An Unum lawsuit was filed by a Florida resident who alleges the disability insurance company wrongfully denied her disability insurance claim.

Plaintiff Cheryl W. worked at Starwood Hotels & Resorts. Her employer had no say in how Unum managed her disability benefits, according to the disability insurance lawsuit.

Cheryl submitted and was granted a claim for long-term disability benefits after being in a car accident in 2012, “where her car was struck from behind injuring her spine” which has caused severe limitations, says the Unum lawsuit.

However, Unum allegedly “failed and refused to pay benefits after May 10, 2014,” according to the disability insurance lawsuit. Unum allegedly claimed that the plaintiff did not meet fit the long term disability standards.

Until May 10, Unum paid the plaintiff nearly $3000 in disability benefits. Since then, seven months have passed during which Unum has allegedly failed to pay Cheryl what is owed to her according to her insurance plan.

Cheryl has asked for the money owed to her by the long term disability plan, attorney fees, and whatever the court deems just.

A primary problem, according to the Unum lawsuit, is that Unum decides which claims are paid and is responsible for paying them. This creates a conflict of interest that has allegedly led to the wrongful denial of claims for consumers across the country.

Cheryl claims she was wrongfully denied her disability benefits. Her conditions have reportedly not changed since she began receiving benefits from Unum.

She alleges in the Unum lawsuit that Unum owed her $19,849.69 according to the health plan provided by her employer.

Unum Lawsuits

Unum is the largest disability insurance provider in the United States, making up nearly 40 percent of the disability policies in the country. Thousands of individuals have claimed in Unum lawsuits that Unum wrongfully denied their claims for disability benefits.

Unum allegedly has rewarded employees who deny disability claims. Some Unum employees even came forward to state that the company encouraged this kind of behavior. In-house physicians were allegedly pressured to state that a consumer did not meet the disability insurance standard. Unum lawsuit plaintiffs have even provided medical evidence from their physicians confirming their need for disability benefits.

Plaintiffs like Cheryl have claimed that they fit the long-term disability description as provided by Unum. Unum states that the requirements are, “you must be totally disabled for 180 days” and “you must be prevented from performing one or more of the duties essential to your own occupation due to: accidental bodily injury, sickness, mental illness, substance abuse, or pregnancy.” Cheryl states that she fits this definition and has asked the court to bring her justice.

Millions of dollars have been awarded in Unum lawsuit settlements for unfair disability insurance claim denials.

This Unum Lawsuit is Case No. 8-14-cv-3206, in the U.S. District Court for the Middle District of Florida, Tampa Division.