Top Class Actions  |  February 20, 2020

Category: Closed Class Actions

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This settlement is closed!

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Target RedCard in wallet

UPDATE 2: Top Class Actions readers reported receiving checks in the mail for $3.93 related to this settlement on Jan. 15, 2021.

UPDATE: The Target Debit Card Class Action Settlement was granted final approval on October 26, 2020. Let Top Class Actions know when you receive a check in the comments section below or on our Facebook page.


A Target debit card settlement of $8.2 million will settle claims that the retail giant deceptively marketed its store debit cards.

Class Members in the settlement include those Target debit card holders who incurred at least one returned payment fee between June 29, 2012 and Dec. 2, 2019 that was not refunded or waived.

The Target debit card class action settlement ends two class action lawsuits filed over the same issue. One Target debit card class action lawsuit was filed in California by James Walter on June 29, 2016. Another was filed in Minnesota on Sept. 12, 2016 by Michelle Dixon and Charles Powell.

According to the card holders, Target intentionally misrepresents the terms of its Target Debit Card to entice customers into signing up for the card and making purchases that they otherwise would not have. 

Allegedly, the retailer advertises the Target Debit Card as a traditional debit card, in which charges are immediately approved if there are enough funds in an account and denied if there are not sufficient funds in the account. The card holders say that traditional debit cards do not charge customers fees for insufficient funds if the charge does not go through.

The card holders claim that Target misleads customers into thinking that the Target Debit Card works like this, as a traditional debit card, but card holders of the Target Debit Card are subjected to insufficient funds fees. To make matters worse, the customers claim that Target does not notify the cardholder’s bank that a fee has been charged until days after the purchase was made.

Target has not admitted any wrongdoing but has agreed to pay $8.2 million to resolve the claims against them. The benefits of the settlement include $5 million in cash and debt reduction benefits worth $3.2 million. Of the settlement, lawyers will receive around 30 percent of the total in fees, and additional compensation for legal costs.

Under the settlement, Class Members are eligible to collect a pro rata cash payment based on the amount in returned payment fees. Class Members who have not yet paid a returned payment fee will reportedly be able to receive debt reduction of 25 percent.

No claim form is required to receive benefits from the Target Debit Card class action settlement. The date to opt out of the settlement is April 17, 2020. Class Members are invited to attend a final hearing on June 22, 2020.

Who’s Eligible

Target Debit Card holders who incurred at least one returned payment fee between June 29, 2012 and Dec. 2, 2019 that was not refunded or waived.

Potential Award

Class Members will receive a pro rata cash benefit based on the amount they paid for the first returned payment fee they paid.

Class Members will also receive a payment to reduce their debt by 25 percent if they have not yet paid a returned payment fee.

Proof of Purchase

No proof of purchase is necessary. Eligible Class Members will automatically receive a settlement payment in the form of a check or debt reduction.

Claim Form

There is no Claim Form for this settlement. Class members with further questions can click here for more information.

Opt Out Deadline

4/17/2020

Case Name

Walters v. Target Corp., Case No. 3:16-cv-01678, in the U.S. District Court for the Southern District of California and Dixon, et al. v. Target Corp., Case No. 0:18-cv-02660, in the U.S. District Court for the District of Minnesota

Final Hearing

6/22/2020

Claims Administrator

TDC Settlement
P.O. Box 2838
Portland, OR 97208-2838
1-877-848-3932

Class Counsel

Jeff Ostrow
Joshua R. Levine
KOPELOWITZ OSTROW FERGUSON WEISELBERG GILBERT

Jeffrey Kaliel
Sophia Goren Gold
KALIEL PLLC

Hassan A. Zavareei
TYCKO & ZAVAREEI LLP

Defense Counsel

Sylvia Rivera
MORRISON & FOERSTER LLP

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538 thoughts onTarget Debit Card Class Action Settlement

  1. John says:

    Received my check today for a whopping $3.93.

    1. Jen says:

      I did as well. I would have preferred my money back for the fees I incurred.

    2. Donna says:

      I didn’t receive a check, it just said I owed $6. And some cents…. is this legit?

  2. Serena says:

    Informed shows something coming today to CA

    1. Tanny says:

      Same, see it in informed. Curious how much.

      1. John says:

        $3.93 was the payment I received today.

  3. Ketsia says:

    I received notice when will I be paid?

    1. Myriah young says:

      I would like to know too!!

  4. Kristine Ninnemann says:

    Please add me

  5. Nancy Stevens says:

    Hello I received a claim notice when will I be paid if this has settled?
    Thank you,
    Nancy Stevens

  6. MAUREEN CHRISTIAN says:

    Please contact me as to the outcome of civil matter

  7. Perla says:

    I had a few charges. Please add me

  8. Deloris Morgan says:

    Add me

  9. Anita Garrett says:

    Add me

  10. Frank says:

    Add me

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Please note: Top Class Actions is not a settlement administrator or law firm. Top Class Actions is a legal news source that reports on class action lawsuits, class action settlements, drug injury lawsuits and product liability lawsuits. Top Class Actions does not process claims and we cannot advise you on the status of any class action settlement claim. You must contact the settlement administrator or your attorney for any updates regarding your claim status, claim form or questions about when payments are expected to be mailed out.