from the class action settlement is Oct. 20, 2026, and the deadline for objection is Oct. 31, 2026.

A final fairness hearing for the GEICO settlement will take place Jan. 14, 2027.

No claim form is required for this settlement. Eligible class members who do not exclude themselves will automatically receive a payment and do not need to take any action.

Who’s Eligible

The class action settlement benefits individuals who filed one or more disputes through LexisNexis Risk Solutions between March 13, 2022, and May 1, 2026, involving information linked to their C.L.U.E. report that was not attributable to them or a household member or reflected a mixed file, where LexisNexis identified GEICO as the source of the information, LexisNexis’s response indicated the information was “unverifiable” or “accurate,” GEICO never had the information corrected or removed, the information remained on the consumer’s C.L.U.E. report, and the consumer is included in the settlement class list GEICO generated.

Potential Award

An estimated $150

Proof of Purchase

N/A

Claim Form

NOTE: If you do not qualify for this settlement do NOT file a claim.

Remember: you are submitting your claim under penalty of perjury. You are also harming other eligible Class Members by submitting a fraudulent claim. If you’re unsure if you qualify, please read the FAQ section of the Settlement Administrator’s website to ensure you meet all standards (Top Class Actions is not a Settlement Administrator). If you don’t qualify for this settlement, check out our database of other open class action settlements you may be eligible for.

Exclusion Deadline

10/20/2026

Case Name

Kohama v. Government Employees Insurance Company, Case No. 8:24-cv-00743-TDC, in the U.S. District Court for the District of Maryland, Southern Division

Final Hearing

01/14/2027

Settlement Website

Kohama2026Settlement.com

Claims Administrator

Kohama v. GEICO Settlement
c/o Settlement Administrator
P.O. Box 16
West Point, PA 19486
[email protected]
833-215-9289

Class Counsel

James A. Francis
John Soumilas
FRANCIS MAILMAN SOUMILAS P.C.

Courtney Weiner
LAW OFFICE OF COURTNEY WEINER PLLC

Defense Counsel

Amanda Groves
WINSTON TAYLOR LLP