Wells Fargo class action lawsuit overview:
- Who: Plaintiff Winfred Thomas filed a class action lawsuit against Wells Fargo & Company and Wells Fargo Bank NA.
- Why: Wells Fargo has allegedly enrolled customers in unwanted insurance and financial products without their consent since at least 2008.
- Where: The Wells Fargo class action lawsuit was filed in California federal court.
Wells Fargo has enrolled its customers in various insurance and financial products without their consent since at least 2008, according to a new Wells Fargo class action lawsuit filed March 11 in California federal court.
“Since at least 2008, Wells Fargo has unilaterally enrolled its customers in various financial and insurance products and services that its customers did not want, did not consent to, could not have qualified for the purported benefits, and typically knew nothing about,” the Wells Fargo class action lawsuit alleges.
Plaintiff Winfred Thomas says he received four letters in February about his enrollment in various Wells Fargo products. However, he claims he never knew about these products and did not consent to his enrollment.
Thomas says he initially thought the letters were part of a phishing scheme. He also said he believes he may have thrown out other letters about unauthorized Wells Fargo products.
When he called Wells Fargo’s customer care department, the representative reportedly confirmed that he was enrolled in the Wells Fargo products without his consent.
Wells Fargo allegedly offered some financial compensation, but Thomas claims the bank’s offer was inadequate.
Bank offered inadequate compensation for unwanted Wells Fargo products, plaintiff says
Thomas claims Wells Fargo offered “pennies on the dollar” for customers’ enrollment in unwanted Wells Fargo products instead of fully compensating them for the fees, penalties, interest and other costs associated with enrollment.
Thomas notes Wells Fargo has been subject to class action lawsuits and regulatory actions based on allegedly unlawful business practices, such as creation of fake credit card accounts and deposit accounts in customers’ names without their knowledge.
Wells Fargo reportedly paid more than $2 billion to consumers and $1.7 billion in civil penalties after a Consumer Financial Protection Bureau investigation found the bank was mismanaging loan accounts by charging improper interest and fees.
Thomas filed the Wells Fargo class action lawsuit on behalf of a proposed nationwide class and Georgia subclass of consumers who received a letter from Wells Fargo informing them about their enrollment in products and notifying them to contact Wells Fargo if they did not want the product.
The Wells Fargo class action lawsuit asserts claims for violations of the Fair Credit Reporting Act, California’s Unfair Competition Law, violations of Georgia’s Fair Business Practices Act, unjust enrichment, conversion and invasion of privacy.
Another recent Wells Fargo class action lawsuit accused the company of charging illegal overdraft fees.
Were you enrolled in Wells Fargo products without your consent? Tell us about your experience in the comments.
Thomas is represented by Timothy G. Blood and Paula R. Brown of Blood Hurst & O’Reardon LLP and James M. Evangelista of Evangelista Worley LLC.
The Wells Fargo products class action lawsuit is Winfred Thomas v. Wells Fargo & Co., et al., Case No. 3:24-cv-01496, in the U.S. District Court for the Northern District of California.
Don’t Miss Out!
Check out our list of Class Action Lawsuits and Class Action Settlements you may qualify to join!
Read About More Class Action Lawsuits & Class Action Settlements:
- American Express data breach exposes customer names, card numbers, more
- UFB class action claims bank’s high-yield accounts pay below current interest rates
- Citibank class action alleges company charges unfair returned check fees
- Chase Bank class action alleges charges predatory fees on returned deposits
NEC lawsuit: Families take action against Enfamil and Similac baby formula makers
September 10, 2025 | Legal News
159 thoughts onWells Fargo class action: Bank enrolls customers in unwanted insurance, financial products
I was enrolled in a protection plan by Wells Fargo that I was completely unaware of.
I was enrolled in accidental death insurance for seven years without my knowledge or consent. I received a letter with a check for compensation. I went to mediation and received another check. I do not feel like I have been made whole and I would like to join a class action lawsuit against Wells Fargo. Thank you.
I was enrolled in 8 Wells Fargo home warranties that I never knew about on 3 mortgages the warranties were overlapping each other, some for more than 10 years I paid for, very unhappy about it. They took over 15,0000 from my mortgage payments for these unauthorized warranties
Greetings Top Class Actions Group,
I received 1 letter and 0 feedback on who,what ,when, where ,and how Wells Fargo enrolled me into an insurance policy that I never asked for or needed. But, Wells Fargo took advantage of a 15 yr US Army Service Member and withdrew my hard earned money for a fraudulent banking scheme . According to Wells Fargo this behavior went on from 2012 -2020 but was never caught or explained to me until September 2024 when I received my letter. I want to be compensated fairly with interest. I want Wells Fargo to consider the mediation of paying my Home Owners Insurance and my Property Taxes for the next 9 years with interest. I need for Wells Fargo to know it’s not ok to keep taking advantage of me as a long term Banking Customer, as a Texas Home Owner, or a US Army Service Member. I am waiting on Wells Fargo to step forward to explain how my account was drawn into this scheme and why Wells Fargo has not learned any lessons from previous lawsuits? I have to stand up for myself and defend my hard earned money and defend the trust I have instilled in Wells Fargo as a Financial Institution. Thank you.
Add me I had 4 letters
I was charged 788.88 cents from AUG09-11-11. I Was send a postcard which was very misleading on Jan 7 2024 so almost 14 years later. There excuses are totally BS.
I recieved a letter stating I was enrolled without my knowledge and to call them to confirm. I called them and they offered me a check for under $200.00 that I have yet to cash it as I feel they have illegally used me to make money and now just want to say sorry and compensate me without consequences. If I were to take someone’s checkbook and write a check without them knowing I would be in jail so why should they not be held to same standards.
Not only did I not know that I was enrolled in the criminal activity but hell someone was trying to cash in.
Your right and how do they get away with being beneficiary on these policies? How many did they claim before caught? It was on our acct from 2010 til 2023
I was unknowingly paying for insurance I never authorized