A number of chiropractors have been denied the disability insurance they are allegedly qualified for by Unum Life Insurance Company.

Unum insurance lawsuits are on the rise across the United States, but chiropractors may also be denied their disability insurance claims.

Chiropractors who have had disability insurance claims denied have filed Unum bad faith insurance lawsuits, claiming that the insurance company unfairly denied them their disability benefits.

Unum is allegedly biased in its denial of disability insurance, given that it acts as both the insurer of plans and the entity responsible for determining if a consumer’s disability insurance claims are authentic. This presents a significant conflict of interest.

Plaintiffs who file Unum bad faith insurance lawsuits hope to be rewarded the long term disability benefits they were previously denied by Unum Insurance.

Unum Insurance Bad Faith Lawsuits

Unum Life Insurance Company is the largest disability insurance company in the United States, but has recently faced a growing number of Unum bad faith insurance lawsuits from their customers.

Unum Insurance handles nearly 40 percent of all disability insurance policies, which means that a huge portion of Americans may be affected by Unum’s bad faith denial.

Thousands of individuals have responded by filing Unum lawsuits for engaging in bad faith practices. Unum bad faith insurance lawsuits allege that Unum Insurance has caused hundreds of thousands of people with legitimate disability insurance claims to be denied insurance for no reason other than to boost the company’s profit. In some cases, this has had an extremely harmful impact on consumers, who are left without necessary benefits.

Unum bad faith insurance lawsuits claim that Unum’s claim denial is not only biased, but also purposeful and malicious. Plaintiffs claim that Unum Insurance  has omitted records of a claimant’s legitimate disability from the official record review, changed policies after claims are filed, purposefully misread medical records in order to deny claims, hired biased and/or unqualified “experts”, and other bad faith practices.

Indeed, according to Unum lawsuits, both current and former employees of Unum Insurance and its subsidiaries have reported being told to deny the insurance claims of customers who qualify for disability benefits simply to fulfill some kind of company quota.

Many disappointed consumers with legitimate disability insurance claims are filing Unum bad faith insurance lawsuits against Unum Insurance, hoping to eventually reverse the group’s denial of benefits.

Some injured parties who have filed Unum bad faith insurance lawsuits have gained thousands or in some cases even millions of dollars in settlement money.

If you or someone you know has been denied long-term disability insurance or other insurance by Unum Insurance, you may be able to file a Unum bad faith insurance lawsuit.