Some Major Businesses May Not Be Complying With Receipt Laws

Some major companies have gotten into trouble recently because of their failure in complying with receipt laws.

Most consumers are unaware that the retailers from whom they purchases goods must adhere to certain laws when it comes to printing receipts.

When a receipt is issued to a consumer, the retailer must abide by the Fair and Accurate Credit Transactions Act, or FACTA.

Retailers, by complying with receipt laws such as this, help protect consumer information from identity theft and fraud.

A retailer may not print more than the last 5 digits of a customer’s debit or credit card number and they may also not print the expiration date on the receipt. If so, the customer’s rights have been violated under federal law.

Companies That Have Difficulty Complying with Receipt Laws

Some major companies that have been sued because they failed in complying with receipt laws include Godiva Chocolatiers, Catalina Express and PC Richard & Son.

Godiva Chocolatiers settled a class action lawsuit this summer for $6.3 million because customers claimed the chocolate company willfully violated FACTA by printing point-of-sale credit card and debit card receipts that included more than the last five digits of the card number.

P.C. Richard & Son, a well-known appliance retailer in the northeastern United States, has also faced a similar lawsuit.

The plaintiff in this lawsuit states that P.C. Richard failed in complying with receipt laws by printing the expiration dates of credit and debit cards on receipts.

This lawsuit claims that the appliance company acted in reckless disregard for federal law and that P.C. Richard & Son violated the New Jersey Truth in Consumer Contract, Warranty and Notice Act.

Catalina Express, a popular transportation company in Southern California, has also faced a FACTA lawsuit for failure in complying with receipt laws.

There has been a proposed settlement in this case that would compensate Catalina Express’ customers who have received a receipt on which the expiration date of their card was printed.

FACTA Violations

Each violation of FACTA can incur a fine of $100 to $1000, depending on the case. This can add up if a company has been in violation of complying with receipt laws for awhile.

FACTA stipulates that merchants follow specific rules when they print receipts.

Retailers can violate FACTA in two ways:

• Including any portion of the expiration date on the customer receipt.
• Including any numbers other than the last 5 digits of your credit card or debit card number on the customer receipt.

FACTA constrains what information may be shown on debit card and credit card receipts. This can be done by masking or hiding the numbers with symbols to help protect the cardholder’s information.

FACTA applies to all electronically printed customer receipts such as those printed by cash registers, self-service kiosks, as well as restaurant receipts.

If you have received a receipt that you may suspect does not comply with receipt laws, you may be eligible to join a free FACTA debit/credit card receipt class action lawsuit investigation against merchants who don’t take appropriate measures to protect your financial information. Fill out the form now to join!

Free FACTA Class Action Lawsuit Investigation

If you made one or more purchases and the retailer provided you with a receipt that contained more than the last five digits of your credit or debit card number or the expiration date, you may be eligible for a free class action lawsuit investigation and to pursue compensation for these FACTA violations.

Get Started