Status: Final approval

Fonseca v. Bank of America NA

Plaintiffs in a class action lawsuit claim that Bank of America sent late-night consumer account communications between 9 p.m. and 8 a.m. These communications allegedly violated Florida’s Consumer Collection Practices Act (FCCPA).

  • Deadline to file a claim: 01/26/2024
  • Proof of Purchase Required: No
  • Potential Individual Reward: $500
  • Total Settlement Amount: $500,000
  • Nationwide

Status: Final approval

Fonseca v. Bank of America NA

The Bank of America settlement benefits Florida residents who received communications from Bank of America between 9 p.m. and 8 a.m. in their local time zone regarding their consumer accounts since April 22, 2020.

  • Deadline to file a claim: 01/26/2024
  • Proof of Purchase Required: No
  • Potential Individual Reward: $500
  • Total Settlement Amount: $500,000
  • Nationwide

Status: Final approval

Fonseca v. Bank of America NA

  • Deadline to file a claim: 01/26/2024
  • Proof of Purchase Required: No
  • Potential Individual Reward: $500
  • Total Settlement Amount: $500,000
  • Nationwide

Status: Final approval

Fonseca v. Bank of America NA

The Bank of America settlement benefits Florida residents who received communications from Bank of America between 9 p.m. and 8 a.m. in their local time zone regarding their consumer accounts since April 22, 2020.

  • Deadline to file a claim: 01/26/2024
  • Proof of Purchase Required: No
  • Potential Individual Reward: $500
  • Total Settlement Amount: $500,000
  • Nationwide

Status: Final approval

Fonseca v. Bank of America NA

The deadline to submit a claim has passed.

  • Deadline to file a claim: 01/26/2024
  • Proof of Purchase Required: No
  • Potential Individual Reward: $500
  • Total Settlement Amount: $500,000
  • Nationwide

Top Class Actions  |  November 27, 2023

Category: Closed Class Actions

This settlement is closed!

Please see what other class action settlements you might qualify to claim cash from in our Open Settlements directory!

Close up of Bank of America signage, representing the Bank of America debt-collection class action lawsuit settlement.
(Photo Credit: JHVEPhoto/Shutterstock)

Updates:

  • Top Class Actions readers reported this settlement paying out up to $23.45 as of April 2024.
  • Congratulations to everyone who filed a claim and got paid!

  • The court granted this settlement final approval on Jan. 11, 2024.

Bank of America agreed to a $500,000 class action lawsuit settlement to resolve claims that it violated Florida law by sending late-night debt-collection communications to account holders.

The Bank of America settlement benefits Florida residents who received communications from Bank of America between 9 p.m. and 8 a.m. in their local time zone regarding their consumer accounts since April 22, 2020.

Plaintiffs in the class action lawsuit claim that Bank of America sent late-night consumer account communications between 9 p.m. and 8 a.m. These communications allegedly violated Florida’s Consumer Collection Practices Act (FCCPA).

Bank of America is a national financial institution with locations around the country.

Bank of America hasn’t admitted any wrongdoing but agreed to a $500,000 settlement to resolve the FCCPA class action lawsuit.

Under the terms of the Bank of America settlement, class members can receive an equal share of the net settlement fund. Exact payments will vary depending on the number of submitted claims, but class members may receive up to $500 from the settlement.

The deadline for exclusion and objection is Dec. 12, 2023.

The final approval hearing for the Bank of America settlement is scheduled for Jan. 11, 2024.

To receive a payment, class members in the Bank of America settlement must submit a valid claim form by Jan. 26, 2024.

Who’s Eligible

Florida residents who received a communication from Bank of America between 9 p.m. and 8 a.m. in their local time zone regarding their consumer account since April 22, 2020

Potential Award

$500

Proof of Purchase

N/A

Claim Form

NOTE: If you do not qualify for this settlement do NOT file a claim.

Remember: you are submitting your claim under penalty of perjury. You are also harming other eligible Class Members by submitting a fraudulent claim. If you’re unsure if you qualify, please read the FAQ section of the Settlement Administrator’s website to ensure you meet all standards (Top Class Actions is not a Settlement Administrator). If you don’t qualify for this settlement, check out our database of other open class action settlements you may be eligible for.

Claim Form Deadline

01/26/2024

Case Name

Fonseca v. Bank of America NA, Case No. 2023-018034-CA-01, in the 11th Judicial Circuit Court in and for Miami-Dade County, Florida

Final Hearing

01/11/2024

Claims Administrator

Fonseca v. Bank of America
c/o Kroll Settlement Administration LLC
P.O. Box 5324
New York, NY 10150-5324
833-383-9050

Class Counsel

Jibrael S Hindi
THE LAW OFFICES OF JIBRAEL S HINDI

Manuel S Hiraldo
HIRALDO PA

Defense Counsel

Sara F Holladay
Emily Y Rottman
MCGUIREWOODS LLP

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44 thoughts onBank of America debt-collection communications $500K class action settlement

  1. VANESSA BENNETT says:

    Add me please

  2. Donna Nemitz says:

    B o A ruined my life

  3. King says:

    First
    If a bank can have class action lawsuits almost every year and never have to pay back what they actually take from people……say they took 1 billion from customers and government says you can settle for 8 million, THe FUCKING BANK STILL WINS with no consequences, because paying back less than what you took makes you a Crook , so stop making it appear like someone is winning against a giant like Bank of America…..anyone can do what they do and continue to do as any industry has, like Trucking……waste of time…..KING

    1. Katherine Dean says:

      Add me

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Please note: Top Class Actions is not a settlement administrator or law firm. Top Class Actions is a legal news source that reports on class action lawsuits, class action settlements, drug injury lawsuits and product liability lawsuits. Top Class Actions does not process claims and we cannot advise you on the status of any class action settlement claim. You must contact the settlement administrator or your attorney for any updates regarding your claim status, claim form or questions about when payments are expected to be mailed out.